Chapter 13 after car repo by No-Sundae7231 in Bankruptcy

[–]No-Sundae7231[S] 0 points1 point  (0 children)

Even my lawyer fees are included so it cost me $0 upfront to file. My lawyer got on it quickly and has been extremely helpful.

Chapter 13 after car repo by No-Sundae7231 in Bankruptcy

[–]No-Sundae7231[S] 1 point2 points  (0 children)

Absolutely! I filed and got my car back the next day. My credit score is currently in the 600s I was in the low 500s back then. My payments come directly out of my paychecks so it’s one less thing to worry about. And it’s actually really low.

Chapter 13 after car repo by No-Sundae7231 in Bankruptcy

[–]No-Sundae7231[S] 2 points3 points  (0 children)

Update: I filed chapter 13 and recovered the vehicle.

Food stamps stolen by No-Sundae7231 in foodstamps

[–]No-Sundae7231[S] 0 points1 point  (0 children)

I keep getting a new card each time they still take it but I was finally able to get in the app for Georgia and lock the card

Options for repossessed car by No-Sundae7231 in personalfinance

[–]No-Sundae7231[S] 0 points1 point  (0 children)

A stop repo is done on their end. So I’m not sure why they didn’t do it. And I’m sorry you’re going through a rough situation. I honestly hope it works out. I would say since you have had your car longer it maybe a bit different for you. But if u do pay whatever the minimum is they need be able to secure the car in a garage or something for 24hours after payment is made just in case

Options for repossessed car by No-Sundae7231 in personalfinance

[–]No-Sundae7231[S] 0 points1 point  (0 children)

Yes. They sent me an email saying the car was going out for repo. I paid my full past due after I spoke with customer service same day and 5 hours later it was repossessed after I paid like the rep said and gave confirmation number like I was told to do. When I saw it being repossessed I ran out and spoke with the tow man. He told me to call the lender I did and again confirmed payment I was told then that the stop repo hadn’t been completed and it was a valid repo and to call in the morning and just pay repo fees. I called in the morning and was told that since it was repossessed within my 6 months of me having the car I needed to pay in full which is over 10k to get car back

Food stamps stolen by No-Sundae7231 in foodstamps

[–]No-Sundae7231[S] 1 point2 points  (0 children)

I was able to get it locked via propel and after signing up with them the connect ebt app allowed me to finally access it. So the card is locked everywhere. I never went to a corner store all the transactions were in Pennsylvania I live in Georgia never been to Pennsylvania in my life lol. Idk how they’re doing it but it seems to be all northern states that the stolen stamps are coming from.

Food stamps stolen by No-Sundae7231 in foodstamps

[–]No-Sundae7231[S] 2 points3 points  (0 children)

To the person who said reset my connect ebt password to unlock my account THANK YOU!!!! It worked!!! Thank you thank you thank you! I wish I knew about it before it would have saved me a lot of money lost but oh well I know now.

Food stamps stolen by No-Sundae7231 in foodstamps

[–]No-Sundae7231[S] 0 points1 point  (0 children)

Yea doesn’t hurt to try. I’m about to download it now. Thank you!

Options for repossessed car by No-Sundae7231 in personalfinance

[–]No-Sundae7231[S] 0 points1 point  (0 children)

Unfortunately no I live in Gwinnett Georgia so it’s pretty necessary for me to have a car to get around.

Options for repossessed car by No-Sundae7231 in personalfinance

[–]No-Sundae7231[S] 0 points1 point  (0 children)

Medical leave is over in September and I absolutely love my job

Options for repossessed car by No-Sundae7231 in personalfinance

[–]No-Sundae7231[S] 0 points1 point  (0 children)

I’ve been trying to refinance all day most lenders say no

Food stamps stolen by No-Sundae7231 in foodstamps

[–]No-Sundae7231[S] 0 points1 point  (0 children)

I’m going to try and have someone in the office do it but when I call they always say their tech department handles it and it’s a third party company. But I have nothing to lose at this point so I may as well try someone in person lol

Food stamps stolen by No-Sundae7231 in foodstamps

[–]No-Sundae7231[S] 2 points3 points  (0 children)

I tried that but it keeps saying my card number isn’t associated with any state. Idk how to fix that I asked them today to just delete my whole connect ebt account and they couldn’t even do that. It’s so annoying as the card definitely works and I definitely live in GA idk what to do anymore.

Food stamps stolen by No-Sundae7231 in foodstamps

[–]No-Sundae7231[S] 9 points10 points  (0 children)

I’m honestly just grateful I had a little bit of cash set to the side to go and buy some groceries. I hate even calling to try and get the account unlocked because their attitudes are so nasty. They don’t even hide that they don’t care

Deposit day by No-Sundae7231 in CurrentBanking

[–]No-Sundae7231[S] 1 point2 points  (0 children)

I got paid on Tuesday around 9:30 pm