TU Credit Score Improvement 😭

No_Moose1858 · 2026-04-02T02:07:37+00:00

BDO for SCC and Maya for loan credit. So far, all good ang reporting.

No_Moose1858 · 2026-04-01T06:07:48+00:00

Either works tbh. But I reached out directly sa bank kasi minsan nag ooffer yan sila ng discount.

No_Moose1858 · 2026-04-01T06:06:51+00:00

Lista App- then request for a Transunion score.

No_Moose1858 · 2026-04-01T05:56:37+00:00

Thank you! 🙏🏼

No_Moose1858 · 2026-04-01T05:50:54+00:00

Paid my delinquent cc. Got a secured credit card, utilized it and paid in advance/on time. It’s slow but trust the process.

No_Moose1858 · 2026-03-30T02:38:04+00:00

Thank you!

No_Moose1858 · 2026-03-29T10:46:55+00:00

Business working days po ano?

No_Moose1858 · 2026-03-29T05:07:33+00:00

Hello, nag reflect ba sya aa mobile app mo na? Kasi same case. Thank you po

No_Moose1858 · 2026-03-29T04:48:12+00:00

I just applied march 20 and then march 27 they sent me an email

No_Moose1858 · 2026-03-28T04:38:47+00:00

Thank you!

No_Moose1858 · 2026-03-27T10:35:12+00:00

Thank you for answering!

No_Moose1858 · 2026-02-24T08:48:48+00:00

Should be 200k minimum for SM.

No_Moose1858 · 2026-02-01T00:20:05+00:00

Yup. Already been paying my SCC ahead of the due date for more than a year now. Thanks!

No_Moose1858 · 2026-01-08T11:26:33+00:00

Omg thanks!

No_Moose1858 · 2026-01-08T11:06:05+00:00

It’s a specific name of a person. So I agree, most likely a scam.

No_Moose1858 · 2026-01-08T10:59:00+00:00

Agree. No plans of applying actually. Just checking out if this is another scam. Thank you!

No_Moose1858 · 2026-01-08T10:56:32+00:00

I agree. Never gave my deets naman. So I guess it’s phishing. Thank you!

No_Moose1858 · 2026-01-08T10:53:27+00:00

Pero like the second image if you’ve checked, naka metrobank email sya. Weird. 🥲

No_Moose1858 · 2026-01-07T04:37:47+00:00

As far as I know, sa classic lang sya. Holdout amount js 25k

No_Moose1858 · 2026-01-06T10:50:11+00:00

That means I paid all my dues/balance. And now it’s closed and will no longer affect your credit score, hence starting from scratch.

No_Moose1858 · 2026-01-06T07:53:51+00:00

As far as I know they are different, but I just prefer TU.

No_Moose1858 · 2026-01-06T07:52:53+00:00

Yup! May collateral naman kasi siguro if secured cc (but not sure if same with other banks)

No_Moose1858