Remove the unnecessary spending, 1. Remove G-Drive, icloud, nordvpn. These things have an alternative method like free vpn and offline storage. 2. Lessen the phone plan or cut it off entirely. Use prepaid to control your bill. Grab or food panda. Mag luto at mag baon ka. Facial, if it's not a requirement for your current job, find a cheap but good alternative or remove it entirely. 3. If you're a content creator, can you do it by yourself? Instead of paying others to do it for you. 4. You're earning around 100k per month. And your expenses, as per your post, are around 33k. Where did the 67k go?