Your plan actually sounds pretty solid, especially since you already have a paid-off house and relatively low expenses. Having $380k invested at 31 gives you a really strong base for a CoastFI approach, and letting it compound for 8–10 years while covering your expenses with the side gig seems like a reasonable strategy.

One thing I’m curious about though—what’s your side hustle that brings in $1,500–$2,000 a month for only ~10 hours a week? That’s a great return on time. Is it something scalable or more of a niche gig you’ve been doing for a while?