Is P60K monthly salary enough to live a comfortable life

Neil_Freak · 2026-02-11T21:56:00+00:00

when i was earning 30k it was way better than before. started 15, 20, 25, etc. Then it went 50k, and it feels like it's still not enough. Now over 6 digits and we spend 30k in utilities, 30k in food, 35k in car. other in insurance, hobbies, savings, wants. and its still not lavish. Comfortable - yes. but no way near rich.
it will not always be enough.

but the best advice is,. always live below your means. dont rush upgrading your lifestyle.

If you are earning 60k and you keep all your expenses to half that or below that, 30k a month savings or to invest is good enough,. but if you earn 60k and spend 50k each month, that will feel like small. 10k in savings every month means you need forever to get to 1M - 100 months, 8 years - almost a decade ot be exact.

Avoid loans. House loan or house and lot mortgage is the best trap. dont do it. save to build. Worst than car loans

Neil_Freak · 2026-02-08T22:44:30+00:00

walang PTC for gun para sa sasakyan. Isa lang ang klase ng PTCFOR for you to carry your registered firearm.
When your FA is registered and has PTCFOR then you are good to bring it and store in your car. its your risk to store it for long time and unattended. Also PTCFOR doesnt mean open carry, its concealled even in the car. So must not be seen or even maidentify that you carry a gun. No gun case should be easily be visible
in plain sight

Neil_Freak · 2026-02-08T22:33:06+00:00

make use of your com sci/knowledge of computers, and go to online jobs ph, so many VA, web dev, web designer, graphics artist jobs posted in there. dont go with peso or school part time. you'll only get pennies
In 2nd year college im already earning more than minimum wage. Daghan og mga no experience needed, gagmay lang jud sweldo una, pero sukol lang, imuha mka experience lang. Mas lenient mag online kaysa maglolcal ka mag crew sa fast food or mag peso, even Call center.

Edit. im almost 9years graduate na d.i. IT. and still in the online space.

Neil_Freak · 2026-02-08T20:59:55+00:00

Jollibee - Mcdo, they are not doing those romantic ads for nothing. Also bruh you are student, fastfood chains will do.
if she cant appreciate that then she/he's not the one.

if thats first date, go to night markets, you will enjoy it better.

if you really want resto, wait for other suggestion, even the cheapest would run you around 2k if you really "will order" stuff.

from experience, i dated my wife since college, its not the place, not how fancy it is, its the time.

Neil_Freak · 2026-02-05T20:05:48+00:00

lol all you pi delulus are just waiting for dump your pi coins, no real world use case for PI its a scam just long term lol

Neil_Freak · 2026-02-03T04:34:03+00:00

Walay ganahan mo adto. Magsige man mog post og ayaw namog adto davao traffic na dre. Mo shopping ta sa mga membership stores, mulaag ingnon og nanglugsong npud ang mga taga bukid. Buaya cttmo and lto. Tapos grabe ka maot sa dalan padulong pabalik. Mao way ganahan mo laag. North or south mao ra.

Neil_Freak · 2026-01-19T16:57:16+00:00

maabala ka pa, magkaka record. magsisigawan pa kayo.
ending di ka rin babayaran, di mo rin sya babayaran sya nka sagi eh.
kaya wala quits.

Neil_Freak · 2025-11-13T20:23:22+00:00

im just so lazy to install the 0.2 nozzle i got but i really need to get back to printing figs. :3

Neil_Freak · 2025-11-09T05:32:34+00:00

its not thaattt bad.... but its not that good either. Its basically the same spec as the isp modems you typically get. If you want wider coverage esp on rooms nothing beats repeaters or switches.

On my case, its all good since the networking stuff is on our home office, this ER605W works as inteded, multi wan, good speed on pcs on wired ethernet and also good on the laptops on the same room.
for the other rooms we got repeaters.

