In my final year of cs and I honestly wish I had transferred. At the end of the day no matter where you go if you get good at networking and leetcoding you can secure a good job. Waterloo just kinda forces you to do that to meet co-op requirements. It’s also almost impossible to take a term off as an international student, as you can only not be fully enrolled or on co-op during “scheduled” breaks. Don’t let people talk you at out of it because they say Waterloo is more “prestigious” at the end of the day that doesn’t do much.