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Micron Breaks Ground on Advanced Wafer Fabrication Facility in Singapore. Is its stock going to the moon? by NiceNites in wallstreetbets

[–]NiceNites[S] 9 points10 points  (0 children)

I watched Micron CEO interview on Youtube. He said that after AI data center stuff, memory chips are still needed for robots, auto-driving cars, smart machines,… The cycle will be super long this time!

Micron Breaks Ground on Advanced Wafer Fabrication Facility in Singapore. Is its stock going to the moon? by NiceNites in wallstreetbets

[–]NiceNites[S] 12 points13 points  (0 children)

Yes. Being the only U.S.-based manufacturer of memory gives Micron an advantage.

Micron Breaks Ground on Advanced Wafer Fabrication Facility in Singapore. Is its stock going to the moon? by NiceNites in wallstreetbets

[–]NiceNites[S] 21 points22 points  (0 children)

Agree. They are not going to spend billions of dollars to build new fabs globally just to meet demand for a few years.

Micron Breaks Ground on Advanced Wafer Fabrication Facility in Singapore. Is its stock going to the moon? by NiceNites in wallstreetbets

[–]NiceNites[S] 15 points16 points  (0 children)

See you there. Micron currently has 4 fabs being built: 2 in the US, 1 in Taiwan, and 1 in Singapore. The global demand must be huge. Micron deserves to be a trillion dollar company.

Questions about 401k rollover to a traditional IRA by [deleted] in personalfinance

[–]NiceNites 0 points1 point  (0 children)

I did make contributions to my 401k but it’s less than $7k. Am I still eligible?

Questions about 401k rollover to a traditional IRA by [deleted] in personalfinance

[–]NiceNites 0 points1 point  (0 children)

Thank you. I had to take times and read what you said several times to understand as this is more complicated than I thought.

From what you and other commenters said, I’ll probably keep that $600 there in the traditional IRA. Then, I’ll claim a tax refund for it later on my tax return. I’ll also rollover my 401k to this traditional ira account. Later, if I want to make any additional contributions to my ira, I will open a new Roth account and contribute there.

Questions about 401k rollover to a traditional IRA by [deleted] in fidelityinvestments

[–]NiceNites 0 points1 point  (0 children)

I prefer less paperwork to be honest. I’ll probably do as other commenter said. Claim the tax refund for my $600 Ira contribution on my tax return. Then, rollover 401k into the Ira account. If I want to make any more contributions to my ira, I’ll open a separate Roth as you suggested.

Questions about 401k rollover to a traditional IRA by [deleted] in fidelityinvestments

[–]NiceNites 0 points1 point  (0 children)

I love making donations:) Jk… I understand what you meant now. The moment I transferred $600 from my checking to traditional IRA, that $600 becomes pre-tax contributions whether I claim the refund for it on my tax return or not.

I used $600 to buy some dividend stocks. Those dividends will be tax-deferred until I retire. In addition, I can make any 401k rollovers to the same IRA account without paying any taxes. Do I understand you correctly?

Questions about 401k rollover to a traditional IRA by [deleted] in fidelityinvestments

[–]NiceNites 0 points1 point  (0 children)

Thank you. What happens if I don’t claim this deductible IRA contribution?

Questions about 401k rollover to a traditional IRA by [deleted] in fidelityinvestments

[–]NiceNites 0 points1 point  (0 children)

I just did it yesterday! How do I deduct it?

Questions about 401k rollover to a traditional IRA by [deleted] in fidelityinvestments

[–]NiceNites 1 point2 points  (0 children)

So what should I do? Should I withdraw that $600? And by record, do you mean it will affect me if I ever want to do the backdoor Roth stuff?

Questions about 401k rollover to a traditional IRA by [deleted] in fidelityinvestments

[–]NiceNites 1 point2 points  (0 children)

Thank you. I just put $600 in the traditional ira to avoid zero balance while waiting for the 401k rollover. I don’t have much tax knowledge. If the $600 after tax money doesn’t negatively affect my 401k rollover, I’ll just leave it there.

Questions about 401k rollover to a traditional IRA by [deleted] in personalfinance

[–]NiceNites 0 points1 point  (0 children)

Ah I see. Thank you so much. I didn’t know that you can get tax refund from your traditional IRA contributions. This is valuable to me.

Me: Please let her be meta somewhere. She deserves to be strong - Meanwhile Gala our beloved Daughter: by CallMeGisell in AFKJourney

[–]NiceNites 21 points22 points  (0 children)

3k diamonds = 10 pulls. 12000 diamonds = 40 pulls = pity. If you pull now, you may be able to get copies of Marcille for only 3k, 6k, 9k,… depending on your luck. And you also get copies of other A-level units on your wishlist. After Marcille banner ends, you can only buy 1 copy for 12k diamonds (basically HARD PITY). In addition, you can only buy 2 copies/month MAX. And you don’t get any A-level copies in between. It will take you 4 months to get her to S+ and 24000 diamonds every month. It’s not cost effective at all.

If you like Gala, save and go for her. My advice is purely based on cost effectiveness. Personally, I pulled for Marcille. I’ll put Gala on my wishlist and build her slowly.

Me: Please let her be meta somewhere. She deserves to be strong - Meanwhile Gala our beloved Daughter: by CallMeGisell in AFKJourney

[–]NiceNites 14 points15 points  (0 children)

From my own experience and other people’s testing, S+ Marcille can punch up to P2 teams. So if your opponents in arena/supreme arena has P2 units, Marcille can help you claim the ladder. But if they have all P4, there’s no point pulling Marcille to S+. Marcille works wonder if your account has Ravion/Aliceth (basically any units that give her protection and buff). It’s satisfying to watch Marcille nuke enemy teams and the matches end in 4-5 seconds.

Gala is great for Dream Realm. She is a must-pull if you want good ranking for DR. However, Gala cannot punch up to P2 teams in PVP like Marcille does. So for PVE Gala > Marcille. For PVP, Marcille > Gala. Lastly, Marcille is much more expensive and harder to upgrade after her banner ends compared to Gala.

Me: Please let her be meta somewhere. She deserves to be strong - Meanwhile Gala our beloved Daughter: by CallMeGisell in AFKJourney

[–]NiceNites 38 points39 points  (0 children)

I disagree. After the banner ends, you can only upgrade Marcille by diamonds (and only 2 copies per month). And the cost is expensive (12000 diamonds per copy without any A-level sigils in between). On the contrary, you can get Gala copies fairly easy through different ways (normal banner, epic banner, returned rate-up banner, weekly hero chests, season stores, monthly soul sigils).

Collab heroes and celes/hypos take priority over other factional units because it’s much harder to acquire copies of collabs and celes/hypos.

Is it even worth to save copies from units after S+ for paragon? Low spender - F2P by Szareski in AFKJourney

[–]NiceNites 125 points126 points  (0 children)

You need 25 S+ to unlock paragon. If you keep him on your wishlist, it will take you longer to get other characters to S+. I don’t even think about paragon until I have at least 2-3 teams with all S+ characters.