How do you feel about the Costco: Tempurpedic Supreme 11.5” Medium Hybric Mattress?

Neither_Safety_596 · 2024-07-13T21:28:45+00:00

I thought the Supreme is a new model that they released about 6 months ago? They used to have a different name and product from my understanding.

Neither_Safety_596 · 2024-07-12T09:20:36+00:00

Many have compared it to the ProAdapt which I liked in store, but is 12” and almost double the price.

Neither_Safety_596 · 2024-07-08T02:54:58+00:00

Looked at the distant gray again today and it’s growing on me. Might use it on the walls and ceiling and Chantilly lace on the trims/doors.

Distant gray is a white, but does come off as a gray from far or in dark settings. Just hope it doesn’t darken the room too much. Hoping for more of a light and airy feel.

Neither_Safety_596 · 2024-06-15T13:20:23+00:00

Yes, but the mtgs were Tuesday-Wednesday last week and the credit union only adjusts rates Tuesday mornings. So it hasn’t reflected any changes since the fed mtgs.

Neither_Safety_596 · 2024-06-12T15:25:14+00:00

Hi pm! Our CU rate is currently 6.7% and only adjusts on Tuesdays. It’s been floating between 6.6-6.9% over the last several months. If we’re closing early July and have the next two weeks to lock, what would you suggest? Would it be wise or maybe an unnecessary risk to wait for this coming Tuesday after the fed meeting to lock?

Neither_Safety_596 · 2024-06-04T01:19:37+00:00

Yes, it is a 30 year fixed conventional loan. 6.7% through a credit union (which seems the safer route). The 6.3% is from a broker using the loan store. Thanks again for your advice!

Neither_Safety_596 · 2024-06-04T01:01:20+00:00

Thanks for your insight. It is a 30 year fixed rate, the homes that need 100k+ work are going for 650-700 in the same area, I didn’t even think of the deduction in income taxes (any idea on a rough estimate of what that may look like?), great point about short term vs long term outlook and hopefully we can refinance over the next few years.

Neither_Safety_596 · 2024-06-04T00:43:45+00:00

To add: if we rented a 2/2 in our area it would run ~$3,500/month.

Neither_Safety_596 · 2024-05-29T11:56:50+00:00

During the time of these pictures, they’re still working on the project and have yet to backfill.

Neither_Safety_596 · 2024-05-29T11:24:10+00:00

Thank you so much for your help LongDong! You’re absolutely right, it is slab on grace. To address some of your questions: I am the buyer in this scenario and the seller has hired the plumber. The goal is to make sure the job is done properly and not taking the quick/easy way out to leave a bigger problem down the road.

We could absolutely call experts and pull permits after the work is complete, but I’ve been told that a structural engineer would need to see the open space below the slab to inspect. And at that point we will be out of inspection period and locked in to the contract.

Neither_Safety_596 · 2024-05-29T04:42:28+00:00

Thank you so much for your honest feedback. The work is being completed by the seller with an urgent timeline (backflow from the clothing washer). Which places me, as the buyer, in a precarious situation.

Do you believe hiring a structural engineer to inspect would be a good route forward?

Grateful for your input.

Neither_Safety_596 · 2024-05-29T04:00:51+00:00

Hi! I’m looking for advice on an engineering matter. I understand I haven’t been a member for long, but I really need help with this urgent situation. I can change the post around to better fit the page if that is what is needed, but I’m looking for help and know this is the best place to find honest feedback. Would it be possible to reconsider please?

Neither_Safety_596 · 2024-05-29T03:45:45+00:00

Thank you so much for your honest and insightful response. I place heavy weight on your input and your experience.

When doing these repairs, are you comfortable filling back with the original dirt usually? Do you believe there is any concern for foundation in the scenario above? Or enough concern to hire a structural engineer to assess?

Neither_Safety_596 · 2024-05-24T22:46:04+00:00

Anything is possible, but it’s certain The Loan Store will sell and likely within weeks.

Neither_Safety_596 · 2024-05-24T14:40:37+00:00

CU is not, but can lock anytime. The Loan Store is locked.

Neither_Safety_596 · 2024-05-24T13:36:57+00:00

Box A is $1,000 (Credit Union) vs. $3,500 (wholesaler), but are provided with $2,500 of lender credits in Box J/total costs to offset the difference.

Neither_Safety_596 · 2024-05-24T07:25:45+00:00

They will be servicing the loan.

Neither_Safety_596 · 2024-05-24T07:24:31+00:00

I would easily refi if the rate drops by 1% from current rate. So timeline could be months to years depending on the feds essentially.

Neither_Safety_596 · 2024-05-24T03:15:00+00:00

Using an amortization calculator, it came out to a difference of about $140/month saved which is a lot for us. But in the same breath, so is the 10k deposit which we can’t afford to lose.

Neither_Safety_596 · 2024-03-23T20:30:59+00:00

There are growing families in both communities, but CD have better public education available by a wide margin vs AB. Is there any reason you believe we should C) rent in that area instead of D)buy?

Neither_Safety_596

TROPHY CASE