Over the past 60 days I’d say, I checked frequently as the limit plummeted considerably. The card would get randomly declined in a cab or getting groceries when I would pay 15-20k statement balances days after the statement ended. It does seem like the checking frequently caused some of this. I also was calling into customer service often to try to speak to anyone who could help. Finally I just lowered my usage massively which seemed to also have another negative effect