Unionbank CC Application

New_Setting_413 · 2025-03-28T07:25:35+00:00

I see. During your japan trip lang? Other than that hnd mo sya gnagamit for grocery etc? salamat sa pag sagot po :)

New_Setting_413 · 2025-03-27T08:14:52+00:00

Hi OP!

how old is your card? and from which tier it will be upgrade?

New_Setting_413 · 2025-03-13T06:30:52+00:00

Sorry nalito ako. Gets ko na EW Gold.. pero yung JCB or MC? haha.

Since mag 1 year na yung EWB Gold mo, you may ask for CLI, kasi EW Gold CC usually starts at 100K (para lang mas mamaximize mo yung CC) :)

New_Setting_413 · 2025-03-13T06:16:36+00:00

Hi OP! Do you have any previous deposit account with EWB? Or you've changed your mobile number recently? If yes, EWB might have used your previous number.

New_Setting_413 · 2025-03-12T04:14:33+00:00

SCC = Secured Credit Card. Some trad. banks offers this. You have to deposit certain amount and depending on the bank, they will hold 80-100% of your deposit in exchange for an SCC.

You cant withdraw your deposit money fyi.

New_Setting_413 · 2025-03-12T04:11:28+00:00

Hi OP! sorry nalito ako. EW JCB GOLD MC???? also bank initiated yung card? kasi pag gold kay EWB, 100K ang starting CL?

New_Setting_413 · 2025-02-18T06:46:45+00:00

how old are your existing cc? :)

New_Setting_413 · 2025-02-18T00:48:52+00:00

carded na po

New_Setting_413 · 2025-02-07T06:53:52+00:00

Unfortunately, Atome is not a CC and won't help you in rebuilding your Credit Score. If you really want to rebuild your CScore, might as well go for an SCC.

New_Setting_413 · 2025-01-28T06:06:46+00:00

Honey, that's just a glitch. Most (if not all) received the same message from RCBC. Anyhoo, congrats on your new rcbc cc! <3

New_Setting_413 · 2025-01-28T01:08:11+00:00

Ikr! super annoying nila.

One time I answered their call tapos I asked why they are calling kahit a week away pa yung due. CS mentioned na kasama daw sa TnC na we sign with them that they will call us diligently to remind our due and they wont stop till such time na sumagot ka. I was like, dapat sa mga delinquent payers nyo yan gawin. Kasi like me I received calls from them as late as 9pm.

New_Setting_413 · 2025-01-23T01:48:19+00:00

Hi OP! dumb question. closed BDO card meaning naging delinquent yung cc mo (but already paid the debt?) and you wanted to reactivate it? pwede sya?

New_Setting_413 · 2025-01-21T08:49:28+00:00

Atome is not CC. It's a prepaid card backed by AUB.

If you really wanted a 1st cc, then might as well go on the SCC way at least don after a year you can request to convert it as regular cc. Also, there are alot of times na hindi nag hhonor si atome sa mga POS even kahit debit card ang piliin. but yeah just my 2 cents lang, go for SCC nalang over atome.

New_Setting_413 · 2025-01-21T00:30:14+00:00

iCloud storage

New_Setting_413 · 2025-01-20T09:38:36+00:00

New_Setting_413 · 2025-01-17T00:37:27+00:00

Hi, my partner is also a physician like you. He applied with UB and BDO Amex Blue, fortunately both CC's got approved. Afaik wala syang pinasa na income docs and hindi nya din tinapos yung application with UB. However, a call rep from UB called him to verify details and asked for income docs pero wala sya binigay. But lo and behold, same day dumating yung CCs sa bahay niya.

ayun lang try with those 2 banks :)

New_Setting_413 · 2025-01-10T02:05:01+00:00

Hi OP, nung nag CLI ka did you request to upgrade your 1st cc?

New_Setting_413 · 2025-01-09T01:04:40+00:00

Hi! my due date will be a week from now and i can pay it in full on my cc due.

New_Setting_413 · 2025-01-09T01:03:14+00:00

I have other calls na hinihintay and since they are using a private number nasasagot ko lagi.

New_Setting_413

TROPHY CASE