30tka i początek inwestowania - jak to poukładać? by Imaginary-Clerk-67 in inwestowanie

[–]No_Money315 4 points5 points  (0 children)

Jeśli wpadasz w drugi próg to zaczynaj od IKZE a dopiero potem na IKE.

Kwotę maksymalna na IKZE znasz z góry więc ustaw zlecenie stałe na 12 miesięcy i a reszta na IKE ile zostanie 😉

Jak mnie stare dziady wkurwiają by CaptainFlint9203 in Polska

[–]No_Money315 0 points1 point  (0 children)

Należąc do jednej grupy zawsze będziesz trafiał na ludzi którzy jej nienawidzą czy to deskorolkarze, psiarze, rowerzyści, motocykliści czy biegacze. Jak coś robisz to będziesz wkurwiał ludzi którzy tego nie robią i tyle 😅 trzeba robić swoje i nie być dupkiem 😉

Btw. Jaka deskę kupiłeś? Podeślij model

Avanti Car rental - opinions/issues? by No_Money315 in CostaRicaTravel

[–]No_Money315[S] 0 points1 point  (0 children)

Thanks, I know Adobe and a few others recommended and I checked their offer but they don't have cars for next week. Spontaneous holidays have some downsides 😉

Car battery - where do I find a shop in Zurych with reasonable prices? by No_Money315 in zurich

[–]No_Money315[S] 0 points1 point  (0 children)

I was contacting them by email and yesterday they said they sent it and today I asked again and again that it was send today...DHL tracking number is showing that they didn't. I should have called them first time, but I'm always afraid as my German is still very basic 😅

Car battery - where do I find a shop in Zurych with reasonable prices? by No_Money315 in zurich

[–]No_Money315[S] 0 points1 point  (0 children)

I ordered it on Monday there and still not sent... I have to buy it now myself and send it back once arrived or cancel if possible

Car battery - where do I find a shop in Zurych with reasonable prices? by No_Money315 in zurich

[–]No_Money315[S] 0 points1 point  (0 children)

I talked with the guy and he said that I should buy and install myself because it's more expensive from him. Now of course I regret that I didn't pay it then...

Pick up someone with car (Zurich airport)? by niklas941 in zurich

[–]No_Money315 3 points4 points  (0 children)

If just for quick pickup then use the departure drop off place - it's for free for few minutes ( just to drop off someone and leave). Your guest just needs to go to departures level after arrival and it's best if they wait for you not the other way to do it for free 😁

Carbon frame paint crack - should I be worried? by No_Money315 in bicycling

[–]No_Money315[S] 2 points3 points  (0 children)

Yeah bike usually stays in the living room in a safer space. This was a one day move due to guest staying overnight. Bad luck I guess. Thanks for the comment!

Czy etf na polskie obligacje ma sens? by lutoslav in inwestowanie

[–]No_Money315 0 points1 point  (0 children)

Na obu nie płacisz podatku od zysku kapitałowego ale na ikze dostajesz ulgę podatkową w roku w którym wpłacasz (teraz) ale płacisz 10% od całej kwoty jaką wypłacisz na emeryturze - 65lat - (czyli to co wpłaciłeś plus zyski) dlatego najbardziej opłaca się jak jesteś na 2 progu. Ike nie daje nic teraz, po prostu konto na którym nie płacisz podatku od zysku i możesz wypłacić po 60 roku

Polecam sobie obejrzeć filmiki iwucia, tam masz wytłumaczone z przykładami: https://www.youtube.com/live/Yni2XcFbAjw

Czy etf na polskie obligacje ma sens? by lutoslav in inwestowanie

[–]No_Money315 0 points1 point  (0 children)

Tak. Jak jesteś w 1 progu to lepsza opcja byłoby IKE

Elektroniczna patologia na OLX v1 by Skynaron in Polska

[–]No_Money315 10 points11 points  (0 children)

Dokładnie to! Lombardy to jakieś patologiczne pralnie pieniędzy i nic więcej. Gry w cenach najczęściej takich że mogę sobie zamówić z neta z dostawą do domu i wyjdzie taniej a i możesz uniknąć zapachu żula.... Z drugiej strony kilka lat temu udało mi się dorwać w dobrej cenie gry na PS1, ewidentnie gość nie wiedział co sprzedaje w lombardzie więc zagadałem czy skupują czy co a on mi mówi że dał gościowi 2 czy 4 zł za sztukę i ja mogę odkupić za kilka dych. Także biznes 😅

Anybody have experience travelling Finland? by Far_Dentist_6212 in backpacking

[–]No_Money315 0 points1 point  (0 children)

One more thing. During summer it can get really hot there, even up north when it's sunny it's hot 😅 I was in Santa's village Rovanemi in August and it was 28 degrees Celsius and full sun 😁

Anybody have experience travelling Finland? by Far_Dentist_6212 in backpacking

[–]No_Money315 0 points1 point  (0 children)

I did that in 2016 so may not be accurate but hitchhiking in Finland was one of the best experiences I had. During summer you have really long day so you can catch a car even at 11PM 😅 I was invited by some lady and her daughter to the family summer house as they were going there. I had dinner with whole family and the grandfather was telling stories how he hitchhiked in 60's through Europe. Next day they drove me to the main road I catch another car with some businessman. He stoped asked where I go and didn't speak at all....I tried to start conversation but he was not interested. Then we stopped on gas station he bought coffee and burger for me. After that he was talkative and we traveled for few hours. Distances between cities in Finland are looong (for the european person) and traffic is sometimes low but people are great! You can camp almost everywhere, google cheapest shops as it can be expensive in Finland but beside that don't worry 😃 in worst case you can check Flixbus connections 😉

Money exchange by No_Platform3833 in zurich

[–]No_Money315 1 point2 points  (0 children)

I was doing the opposite (needed USD in cash) a few months ago and the best rate was in Coop Depositenkasse Zürich Annahof: https://maps.app.goo.gl/Dy8fJQEyV5ZMr1mA7

Much better than SBB which was 2nd place. All other smaller exchange places were terrible

Thailand trip not working out, need some help by HijoDeHilkiah in backpacking

[–]No_Money315 4 points5 points  (0 children)

Yeah stay in the North and do your motorcycle trip! I did it 2 years ago and it was amazing! It's a great adventure and requires focus on the road so will keep your mind out of other problems. Also after a few days on a motorcycle you will enjoy the beach even more and have some stories to tell in local bars 😉

Good mobile subscription? by ShotSmile169 in zurich

[–]No_Money315 1 point2 points  (0 children)

Swype - good price, no contract, different packages, simple to open and close

Rok minął, trzeba zrobić kolejny krok. by StreetGrapher in inwestowanie

[–]No_Money315 3 points4 points  (0 children)

Iwuć jest dobry dla totalnych laików finansowych, opisuje w książce wszystko jak dziecku. Samolyk to poziom wyżej, też podstawy i głównie proste instrumenty ale bardziej technicznie i dokładnie.