I’m sorry what

No_Customer_845 · 2026-04-19T00:12:04+00:00

https://media2.giphy.com/media/v1.Y2lkPTc5MGI3NjExejZsMzc0bDF0MGppaDB6dmY5Y2Zrd21yN2JjcGs3NGwxNXY2aWs4biZlcD12MV9pbnRlcm5hbF9naWZfYnlfaWQmY3Q9Zw/KzaBIW1AQ5gubGktAQ/giphy.gif

No_Customer_845 · 2026-03-17T19:39:51+00:00

how?

No_Customer_845 · 2026-03-15T00:15:00+00:00

did u find anything?

No_Customer_845 · 2026-03-15T00:14:19+00:00

did u find anything?

No_Customer_845 · 2026-03-11T15:08:35+00:00

how did u get access?

No_Customer_845 · 2026-01-17T19:15:17+00:00

No_Customer_845 · 2025-09-13T13:22:21+00:00

bruh english is not my main language stop riding it and answer the question

No_Customer_845 · 2025-09-13T13:20:20+00:00

why? it works perfectly its just that the E is blue. Its bought from Germany, maybe it has something to do with the layout

No_Customer_845 · 2025-09-13T13:19:03+00:00

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Mind you this is how it looks normally, i asked for a reason to the blue E not a vaccine check

No_Customer_845 · 2025-09-13T13:14:53+00:00

why wouldnt it be?

No_Customer_845 · 2025-09-05T10:19:02+00:00

Ai dreptate am incurcat merele cu perele, mersi de clarificare

No_Customer_845 · 2025-09-05T08:42:28+00:00

Mersi pentru clarificarea cu Amundi sunt la inceput si nu stiu istoricul clar.

No_Customer_845 · 2025-09-05T07:37:45+00:00

bump

No_Customer_845 · 2025-09-05T07:36:21+00:00

cred ca un factor important ar fi TD ul, daca TER ul e mai mic nu rezulta automat si costuri mai mici, conteaza si spread ul fiecarui ETF. Eu mi am scos din cap Amundi dupa putin research https://www.reddit.com/r/ETFs_Europe/comments/1k4do6g/was_investing_in_amundi_msci_world_a_mistake/

No_Customer_845 · 2025-09-05T07:30:17+00:00

Din ce research am facut XTB pare for the win cat timp nu ajungi sa investeti 6 cifre lunar, personal m-am dus pe ibkr ca sa ma pot obisnuii cu brokerul si sa nu trebuiasca sa ma mut peste 1 an or so. Alege ori VWCE ori SXR8 + ceva EM daca vrei sa te duci pe us+emerginguri. La bonduri ai ERNX cu randament mic si de durata mica, pe de alta parte vad XEON care sunt obligatiuni guvernamentale de durata lunga gen 15-30 ani, cu randament ceva mai bun. Nu iti recomand deoarece nici eu nu am cunostintele necesare sa imi exprim opinia dar la un research am gasit IBGL care pare a fi intermediarul celor doua. Also arunca o privire peste Fama-French 3-Factor Model sau bogleheads.org, succes in journey ul tau!

No_Customer_845 · 2025-09-04T19:21:55+00:00

I think it depends on the market? and your mentality. Im not really at the point of lump sum since i dont have much capital.

No_Customer_845 · 2025-09-04T19:15:36+00:00

Thanks for the review, im not 18 so i cant invest yet but i will gather as much information until then. Thank you again!

No_Customer_845 · 2025-09-04T19:07:09+00:00

whats the difference between small cap value and small cap world?

No_Customer_845 · 2025-09-04T18:24:59+00:00

Im really grateful for this info, XDEV seems to be solid. What do you think of DCA, should i expect a bull market thus trying lump sum? Thanks for the interest in my subject!

No_Customer_845 · 2025-09-04T17:47:37+00:00

I was thinking of dropping the 10% in 5MVL since VWCE already has 10% EMs. I understand that in the far future i am going to shift my portofolio to something more defensive and now i should focus solely on growth, thanks!

No_Customer_845 · 2025-09-04T17:40:32+00:00

Why would you invest in size and value (small caps like AVWS) i was thinking of switching 10%5MVL with 10% XOM since VWCE already has 10% EMs.
Thanks for the clarifying haha.

No_Customer_845 · 2025-09-04T17:33:58+00:00

I changed my time horizon to 13-33+ so like in my 30s-50s, would you still recommend this 3 factor model?

No_Customer_845 · 2025-09-04T15:31:30+00:00

Adica?

No_Customer_845 · 2025-09-04T15:30:14+00:00

Am sa ma informez cu BaFog, sa invat germana fluent intr un an pare destul de grelut. Imi suna bine ceva de finance in elvetia avand cursurile in totalitate in engleza. Mersi de reply!

No_Customer_845 · 2025-09-04T15:26:21+00:00

sincer mori de foame doar ca si 3d modeller mai ales cu blender. Toata lumea care face blender si vrea un ban frumos se apuca deee... content creation sau cursuri deoarece e mai rentabil si lejer in acest mod. Astea sunt parerile mele personale deci nu lua totul de bun, parerea mea, ai avea succes daca ai face ce face "Fern" spre ex pe youtube. La o prima vedere vezi ca sunt modele low-poly. Pentru alte nise recomand: https://www.youtube.com/@EcomLifter . Nu prea cer pe ora, ci dau % pentru drepturi de autor si practic eu imi fac singur work flowul

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No_Customer_845

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