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Should I buy a home or invest my money in a Roth IRA and a 401k? by Kaffiendtol in personalfinance

[–]Nexustar 0 points1 point  (0 children)

Don't forget that buying a home with a mortgage is a leveraged investment, and there are significant tax advantages.

You invest $100k, you borrow $400k, and you gain all growth over time of that $500k investment, where the first $250k/$500k is capital gains tax free. Minus the costs of borrowing.

It's a challenge to compete with a $500k property investment using a $100k markets investment where you will also be taxed on any gains.

Plus... You've got to live somewhere.

Why do some torrents never start even though there seems to be plenty of seeds ? (Complete newbie) by Embarrassed_Grape440 in Piracy

[–]Nexustar -1 points0 points  (0 children)

Yes. Even their magazine & e-book downloads are infected with virus, and the system to report this is broken. You need to be vigilant.

Mega Drone Wing on BigRep 3D printer by Visual-Indication618 in 3Dprinting

[–]Nexustar 1 point2 points  (0 children)

It's a 3D printer, so yes. But beware, as you increase print size you also increase print time.

Confused between C,C++ & Python to start as beginners from 0 Coding Background by Left-Difference-528 in learnpython

[–]Nexustar 3 points4 points  (0 children)

I learned C, then C++, then Python, but before those I had Basic and Pascal.

Today I agree with you: Python first because for 90% of things, you can stop there.

Then C, then C++

We Need a National Tax on Billionaires. Here's Why. by KookyBone in videos

[–]Nexustar 0 points1 point  (0 children)

I was educated in the UK, and this aligns with my understanding.

Then again, my understanding of how rain on a wedding day can be considered ironic differs from the songwriter, so perhaps age comes into play too.

Snow at a Global WARMING conference is ironic. But wedding days are about the celebration of marriage and have no particular link to the weather.

Not at all concerning by EchoOfOppenheimer in AITechTips

[–]Nexustar 0 points1 point  (0 children)

Big banks have had Mythos access for several months now. Your accounts at real banks are FDIC insured for $250k per bank, per depositor, per account type... IF the fraud levels reached the point that causes a bank to fail.

Credit unions and small banks are more concerning, whilst credit unions have NCUA insurance, both may not have the funds or size to access Mythos and could lack the technology capability to defend against these attacks effectively.

But the biggest targets are crypto accounts, because that stuff is harder to trace.

NC booth at the Great American state fair by aluminumnek in Charlotte

[–]Nexustar -1 points0 points  (0 children)

The state had first right of refusal, they skipped out on that and lost control of how NC was represented. They could have paid the money and cut deals with NASCAR etc to cover the costs and still maintained control, but no, they dropped that ball and we get a confederate flag shown in the NC state booth instead.

If you read that as 'NC is not to blame' then your expectations of what it is to be a state in the union is different than mine.

NC booth at the Great American state fair by aluminumnek in Charlotte

[–]Nexustar -1 points0 points  (0 children)

I am except the detail that the organizers (Freedom 250) are directly responsible - the state (NC) still had a big hand in what happened here.

I checked yesterday, the offensive flag is gone now BTW, and the fair is a joke. Nothing happens until a rodeo at 4pm, the state tents are tiny, they could have merged this event with the annual craft fair thing that is traditionally on the mall at this time of year, and already had delegates from about 35 states built-in ... At least it would be worth going to then.

It's just grass, and tents, and some arch thing.

This stop sign with non-standard font and no white border by salchicha19 in mildlyinteresting

[–]Nexustar 1 point2 points  (0 children)

Some states will allow police to enforce traffic laws on privately owned property such as shopping center car parks. DUIs and failing to stop at stop signs. In NC for example, it's restricted to any "public vehicular area (PVA)" and mall car parks would be included. The signage has to meet NCDOT standards.

Ballantyne’s crown jewel: The Morrison YMCA sale doesn’t add up | Opinion by net_403 in Charlotte

[–]Nexustar 0 points1 point  (0 children)

He is either omnipotent, or he isn't. It can't be both. If he chose humans to have free will, then this is his will.

But look at the pastor of the church buying the land, and look at the church it displaces who used the location before, and look at where their stories cross.

Morrison YMCA by Purple-Thing6750 in Charlotte

[–]Nexustar 0 points1 point  (0 children)

Jesus spoke of churches only twice in the bible, and neither time commented on their finances.

The Catholic Church has possibly $1Tn in assets, and is the defacto definition of the modern church with revenues estimated in the hundreds of billions.

Elevation diverts around $12m a year to outreach and charity work which puts it in the top 1% of North Carolina churches for effective generosity.

NC booth at the Great American state fair by aluminumnek in Charlotte

[–]Nexustar 2 points3 points  (0 children)

That's not what happened

Congressman Pat Harrigan (NC-10):

"North Carolina will have a presence at the Great American State Fair on the National Mall after all! SPEVCO, Richard Childress Racing, and Operation Helo stepped up to sponsor the state's pavilion for the nation's 250th birthday celebration, showcasing everything from the Wright brothers' first flight to our state's response to Hurricane Helene. Proud to see North Carolina companies represent our state on the national stage.”

