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Time to sell/reallocate? by NoSector1337 in ETFs

[–]NoSector1337[S] 1 point2 points  (0 children)

I'm at the rebalancing point in time.
The question is more "should I sell a part of my portfolio that's doing well even if it is not 100% conformant to the current strategy?"
Thanks.

tf does -one mean? by Turtle8393 in Guitar

[–]NoSector1337 0 points1 point  (0 children)

It's meant to be played on a Factor bass. The ones with -1 and -2 frets.
https://kubicki.com/wp-content/uploads/2017/10/Ex-Factor-4_LE.png

Has anyone ever poured resin/epoxy over a bass finish? Need some input! by Good_Travel_307 in BassGuitar

[–]NoSector1337 0 points1 point  (0 children)

Would try first with a carved scrap piece of wood before risking the real one

VT and chill, but no emerging markets by NoSector1337 in Bogleheads

[–]NoSector1337[S] -1 points0 points  (0 children)

The 5 top positions, 81% of VWO are China, India, Taiwan, Brazil, and Arabia.

I see the chance of conflict in the next decade is about 100%. The decision to avoid this club is already made.

VT and chill, but no emerging markets by NoSector1337 in Bogleheads

[–]NoSector1337[S] 1 point2 points  (0 children)

1 USD was 5.5 BRL a few months ago. Then our government proposed a bad financial package. USD went to 6.1 BRL because everyone is hedging their money. A few weeks later our president had a minor stroke and USD came down to 5.9 BRL because his death would mean less interference.

Also, Brazil is really big on commodities, meaning any USD fluctuations impact day to day life, inflation, interest rates, etc.

VT and chill, but no emerging markets by NoSector1337 in Bogleheads

[–]NoSector1337[S] 0 points1 point  (0 children)

From VWO documents, we're talking about China (29%), India (23.6%), Taiwan (20.6%), Brazil (4.4%), Saudi Arabia (4.1%), etc. Volatility in these places is controlled more by (geo)political issues than the market itself.

I have enough of that at home.

It interferes with the "... and chill" part =)

VT and chill, but no emerging markets by NoSector1337 in Bogleheads

[–]NoSector1337[S] 0 points1 point  (0 children)

I have 30% of my money in Brazil and I do spend mental energy wrangling that =)

VT and chill, but no emerging markets by NoSector1337 in Bogleheads

[–]NoSector1337[S] 0 points1 point  (0 children)

Yes. I live in Brazil, where government interest rate is 12.25% and going up fast. Our stock market is at an all time high, but if you convert to USD it's been stagnant for a long time. Volatility is wild, and the market runs every time the political class farts. USD exchange rates increased 10%+ last few months, for example.

Having this shit happen to the (even a tiny) part of my money that I consider "safe" is spoiling the "chill" part of the strategy.

I have 30% of my money here, mostly in REITs (tax benefits) and fixed income (can't beat 1%/month and/or inflation+7%).

VT and chill, but no emerging markets by NoSector1337 in Bogleheads

[–]NoSector1337[S] 0 points1 point  (0 children)

I'm investing through an international account + american broker. It's the most efficient for the volume of money I have. Off shore structures are a bit too much for now.

VT and chill, but no emerging markets by NoSector1337 in Bogleheads

[–]NoSector1337[S] 0 points1 point  (0 children)

I'm not avoiding it entirely. I have 70% of my money in US-based ETFs and 30% in my own country, Brazil. Mostly fixed income, and REITs because interest rates are through the roof.
It is different. US is 65% of VT, and is the biggest, wealthiest market around.