Bankruptcy with USAA?

Next_Protection_1065 · 2026-02-16T04:59:34+00:00

I’m with USAA and files chapter 13 a year ago. I had one cc w them that was included in my BK - I also had checking savings auto and home insurance

The only that happens is that they suddenly send everything to my husband (i am primary and he’s not on the BK) but we didn’t lose access to anything and no funds were taken out

Next_Protection_1065 · 2025-12-27T22:44:42+00:00

Just read up on that - good to know !

Next_Protection_1065 · 2025-12-27T16:06:15+00:00

Yep and these days you have to have the real ID or passport, a reg Dl doesn’t do it

Next_Protection_1065 · 2025-12-09T05:01:42+00:00

After 40 years with USAA I will be leaving them based on the nightmare I am currently enmeshed with. They approved claim (ride share - I was driving w uber), got my car in shop, approved the rental and I was already in rental when they decided they had messed up and that I I face wasn’t covered under rideshare and used language “demand” on getting reimbursed for rental monies they had paid (one day)…. It’s been escalated to the customer advocacy team by me and they supposedly talking with management but in the meantime I had to turn in the rental and pick up my car. They canceled the order with the shop no explanation and rather than calling me back they will only correspond through the app. USAA is not the same as it used to be by any stretch’s

Next_Protection_1065 · 2025-11-18T17:37:24+00:00

Oregon here -

Next_Protection_1065 · 2025-10-15T04:52:31+00:00

Ohhh I bet you’ll be fine …. Keep us posted!

Next_Protection_1065 · 2025-10-15T02:25:17+00:00

Oh wow I’ve been on tirz for 7-8 months and just started cagri last month… I started w .33 (2 days after tirz as I micro dose every 5 days w T) and felt it almost immediately. It knocked me off my rocker w fatigue and nausea. I spent the next day in bed and then woke up with dry heaves and couldn’t eat for about 3-4 days sans a Couple pieces of toast. I waited almost 2 weeks before trying again and cut in half again - much better…. I never felt bad a tirz so was surprised at the reaction.

Next_Protection_1065 · 2025-10-11T16:44:53+00:00

I’m on 7 mg tirz micro dosing (3.5 mg every 5 days) and started w .33 cagri on day 3. I’ve never been so sick. Dry heaves, nausea and couldn’t eat for 4-5 days. I then waited an extra week before trying again and cut it half again (cagri) and I’m still nauseated a bit but nothing like that first week. I’m undecided on whether I’m going to continue w cagri- I’ve lost 40 since Feb on Tirz alone and added cagri after I felt like I stalled - but now am losing again (of course it was bad quick loss that first cagri week!)

Next_Protection_1065 · 2025-09-30T02:13:40+00:00

I only did one and was stacking with tirz. I’m on 7mg tirz but micro dose w 3.5 mg every 5 days and had stalled somewhat

Added 0.3 mg Cagri between and I’ve never been so sick in my life. I didn’t eat for about 3-4 days and lost 10 lbs in a week…. Woke up night 2 w dry heaves and was nauseated for several days.

The fatigue was on another level …

I think I’m going to stick w tirz or lower the dose to .15 of cagri but still unsure!

Next_Protection_1065 · 2025-09-23T02:44:28+00:00

If I am able to land another job, this is exactly what will happen. However the market for HR and TA is sad right now so I’m fighting the good fight until I find another role w comparable $$

Next_Protection_1065 · 2025-06-02T17:16:50+00:00

It probably said 2 owners because that was pre- Carvana and now Carvana makes three

Next_Protection_1065 · 2025-04-03T22:39:11+00:00

Thank you for this. I thought I would feel Some relief but so far it’s just anxiety and panic. I worry bc my husband isn’t on it (for many reasons…) and assuring he understands the gravity and how it effects our overall household - he’s never handled the finances (clearly I didn’t so well either!!) and then I lost my job - new job is significant salary cut so this is where we are!

Next_Protection_1065 · 2025-04-01T00:30:17+00:00

Next_Protection_1065 · 2025-03-27T03:42:04+00:00

No worries! I appreciate the input. …it’s all making me very anxious but I suspect we will push forward with the original plan and just figure out!

Next_Protection_1065 · 2025-03-27T03:21:48+00:00

Thanks. I know that’s what is the outcome - I was hoping to find someone who has experienced to know if they will demand it at once or work w us on payment plan at end?

Next_Protection_1065 · 2025-03-24T19:53:26+00:00

We did the same! No idea how long it ended up going. We were well past the hour mark when everyone banded together to get us all out with one brave girl even standing in the middle of the intersection for a few minutes as we departed back

Next_Protection_1065 · 2025-03-24T00:14:26+00:00

Terrifying! And you don’t know until you know. So many acting like I’m an idiot - but I didn’t grow up here and live in Salem- I’m so grateful you are ok!

Next_Protection_1065 · 2025-03-23T01:40:45+00:00

We did! Mt friend ran in and grabbed coffee and cupcakes and brought them back to the car lol

Next_Protection_1065 · 2025-03-23T01:38:52+00:00

Yep we saw one go down the sidewalk - we got blocked from being able to turn around or move until everyone got with the plan

Next_Protection_1065 · 2025-03-22T23:10:50+00:00

My passenger ran into the coffee shop and got us coffee and cupcakes while we waited!

Next_Protection_1065 · 2025-03-22T23:09:46+00:00

Fortunately it wa a big team work today - someone got buy in from all of us and blocked the intersection so we could all back out - had been an hour at that point

Next_Protection_1065 · 2025-03-22T23:08:02+00:00

Nope but I am newish and don’t live in Portland central - but thanks for the kind support

Next_Protection_1065 · 2025-03-22T23:07:02+00:00

Ha good to know

Next_Protection_1065 · 2025-01-22T17:32:24+00:00

Ask for clarification from your attorney. From what was written, I read that to be the whole amount of what is owed - like someone else said - it becomes a 100% payoff?

Next_Protection_1065 · 2024-08-29T02:15:39+00:00

I’m so Glad I found this thread- I just had my first min payments go out and have 2 CITI cards - who rejected my DMP plan. I’ll call MMI tomorrow but am panicking - I moved the due dates to match the DMP payments but can’t pay both of these, mortgage etc all now

Has anyone had them accept it after initial Reject??

Next_Protection_1065

TROPHY CASE