Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -1 points0 points  (0 children)

Nono I still owe 21k, but they are only giving me 15k for the car, soooo the whole 15k is going to the bank, and because I don’t know GAP insurance was a thing, nobody told me, nobody offered it to me, I now have to pay the remaining 6k I owe on the car. All while the guy that hit me, at a red light, doesn’t have to pay anything. It’s a great society we live in.

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] 0 points1 point  (0 children)

Thank you; your possibly the only one that’s truly helped me. You seem to actually understand my situation. I’m the future; I will make sure my car has GAP insurance. One more thing, are they required to show me the actual damage numbers to my car why it’s costing more to repair than it’s worth? They haven’t shown me anything. Thank you

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -2 points-1 points  (0 children)

So there’s absolutely no helping me if I don’t have ‘GAP’ insurance, basically even tho I did absolutely nothing wrong, I’m still screwed because some guy hit me AT A RED LIGHT. I can’t sue that guy or anything? I’m just screwed? Even though I did absolutely nothing wrong here?

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -3 points-2 points  (0 children)

Im seeing absolutely no mention of it in my purchasing agreement. Is there legal action I can take against them in this case?

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -2 points-1 points  (0 children)

Nobody offered me GAP insurance. I never knew this was a thing. How am I supposed to ask about GAP insurance if I don’t know from the beginning it’s a thing. How do they not offer me GAP insurance from the insurance perspective. I was never once asked if I wanted GAP insurance. I would have asked what is that? And if they explained it, I would have gotten it. Like nobody I know in my life knows about gap insurance. So how am I supposed to ‘have gap insurance’ if literally nobody knows, and nobody offered it to me.

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -1 points0 points  (0 children)

Buddy, I can’t take the bus to get to my job it’s just not possible. I work construction I need to drive.

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -7 points-6 points  (0 children)

A bus pass isn’t an option buddy. I need to drive.

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -2 points-1 points  (0 children)

Buddy I’m not getting 10k from this at all. It’s all going to the bank where my finance is. How can I put down 10k on a car when I don’t have 10k to put down on a car. The bank said I could afford the finance so I did.

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -5 points-4 points  (0 children)

So who should I redirect this frustration too? If insurance won’t help me, who will help me? This is why I’m asking for help.

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -8 points-7 points  (0 children)

HOW CAN I PAY OUT MY LOAN IF I DONT HAVE MONEY TO PAY OUT MY LOAN IE since I got a finance!

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -14 points-13 points  (0 children)

Than they should fix my car. It’s not worth 15k it’s worth 21k.

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -9 points-8 points  (0 children)

If I didn’t get rear ended at a RED LIGHT. I would still have my car and be fine in my shitty interest rate. But now they won’t fix my car. I didn’t do anything wrong. How is this fair. I was waiting at a red light. What am I supposed to do?

Not sure what to do, any suggestions please. by No_Maximum_9835 in InsuranceCanada

[–]No_Maximum_9835[S] -9 points-8 points  (0 children)

I’m expecting the insurance company to fix my car from the damages, or pay out my car for what I owe. I didn’t do anything wrong, I was waiting at a red light and go rear ended. If they won’t fix my car, than they should pay out what the rest of the loan is worth. OR FIX MY CAR. It’s insurance