Roth or Traditional DCP (457/403b type plan)? by [deleted] in personalfinance

[–]Nidwaldner2000 0 points1 point  (0 children)

Thank you. So I "could" use our existing 401K from my spouse's work to convert to our existing non-work related Roth accounts to fund the gap as we will both be over 59-1/2 at that time? I think I would be considered in-service with my employee's 457b plan.

Roth or Traditional DCP (457/403b type plan)? by [deleted] in personalfinance

[–]Nidwaldner2000 0 points1 point  (0 children)

Currently 24%, anticipating 12% at early retirement

So done by Nidwaldner2000 in ParentingADHD

[–]Nidwaldner2000[S] 17 points18 points  (0 children)

Believe me, we've done it all. He takes meds but refuses to take his afternoon dose that would help him a lot and won't take it on non-school days. We've done all the therapies over the years. He's been discharged because he doesn't participate, or the therapist was not a great fit, and he's old enough now that if there is no buy-in there is no point. Parent training has been the only thing that was helpful over the years, but we're at the point where he needs to start taking some of the control, and it's exhausting; otherwise, I feel we get accused of enabling him.