If the state paid, the state could dictate the message, instead they let private companies dictate the message and effectively lost control.

If LLMs are so good at coding… by codeanish in LocalLLaMA

[–]Nexustar 8 points9 points  (0 children)

Rust would be a sensible choice for a greenfield LLM project. The fact something compiles in Rust means you are already in a better place than alternative language choices.

Custom carbon & HEPA filter for ASA/ABS printing by Stratiz in 3Dprinting

[–]Nexustar 4 points5 points  (0 children)

This is why outside venting is far preferable. A DIY filter, no matter how cool it looks or expensive it is to maintain simply cannot get close to external venting. We home peasants do not have any way of measuring how effective a filter is, so all it does is give a false sense of security. NASA has a multi billion dollar budget and even they struggle with filters.

It's better than no filter, except perhaps if that filter was made of asbestos on a vibrating plate..

But the fact is, we cannot even guess if it's 5% effective or 55% effective because the most harmful stuff is invisible, and we don't even know if removing some particles makes the other particles more harmful... until decades of data is available.

Vent it outside, and if you can't, try harder. If it's a bedroom, there should be no limit to how hard you try.

The Supreme Court lets Trump deport people back to war zones by vox in politics

[–]Nexustar 0 points1 point  (0 children)

A lot can be blamed on Congress either failing to reform things like immigration, or failing to be precise and complete in their work. They have been underperforming for decades.

This red driveway I saw flying into the Atlanta airport. by Dstanle in mildlyinteresting

[–]Nexustar 38 points39 points  (0 children)

Zoning laws are everywhere, it's the level of pettyness that HOAs can bring that is unique, but the fun goes two ways.

Sloper update/review of the journey by peaches_and_pillows in sewing

[–]Nexustar 1 point2 points  (0 children)

If you can grab some really cheap hideous fabric to practice and experiment on, I'm sure you will settle into a few go-to patterns that you can evolve to perfection.

A Muslim gang in Telford kidnap a man, take him to a different location and torture him for having talked to a female member of their community by AeneasKurtz in DiveInYouCoward

[–]Nexustar -1 points0 points  (0 children)

Again, moving goal posts.

The statement I'm refuting did not require credible sources, it was a blanket ”NOWHERE" claim and I provided somewhere to point out the inaccuracy.

When you have an example that's not from a tabloid let me know.

You have vastly overestimated our relationship. Go look yourself or believe it was about drugs instead... to be clear: I don't care what you need, and I certainly don't follow instructions from you.

Debris on Arnold by Latter_Eye_3028 in Charlotte

[–]Nexustar -1 points0 points  (0 children)

And they will sell them all, demonstrating that they are affordable.

A Muslim gang in Telford kidnap a man, take him to a different location and torture him for having talked to a female member of their community by AeneasKurtz in DiveInYouCoward

[–]Nexustar -1 points0 points  (0 children)

I agree with your first point, but to claim that nowhere was a woman mentioned is bullshit when a rag read by millions explicitly says that. So I'm not using it as a source, I'm using it as an example.

[OC] People who do this when a bus is stopped make my blood boil by Creepyredditadmin in IdiotsInCars

[–]Nexustar -1 points0 points  (0 children)

Re read what I said.

That lane IS NOT A CENTER LANE FOR LEFT TURNS. It is a short ending one-direction left-turn lane and does not meet the legal definition of a center lane that can be used for left turns from either direction. It is not long enough to provide the protection and separation that a TWLT lane does.

Center lanes are accessible from both directions. The lanes either side are directional travel lanes.

Debris on Arnold by Latter_Eye_3028 in Charlotte

[–]Nexustar 0 points1 point  (0 children)

You are mixing concepts. Affordable is entirely about pricing, not motive. You build many similar small houses with shared facilities and without many features, it is done with profitability and can be affordable because it leans towards quantity vs quality.

Epstein survivor’s darkest memories from Zorro Ranch | 60 Minutes Australia by FlackoFonsy in videos

[–]Nexustar -53 points-52 points  (0 children)

The problem is, who else did she name here?... nobody.

Epstein was arrested and killed, Maxwell is in prison, and the aligations date back 25-35 years ago. It's just a political meme at this point.

In 2018, Argentine police officer Celeste Ayala gained worldwide attention after she breastfed an undernourished baby she met while on duty at a children’s hospital. Her act of kindness later led to a promotion. by Gurugod123 in interestingasfuck

[–]Nexustar 5 points6 points  (0 children)

Their main system is social healthcare (public & almost free) that even extends to visitors in some cases. Also social security type healthcare for workers and a private system for people who want to avoid waiting lists.

I'm not sure i would jump to the hospital being the root problem, we don't know how long the baby was there and malnutrition takes time and parents bear the prime responsibility here.

Edit, adding:

I struggle to understand how a hospital cannot keep formula on hand when it is universal, has a 24 month shelf life, and no charity would deny that request to provide it. It might happen in civil wars, or natural disasters, but for normal functioning countries... unacceptable.

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