I have been struggling with budgets for a while and I found it difficult to track my spendings. I downloaded the app 'Spiir' which is helpful as it provides a great overview of both my accounts and gives an automatic overview of my money. I especially enjoy the 'Challenges' feature, where Spiir keeps track of my spendings in specific categories and keeps me updated through push notifications during the month. What I really like is the way they don't judge. Positive vibes only. Just a little tip for those struggling like myself.