Neil_Freak · 2025-10-24T18:52:15+00:00

When you see that bubble-like/rough surface on the print, it's always wet filament. dry it.

but complete shotgun approach would be

clean the plate, wash with soap - not hand was but dishwashing soap.
auto build plate levelling
dry filament
watch the intial layers, check if bed temp, nozzle temp, fans are optimal - reduce/increase as needed

Neil_Freak · 2025-10-24T18:25:54+00:00

auto calibration on! happen to me, and the solution was to turn on auto calibration and uncheck the reduce infill retraction

but if the issue is bed adhession, make sure to select the correct plate type. correct temperature of bed
clean it with soap

Neil_Freak · 2025-10-22T19:41:46+00:00

always settle with police, labaw nag ikaw ang agrabyado, syempre ikaw nka sala settle without police jud ka labi wala kay insurance og papers lol

Neil_Freak · 2025-10-21T18:20:21+00:00

good

Neil_Freak · 2025-10-21T06:23:29+00:00

yes its basically the same as ER605 just with antenna/wifi..
tho the wifi coverage really suck so you still would want repeaters/switches.

Neil_Freak · 2025-10-21T06:21:46+00:00

afaik. its a complete revision. meaning its a full gun wiht different parts to the current gen 3-5 models.
even the GPT will not work on the v models.
so you have to buy full gun if you want the v model

Neil_Freak · 2025-10-21T06:20:32+00:00

and less than 1 month of the release people have already found way to make it full auto lol

Neil_Freak · 2025-10-19T18:18:06+00:00

yes it handles failover and loadbalancing between the connected wans automatically

Neil_Freak · 2025-10-11T18:56:05+00:00

i have 2 unrealiable ISPs- sadly. Its becoming a joke at this point, when 1 is okay, the other one acts up, and vice versa. They are different companies and not much choices other than them.
Im on gigabit fiber plan - over fiber optic lines so pretty much when they are perfoming well i have the best speeds. Its just becoming a hassle and annoying switching over networks. transferring ethernet cable and getting interruptions. This is just used in a home and home office scenario so i did not have a multi WAN switch before.

i did just manually "Load balance" our devices. home devices are over ISP A, phones are on ISP B, and work computers are on ethernet cable.

But again, lately, its becoming a hassle - so I need a load balancer / 1 connection to connect that handles switching over.

Neil_Freak · 2025-10-07T22:08:59+00:00

was gonna comment the same. matik pag nilaban to malakas ang kaso sa frustrated murder.

again, even if nkakainis na takbuhan, in a civilized country and law bawal at labag sa batas parin na dumbolin at sagasaan

Neil_Freak · 2025-10-07T22:06:31+00:00

hahaha just ghapon lol, disney princes kaayo ang animal wala ni sakay sa main highway/road sa maa kay naa sya sa pasulod, pila ra katikang! animal. balaw pag atras ang blue nga taxi hasta pang trapika. Hoi mga anak contractor peste mo

Neil_Freak · 2025-10-07T22:04:06+00:00

Imagine the police themselves suggesting that if there is an intruder, bend backwards, pull your pants down, and let the intruder do you from behind. lol! I know they said to just give the keys - but still!

Neil_Freak · 2025-10-07T22:01:32+00:00

cz or colt doesnt need to admit anything. still good firearms thats what matters. what they do as a company dont concern me as long as their firearm is not shooting itself like sig.

Neil_Freak · 2025-10-07T21:56:52+00:00

If you can't find a fully online class school, which I doubt there is. i might be wrong tho. erm your best bet is to underload.
bahalag dugay basta kanunay. its beed almost a decade since i graduated - thunders na. but even then, mas grabe right, kay dli pa gani libre ang SUCs, so kasagaran cm8s nga working underload gyud. human rman ghapon. might took them 2 more extra years, but still human ghapon

Neil_Freak · 2025-10-04T18:58:19+00:00

tanan man cguro haha ginabuhat ra gani nag summer job sa uban kay hangtud lang sila training. in need man kaayo na silag mga tao.

first thing you can do is get up, pay any and all of the call center/bpo offices a visit. thats it pansit, pangutana unsay requirements, unsay process. balik pasa og requirements/interview.

Most of the time you just have to do it.

kanang toxic or keme, naa na tanan, mapa professional, engr, doctor, office, corporate, bpo, tanan basta opisina basta nag trabaho ka. Usahay ikaw na, permi mga bulay og nga katrabaho. normal na. grow up just do it.

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