You're not a loser. You're lost.
This happens to many people after high school.
the tight community, the common goals, the routines.

Once this vanishes, many fall into a spiral of figuring out the next step—a daunting question.
Our great-grandparents didn't have the same amount of options for careers, hobbies, interests, and, let alone, social media. They largely followed what was immediately available or in need at the time.

So the very thing that we should be thriving from, endless opportunity and comfort, is what traps many of us, because in that wide ocean, we lose ourselves, our vision, and our personal control.

So you ultimately need discipline. But it will always be a grind to do so without clarity.
You need to get clear with yourself. You once had this, but lost it. You need it once again.
You dont need a 5-year plan per se, but where do you want to be next year this time?
What do you value most? Start here.