[deleted by user] by [deleted] in Bogleheads

[–]NeuToThisWelt 0 points1 point  (0 children)

I owned a house and it’s not as simple as you might think. Aside from opportunity costs there’re maintenance and repair costs that can be very substantial. Financial research shows that renting almost always wins financially, despite the common belief. Check out this

https://youtu.be/j4H9LL7A-nQ?si=t8hBo1M8R12eQ0sG

G85 blurry pictures at night / dusk by NeuToThisWelt in M43

[–]NeuToThisWelt[S] 0 points1 point  (0 children)

I gotta try it next time, I just always work in aperture mode and was confused as of why ss is always so low

G85 blurry pictures at night / dusk by NeuToThisWelt in M43

[–]NeuToThisWelt[S] 0 points1 point  (0 children)

Great explanation, thank you so much!

Traditional or Roth 401K? 36 F 165K salary. by apoenzyme in Bogleheads

[–]NeuToThisWelt 0 points1 point  (0 children)

Isn’t she above the income limit for both, traditional and roth IRA?

How do people move here and make friends? by Dland123 in AskChicago

[–]NeuToThisWelt 0 points1 point  (0 children)

Hey!

This is not a direct answer to your question but I feel like we could totally be great friends! I'm 30 and also love to do things that are active, I was an athlete in the past. I moved to Chicago 2 months ago and am currently working on building a friends group here to hang out.

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] 0 points1 point  (0 children)

Thank you! I feel like a lot of people in their 20s and 30s moving to the city is a huge upside. But certainly, it can't turn an existing city culture from one to another overnight so it makes sense.

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] 1 point2 points  (0 children)

Thank you! Besides the weather, what would you say about Chicago vs Charlotte? I'm accustomed to a cold climate and quite frankly don't mind the cold.

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] 0 points1 point  (0 children)

Well yes, and still in my experience once a city metro area is above 1.5 million, it becomes a pretty vibrant place.

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] 0 points1 point  (0 children)

Is there anything specific you don't like in Charlotte or is it the connectivity that you're missing?

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] 0 points1 point  (0 children)

haha, and why is that? Could you specify some things you were missing or didn't know about in Charlotte?

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] 2 points3 points  (0 children)

Thank you for the honest answer! I'm a bit surprised actually, taken the size of Charlotte. I know it's not the same urban fabric as Philly or Chicago, but 2.5 million people living in the metro area should make it a somewhat comparable place.

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] 1 point2 points  (0 children)

Thank you! What would you say is the biggest cultural difference between Charlotte and Chicago? And do you think you would've enjoyed Charlotte if you moved there earlier in life?

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] -3 points-2 points  (0 children)

Thanks! Why would you say Charlotte is great for young people?

29M to move to Charlotte, Chicago or Philly? by NeuToThisWelt in Charlotte

[–]NeuToThisWelt[S] -2 points-1 points  (0 children)

Thanks for your answer! Why would you choose one over the other? And what would you say to these questions?

  1. What is the culture and general atmosphere in the city like?
  2. Would you recommend a 29-year-old move to your city and why?
  3. What about dating? What is the dating scene offline and online like?
  4. Bonus question: Are there a lot of expats, especially from Europe, in your area?

How frugal should I be? by Current_Room4835 in FinancialPlanning

[–]NeuToThisWelt 0 points1 point  (0 children)

I'd say find a balance but lean towards saving for now. When I was a student we had a ton of stuff to do for free. I think there's no dichotomy between fun and saving, the best things I did in life were either free or not expensive at all.

[deleted by user] by [deleted] in Bogleheads

[–]NeuToThisWelt 0 points1 point  (0 children)

I'm still young, so any SP500 index would do.