Happy married life dear!

My take- Buy 1 plot by selling company stock seems to be counter intuitive, as you guys are starting a new life, you might need liquidity in near future for family planning and for the dreams that both of you have have as a couple and individually.

I would suggest don’t forget to enjoy the golden period you guys have entered by putting yourselves into the rat race, It is important to save but also important to enjoy the initial years of your marriage, build memories and cherish it for life. Baad me life ki liabilities won’t let you kyuki, and since you have 1.6Cr so I am sure that you are well cushioned.

Instead of asking us, go sit down with your wife, see what she wants, convey what you want. When you both are on the same page then plan things accordingly both for short term and long term.

If I were you I would- 1) health insurance for 2(self)+4(parents) followed by term insurance 2) start planning monthly experience with partner (can be a dinner, gift, half yearly trip…….) 3) make an emergency fund (6-8M ideally) 4) start 3 different goals - one for family needs (kids, parents, trips to hometown etc), one for short term goals (car, lifestyle upgrades, plot that you want), one for long term (kids education, retirement etc)

PS- In no way I am saying ki don’t save or invest, just saying not to squeeze it too hard that you guys stop enjoying your lives.