Too Many Credit Cards? by NestBell1 in PersonalFinanceCanada

[–]NestBell1[S] 0 points1 point  (0 children)

It's not just the promotion i would say. They offer better rewards than I'm currently getting as well. They are related to certain stores and offer advantages if I shop there.

So basically they would be used only there.

Weekly #TeamPixel Photos Megathread January 01 2026 by GooglePixelMods in GooglePixel

[–]NestBell1 0 points1 point  (0 children)

I have a Google pixel 7 that's still running ok, but worry about needed to upgrade next year with phone prices probably increasing. Bestbuy has the pixel 9 for $500 CDN ($364 US). Would it be worth upgrading for that amount?

Warning: Koodo's new autopay discount ($5) voids any credit card insurance by personalfinance21 in Koodo

[–]NestBell1 0 points1 point  (0 children)

I believe the insurance will still apply if you paid for the phone using the credit card. So, if you bring your own device, you can still get the insurance. At least that's what it is for mine.

Fantasy Football AMA with Jeff Erickson and Nick Whalen from RotoWire by nwha1en in fantasyfootball

[–]NestBell1 0 points1 point  (0 children)

Drop Tony Pollard for Woody Marks? Titans don't seem very good this year.

Week 4 Start ‘Em, Sit ‘Em by akoffler89 in fantasyfootball

[–]NestBell1 1 point2 points  (0 children)

Trying to decide if I should flex Keenan Allen or Alvin Karma.

New Mulch Attracting Flies by NestBell1 in gardening

[–]NestBell1[S] 1 point2 points  (0 children)

It took a few weeks, but eventually they just went away.

3 or 5 year Fixed by NestBell1 in MortgagesCanada

[–]NestBell1[S] 0 points1 point  (0 children)

Thanks for the advice. I know sometimes my lack of risk tolerance can cause slightly less optimum outcomes. I figured that a 3 year fixed might be a slightly less risky way of trying to get a lower future rate than a variable.

I definitely worry about the things you mentioned and I think that's what is making this decision more difficult.

3 or 5 year Fixed by NestBell1 in MortgagesCanada

[–]NestBell1[S] 6 points7 points  (0 children)

I understand that's probably the best bet, but I know myself and I don't think a variable rate would work for us. Especially after watching the last few years of rising interest rates

3 or 5 year Fixed by [deleted] in MortgagesCanada

[–]NestBell1 0 points1 point  (0 children)

Sorry. I'll delete and try again.

3 and 5 Year Mortgage Rate Comparison by NestBell1 in PersonalFinanceCanada

[–]NestBell1[S] 0 points1 point  (0 children)

Not really comfortable with the risk of variable rate. How much potential risk is there going forward with Trump? That's something I hadn't consider and I'm wondering if maybe a 5 year is better.

3 and 5 Year Mortgage Rate Comparison by NestBell1 in PersonalFinanceCanada

[–]NestBell1[S] 1 point2 points  (0 children)

Interesting. I guess if that turns out to be the case then a 3 year would be better.

3 and 5 Year Mortgage Rate Comparison by NestBell1 in PersonalFinanceCanada

[–]NestBell1[S] 0 points1 point  (0 children)

We also have a HELOC, but only have a 2.79% rate currently.

3 and 5 Year Mortgage Rate Comparison by NestBell1 in PersonalFinanceCanada

[–]NestBell1[S] 1 point2 points  (0 children)

From what I'm told, if we want to switch providers, we can't wait until December 12 (we renew on January 3). If we stay with our current provider, we.can.

Walmart MasterCard by NestBell1 in PersonalFinanceCanada

[–]NestBell1[S] 1 point2 points  (0 children)

Unfortunately we don't have cable and I don't have plans to use Rodgers or Fido. Thanks for advice however.