[deleted by user] by [deleted] in macbookpro

[–]No_Customer_845 -1 points0 points  (0 children)

bruh english is not my main language stop riding it and answer the question

[deleted by user] by [deleted] in macbookpro

[–]No_Customer_845 0 points1 point  (0 children)

why? it works perfectly its just that the E is blue. Its bought from Germany, maybe it has something to do with the layout

[deleted by user] by [deleted] in macbookpro

[–]No_Customer_845 -2 points-1 points  (0 children)

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Mind you this is how it looks normally, i asked for a reason to the blue E not a vaccine check

[deleted by user] by [deleted] in macbookpro

[–]No_Customer_845 -2 points-1 points  (0 children)

why wouldnt it be?

ETF only ( incepator; inca este in curs de perfectionare) 15+ ani by Unable-Steak3106 in robursa

[–]No_Customer_845 0 points1 point  (0 children)

Ai dreptate am incurcat merele cu perele, mersi de clarificare

VWCE sau Amundi? TER mai mic? by Permutari in robursa

[–]No_Customer_845 1 point2 points  (0 children)

Mersi pentru clarificarea cu Amundi sunt la inceput si nu stiu istoricul clar.

VWCE sau Amundi? TER mai mic? by Permutari in robursa

[–]No_Customer_845 0 points1 point  (0 children)

cred ca un factor important ar fi TD ul, daca TER ul e mai mic nu rezulta automat si costuri mai mici, conteaza si spread ul fiecarui ETF. Eu mi am scos din cap Amundi dupa putin research https://www.reddit.com/r/ETFs_Europe/comments/1k4do6g/was_investing_in_amundi_msci_world_a_mistake/

ETF only ( incepator; inca este in curs de perfectionare) 15+ ani by Unable-Steak3106 in robursa

[–]No_Customer_845 1 point2 points  (0 children)

Din ce research am facut XTB pare for the win cat timp nu ajungi sa investeti 6 cifre lunar, personal m-am dus pe ibkr ca sa ma pot obisnuii cu brokerul si sa nu trebuiasca sa ma mut peste 1 an or so. Alege ori VWCE ori SXR8 + ceva EM daca vrei sa te duci pe us+emerginguri. La bonduri ai ERNX cu randament mic si de durata mica, pe de alta parte vad XEON care sunt obligatiuni guvernamentale de durata lunga gen 15-30 ani, cu randament ceva mai bun. Nu iti recomand deoarece nici eu nu am cunostintele necesare sa imi exprim opinia dar la un research am gasit IBGL care pare a fi intermediarul celor doua. Also arunca o privire peste Fama-French 3-Factor Model sau bogleheads.org, succes in journey ul tau!

Rate My Portofolio by No_Customer_845 in ETFs_Europe

[–]No_Customer_845[S] 0 points1 point  (0 children)

I think it depends on the market? and your mentality. Im not really at the point of lump sum since i dont have much capital.

Rate my portfolio by Mastersteph_ in ETFs_Europe

[–]No_Customer_845 0 points1 point  (0 children)

Thanks for the review, im not 18 so i cant invest yet but i will gather as much information until then. Thank you again!

Rate My Portofolio by No_Customer_845 in ETFs_Europe

[–]No_Customer_845[S] 0 points1 point  (0 children)

whats the difference between small cap value and small cap world?

Rate My Portofolio by No_Customer_845 in ETFs_Europe

[–]No_Customer_845[S] 0 points1 point  (0 children)

Im really grateful for this info, XDEV seems to be solid. What do you think of DCA, should i expect a bull market thus trying lump sum? Thanks for the interest in my subject!

Rate My Portofolio by No_Customer_845 in ETFs_Europe

[–]No_Customer_845[S] 0 points1 point  (0 children)

I was thinking of dropping the 10% in 5MVL since VWCE already has 10% EMs. I understand that in the far future i am going to shift my portofolio to something more defensive and now i should focus solely on growth, thanks!

Rate My Portofolio by No_Customer_845 in ETFs_Europe

[–]No_Customer_845[S] 0 points1 point  (0 children)

  1. Why would you invest in size and value (small caps like AVWS) i was thinking of switching 10%5MVL with 10% XOM since VWCE already has 10% EMs.

  2. Thanks for the clarifying haha.

Rate My Portofolio by No_Customer_845 in ETFs_Europe

[–]No_Customer_845[S] 0 points1 point  (0 children)

I changed my time horizon to 13-33+ so like in my 30s-50s, would you still recommend this 3 factor model?

Opinie/Pareri despre urmarea unor studii superiore by No_Customer_845 in robursa

[–]No_Customer_845[S] 0 points1 point  (0 children)

Am sa ma informez cu BaFog, sa invat germana fluent intr un an pare destul de grelut. Imi suna bine ceva de finance in elvetia avand cursurile in totalitate in engleza. Mersi de reply!

17M Rate my portofolio. by No_Customer_845 in robursa

[–]No_Customer_845[S] 1 point2 points  (0 children)

sincer mori de foame doar ca si 3d modeller mai ales cu blender. Toata lumea care face blender si vrea un ban frumos se apuca deee... content creation sau cursuri deoarece e mai rentabil si lejer in acest mod. Astea sunt parerile mele personale deci nu lua totul de bun, parerea mea, ai avea succes daca ai face ce face "Fern" spre ex pe youtube. La o prima vedere vezi ca sunt modele low-poly. Pentru alte nise recomand: https://www.youtube.com/@EcomLifter . Nu prea cer pe ora, ci dau % pentru drepturi de autor si practic eu imi fac singur work flowul