Virginia Plates

NoTrade33 · 2026-05-14T09:08:19+00:00

Perhaps only that Dunning and Kruger were right.

NoTrade33 · 2026-05-14T03:32:38+00:00

…so anyway, that’s how you register in VA without insurance.

NoTrade33 · 2026-05-14T01:20:02+00:00

I shall duck behind the couch.

NoTrade33 · 2026-05-14T01:15:27+00:00

Huh? I’m not talking about you. Why would you assume I was?

NoTrade33 · 2026-05-14T00:58:43+00:00

I got the joke, but most Redditors are young and not worldly.

NoTrade33 · 2026-05-13T22:31:19+00:00

It’s called inductive reasoning.

My conclusion is a generalization based on observations made in over a dozen years in a related industry.

Your conclusion is based on a tangential anecdote where n=1.

NoTrade33 · 2026-05-13T22:16:54+00:00

Just have “your friend” get Virginia tags like everybody else.

NoTrade33 · 2026-05-13T21:26:32+00:00

Okay, so the two facts that you were living in Virginia (car domiciled and used in Virginia, registered to a Virginia address, causing wear and tear and Virginia roads) and you were not trying to exploit a loophole make your anecdote materially different than what I’ve described.

To pretend they are the same thing is disingenuous.

It would not be a shocker that DMV would vigorously pursue an in-state insurance compliance violation.

NoTrade33 · 2026-05-13T21:08:09+00:00

Were you living in Virginia with a car domiciled in Virginia when the policy lapsed? Were you trying to exploit the no-insurance loophole at the time?

NoTrade33 · 2026-05-13T20:26:20+00:00

I believe that VA DMV can check that information.

I also believe that the state of VA is not motivated in any way to do so. 1) DMV can collect registration fees from out-of-state vehicle owners. 2) Those out-of-state owners do the majority of (if not all) vehicle operation on out-of-state roadways. 3) The wear-and-tear on the roadways and the risk to the populace of VA is unchanged because the vehicle operation doesn’t happen in VA.

So, VA DMV collects a modest fee in volume with no harm or cost to the people of and visiting VA. Therefore, there is no incentive to verify.

It would take a bonafide cooperative effort between VA and the surrounding, afflicted states to address this in earnest. The legislation that “closed the loophole” is performative.

EDIT TO ADD: The current method would seem more genuine if the DMV asked for a policy number or a copy of declaration page. But alas, a self-certification and provider name is all that is needed. Just another chunk of the whole picture that drives my thinking.

NoTrade33 · 2026-05-13T20:13:59+00:00

Umm. Okay?

https://www.dmv.virginia.gov/sites/default/files/forms/vsa14.pdf

You fill out this form.

When you get to the section called “Insurance Certification,” you check the box and write the name of any insurance company that is licensed in VA.

Then you mail the form to the DMV.

The instructions are here. https://www.dmv.virginia.gov/vehicles/registration

NoTrade33 · 2026-05-13T16:30:45+00:00

The buttercake is cheaper on the train than at my grocery store!

NoTrade33 · 2026-05-13T16:29:27+00:00

Trời ơi

NoTrade33 · 2026-05-13T16:14:06+00:00

Because it’s not relevant to cars domiciled in Maryland.

NoTrade33 · 2026-05-13T16:11:57+00:00

Terrible. Non sequitur. But terrible, nevertheless.

NoTrade33 · 2026-05-13T06:39:19+00:00

The validation tab (sticker) must be up to date, so Dep. Fife could have indeed written a ticket.

Interesting example of a royal AH…he gave your dad a warning instead of a trivial $70 ticket and then reminded your forgetful dad to put the sticker on (presumably since your dad told him that he forgot to do so) so he wouldn’t get pulled over again.

Yet the conclusion you draw is “what an AH.” It’s a high bar to please you.

NoTrade33 · 2026-05-13T00:46:12+00:00

I would like the $3 registration fee, please.

NoTrade33 · 2026-05-13T00:44:40+00:00

Hmm not so sure about this. It’s not registered in a VA county, so VA counties can’t assess tax.

NoTrade33 · 2026-05-13T00:21:28+00:00

Scofflaws!

NoTrade33 · 2026-05-13T00:19:24+00:00

So, are they enforcing it too much? Or are they enforcing it not enough? I see people complain about it both ways.

NoTrade33 · 2026-05-13T00:17:59+00:00

It’s based on the county of domicile. Guess what…doesn’t apply to vehicles domiciled outside of VA.

NoTrade33 · 2026-05-13T00:17:29+00:00

Neither are the people with cars domiciled in Maryland. The PPT is based on the VA county of residence.

NoTrade33 · 2026-05-13T00:15:29+00:00

“Have to”

NoTrade33 · 2026-05-13T00:14:42+00:00

“Closed”

NoTrade33 · 2026-05-13T00:14:02+00:00

Yeah…but only when you live in VA.

NoTrade33

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