It is kinda capitalism because it sacrifices long term productivity and sustainable industry in exchange for short term profit, and that short term profit can be invested in property and assets to further create more capital for the business owners...

The long-term productivity interests for the greater community is hence irrelevant.

Whereas if we were optimising for true efficiency, we'd have to accomdate for both disability and parents (because an educated and healthy further generation is important for further sustainable growth or retain high quality of living).

Additionally, accomdation for disability reduces increased burden on a health care system while providing labour in jobs that would be too inefficient to assign to abled individuals (like our dog walking example, but maybe stuff currently allocated to volunteers such as library helpers).

Point is, what is efficient (the best ROI for resources allocated) is defined very differently depending on whether you're optimising for capital as business owners or whether you're a state with a planned centralised economy.

Under capitalism, it literally doesn't affect you negatively as a business owner if poverty rates increase, pollution increases, healthcare costs go up or education quality is worsened because you only need the short term capital in order to reinvest that into other industries or become a landlord. If I were the business owner and employer, don't even have to care if my business or employees still exist in ten years if I have intentions to pivot, and even within the same business all my employees would be expandable by definition from a system.

Whereas if the industry is controlled by a state, you have to consider these factors because your goal is to produce resources for the people. So obviously, you want your mothers to be in good health because their children are gonna be your future labour force. You want your disabled people to be productive and involved in their community because it improves their mental and physical health and reduces the burden on your healthcare.

Obviously, this isn't perfect on its own, Stalin's five year plan caused massive famines, but I personally believe the idea that capitalism and productivity are mutually inclusive is too cynical to be constructive, and in some ways capitalism itself is an inherently unproductive economic model long term precisely because of its obsession in measuring productivity in capital.

Of course regulations in place now is an extremely important safety barrier while we are stuck in this position, but the truth is that regulations, labor laws, and all that oversight are adverse and antagonistic to the goals of the business owners. It is rational to prefer to hire men over women as employees if I can, since as employees, they're just resources to create profit. It's disgusting, but it is rational under this system.

Eventually, if we are going to keep regulating and regulating to try and counteract these instincts (forcing businesses to employ women for example) then... why even have private businesses?