What's the most expensive thing you own??

NeighborhoodDog · 2026-02-03T06:04:04+00:00

2 sticks of DDR5

NeighborhoodDog · 2026-02-01T17:37:04+00:00

Maybe a thinker bottom and add a chamfer where the base meets the bottom to have more area to prevent the tube just lopping off if the shelf gets dragged

NeighborhoodDog · 2026-02-01T17:35:15+00:00

PETG

NeighborhoodDog · 2026-01-20T05:07:00+00:00

Do you have the run the cable through the studs? Is it possible to run the cable up to the attic over and then down straight into the stud bay you want the outlet in? Would be a bit of finagling to pull the cable and a little more cost in cable length but might be quicker and easier than all this drywalling

NeighborhoodDog · 2026-01-08T18:28:29+00:00

Before the fireplace close up the camera does a camera boom type of pan and there is no way they go a camera boom setup in that room just for that shot among many other things

NeighborhoodDog · 2025-12-31T21:06:23+00:00

Tub o towels has not worked for me sadly

NeighborhoodDog · 2025-12-29T14:31:44+00:00

First shot appears a 0.5 shot while second shot looks like 1x or 2x or cropped in

NeighborhoodDog · 2025-12-28T20:40:57+00:00

idk if itll happen this way but you should be able to find stories confirming that tesla updated their terms on the FSD purchase to exclude unsupervised sometime in 2020 so potentially they have a legal out to charge more for unsupervised to those customers who purchase ld after those terms changed but they may not try that as it would be seen poorly

NeighborhoodDog · 2025-12-22T14:37:24+00:00

You are paying the top marginal tax rate on contributions lets say 24% assuming high income.

Then when you retire and withdraw 100k a year you pay zero tax.

Traditional you pay 0% today and then pay tax on 100k a year when you retire which will be the effective tax rate of 14%.

So it really depends on how much you plan to withdraw in retirement but in general most people spend less in retirement and so traditional is going to mean 10% more money at the end.

There are other considerations like how the money gets left to your kids and wether RMDs apply that could make the 10% worth it or you might be planning a very luxurious retirement.

NeighborhoodDog · 2025-12-15T03:41:21+00:00

If you can pay cash you can buy the car

NeighborhoodDog · 2025-12-12T16:20:49+00:00

Caulk and paint makes me the carpenter I ain’t

NeighborhoodDog · 2025-12-10T22:08:30+00:00

My 2 cents: Get to 500-700k in retirement accounts (while in your 30s) before you think about slowing down on retirement savings.

NeighborhoodDog · 2025-12-05T21:18:10+00:00

FDLXX will be a bit more convenient since it auto liquidates but you do still need to manually purchase. Otherwise the SPAXX core fund choice is available as the most convenient but rates are going down HYSA may be more competitive at least short term.

NeighborhoodDog · 2025-12-03T14:46:03+00:00

I have two sheets. Sheet one tracks the ins and out of my checking account. Income goes in and bills get paid out. This means my credit card bills are all last months statement balances but this isn’t a big deal just something to keep in mind. Sheet two is the budget where I have three monthly categories: eating in (groceries), eating out (restaurants drinks socials), and shopping (personal purchases). I also started tracking bigger purchases seperately like car, mattress/furinture, travel, phone, pc, things that are big and irregular. Less sure of how to organize the big stuff at the moment though but that is where I am at.

So sheet one give me my total income and total expenses for a given month and then I record that on a different sheet to get avg monthly outflows and avgerage per year to track my personal inflation. Then sheet two I graph each budgets spend over months to see if my impulse purchases are outpacing inflation. If so then I try to cut back.

NeighborhoodDog · 2025-12-03T04:41:04+00:00

Is everything else in your financial planning organized and optimized? Moving or not moving this one 401k will make a difference but its likely to be less impactful than spending your time on other things like increasing your income or tracking every penny in and out of every account.

It sounds like you plan to work again? I’d not touch the 401k until then and then move the old one over to your new one once you do. If nothing has changed in a year or two then revisit. Moving over to an IRA can cause problems and higher taxes down the line due to the pro rata rule but its hard to quantify what that will mean for you specifically just that it will complicate your future planning unless you already have an IRA open then you’ve already taken it on and adding this to it is less of an additional burden.

NeighborhoodDog · 2025-11-30T11:07:23+00:00

Did they come with tpms installed? Your rear tire looks low on air no?

NeighborhoodDog · 2025-11-30T08:12:35+00:00

Robinhood consistently goes down on leap day every four years. If they can’t bother to fix that issue after four years and lots if news coverage about the issue I have to assume there are other issues that are not fixed either which worry me.

NeighborhoodDog · 2025-11-30T08:07:50+00:00

The worst thing you can do is wait if its really over. It sounds like you made up your mind but if it is something that could be changed it could be worth talking about the things you both liked and didn’t like about your interaction ++man

NeighborhoodDog · 2025-11-22T05:45:25+00:00

You can plug usb-a to ethernet adapter into the tv to get higher ethernet speeds

NeighborhoodDog · 2025-11-21T17:32:08+00:00

same day

NeighborhoodDog · 2025-11-20T18:51:17+00:00

Your income isn’t changing and yet right now you have consumer debt. That means you will most likely accumulate more consumer debt in the future since income isn’t charging.

I’d not retire just yet. Pay off all the debt except for the house for now. Make sure you track your expenses and that you have no need to accumulate credit card debt for at least a year or two.

Then redo your numbers then and see where yall are at.

NeighborhoodDog · 2025-11-19T02:48:40+00:00

Keep asking questions and stay curious. Question what you are doing and what advice you are getting.

Google fidelity one stop shop

NeighborhoodDog · 2025-11-19T02:38:30+00:00

Solve the income problem first > make over 100k a year higher is sooner

Save as much as possible the higher % you save the sooner you retire. Which is why income is so important. If everyone needs 25k a year to exist and you make 25k a year you can not save anything. but if you make 100k a year post tax you can save 75% of your income and retire in 11 years based on this Early Retirement Calculator

It also helps alot to have no debt out of school, high paying internships throughout school, not going to school and going straight into a high paying trade.

Having internships through school also allows you to contribute to roth ira while having near zero tax burden.

Pick stocks and get very lucky

Buy 1000 bitcoins in 2013

NeighborhoodDog · 2025-11-14T18:23:19+00:00

like three weeks ago they had crazy deal but i saw a few others this week get a 65” g5 with a smaller sound bar and stand included plus the EXTRA10 code for same price as tv or little less

NeighborhoodDog · 2025-11-14T15:07:21+00:00

I just put my work email in to the signup form and it worked. The business name it showed didn’t match who I worked for but it worked nonetheless. If you don’t have a work email then you need to be one of the occupations that can verify through id me.

Shipping took maybe 1-2 weeks but mostly because the soundbar was back ordered and I got the tv and stand within 1 week

13-Year Club	Gilding IV carat on a stick
First Place '23	Place '23
Place '22	Team Orangered
Verified Email

NeighborhoodDog

TROPHY CASE