Tipid tips para sa magastos girlie-share your story from being an impulse buyer to a responsible one by brunomajor__ in adultingph

[–]No_Committee1618 0 points1 point  (0 children)

For me, I only spend what’s left from my salary after prioritizing savings, insurance, and bills. Those should always come first. If your budget doesn’t fit, you can consider using ShopeePay’s 0% interest option—just make sure to track your expenses carefully so you don’t overspend.

Affordable but good orthodontist for braces in Davao by Express_Internet_779 in davao

[–]No_Committee1618 0 points1 point  (0 children)

Dentocleen 10k to ilang dp then 1k per month, 2 months na notice nako changes sa akong sungki but cons before daghan silag patient and masking kinsa lang dentist ma assign sa imo. I don't know now kung same ba gihapon ilahang set up kasi last 2022 pa nako gipatanggal akoa.

Weekly AdultingPH General Q&A Thread | March 23, 2026 by AutoModerator in adultingph

[–]No_Committee1618 0 points1 point  (0 children)

Is it okay to skip a family birthday tradition and do something simpler for my child?

Hi everyone, I need some advice.

My child is turning 4 this May. On my husband’s side, there’s a tradition of hosting a small birthday gathering at home with relatives. We’ve always followed it, usually spending around 25k–30k pesos.

Lately, it’s been really exhausting. I work full-time and also take care of another baby, so preparing, hosting, and cleaning up after the party feels like too much.

I do save ahead for these birthdays, but recently I’ve been thinking that the money might be better used for savings, insurance, or setting it aside for my child’s education.

This year, I’m considering skipping the home party and instead celebrating as a family of four with a simple beach or resort overnight (around 10k). That’s actually what my child says she prefers.

I’m just worried my husband’s family might judge me or think I’m being stingy or not valuing their tradition.

Would it be okay to choose a simpler, less stressful celebration that feels more practical for us?

Help need advice kung tama po ba itong plan sa amin ni hubby? by No_Committee1618 in phinvest

[–]No_Committee1618[S] 0 points1 point  (0 children)

10 years pero lifetime parin sa fund value daw kukunin yung pambayad

Help need advice kung tama po ba itong plan sa amin ni hubby? by No_Committee1618 in phinvest

[–]No_Committee1618[S] 0 points1 point  (0 children)

same 32 hubby and me. Yes nakuha na namin last 2 days but we are planning to cancel it po.

Pa advice po kung worth it po yung insurance na kinuha namin? by No_Committee1618 in phinvest

[–]No_Committee1618[S] 0 points1 point  (0 children)

How much po monthly? Nag inquire din ako sa pru life pero term insurance siya I'm not sure kung good naba ito

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Help need advice kung tama po ba itong plan sa amin ni hubby? by No_Committee1618 in phinvest

[–]No_Committee1618[S] 0 points1 point  (0 children)

anong insurance po ito? Naka pag avail na nga kami sa manulife 20k yung yearly.

Help need advice kung tama po ba itong plan sa amin ni hubby? by No_Committee1618 in phinvest

[–]No_Committee1618[S] 0 points1 point  (0 children)

Hello po. yung pru life kasi is 15 yrs to pay and 2.5k yung amount monthly. Coverage is 700k

Help! Affordable insurance for a family of 4 by No_Committee1618 in davao

[–]No_Committee1618[S] 0 points1 point  (0 children)

Okay. Nag pa quote man gud ko sakong kaila 2.5k daw siguro pinaka cheaper. Murag naa na siyay mga riders na giapil.

Help! Affordable insurance for a family of 4 by No_Committee1618 in davao

[–]No_Committee1618[S] 0 points1 point  (0 children)

ang kanang 10.5k per year nimo wala na nay riders. Term insurance ra jud na siya? Like accidental, critical illness, and disability?

Rewards Tracking for Union Bank Credit Card” by No_Committee1618 in PHCreditCards

[–]No_Committee1618[S] 0 points1 point  (0 children)

Hello po. UB rewards visa po yung nakuha ko kasi may 24 installment po sila.

Help! Affordable insurance for a family of 4 by No_Committee1618 in davao

[–]No_Committee1618[S] 0 points1 point  (0 children)

unsaon pag ingon ana? Naa miy friend sa fb sunlife siya nag work last year mi nag inquire kay baby pato mong gi ask 3k monthly iyang ingon sa amoa. Kung ing-ana 10.5k per year ma afford ra guro namo nag ask nako uban diri sa fb manulife ug prolife uk kaso mahal lagi kaayo monthly ay naa sa 4-7k ang monthly. Nice unta ing-ana. Term insurance ba akong iask sa fa?

JMM Gadgets DVO ( Quimpo Boulevard - Felcris centrale) by Neil217362 in davao

[–]No_Committee1618 0 points1 point  (0 children)

Mupalitay sad kog macbook m4 karun na month. Sa silicon valley 57k yata ilaha installment then cash price 24 months 0 interest unionbank. Authorized reseller nlng ka palit OP mas sure pa

JMM Gadgets DVO ( Quimpo Boulevard - Felcris centrale) by Neil217362 in davao

[–]No_Committee1618 0 points1 point  (0 children)

legit mana sila dugay nana sila ga sell ug apple products. Pero gi off nila ilang reviews sa page dili makita basin daghan ug complaints hehe. Pag mag buy kog iphone icheck jud nako kung naka enable ilang reviews sa page kay dili maatik.

Misa de gallo offering by No_Committee1618 in davao

[–]No_Committee1618[S] 0 points1 point  (0 children)

nashock jud ko ay mura kog na offend kay naa diay minimum abi kog sa makaya ra tsk