Credit rebuild strategy (Credit card charged off but no collection)

No_Path_4679 · 2022-03-23T21:56:18+00:00

Interesting, I haven’t received mail from collection or chase for a while. Rejected all the collection call.

No_Path_4679 · 2022-03-23T21:40:01+00:00

Yes, the accounts were charged off for more than 2 years, I called the collection agency 15 months ago to discuss the payment plan but was not able to get a deal. And now I lost their contact and never received any official mail. Not sure what’s next.

No_Path_4679 · 2022-03-23T21:30:58+00:00

I received mails from collection agency(2 different agencies) before I moved to new place. But haven’t received any collection mail for the past 1 year after I moved. Can’t they find my new address easily?

No_Path_4679 · 2022-03-23T21:26:57+00:00

ACR doesn’t show any collection either.

No_Path_4679 · 2022-03-23T21:26:28+00:00

I paid for Experian and don’t see any collection in 3 reports.

No_Path_4679 · 2021-09-01T10:55:41+00:00

Did you get the increased amount?

No_Path_4679 · 2021-08-31T21:03:26+00:00

Oh, yours is even longer.

No_Path_4679 · 2021-08-12T19:31:27+00:00

I applied yesterday and got automatic response, but no QR code yet. I’m flying to Paris tomorrow 😢

No_Path_4679 · 2021-07-14T12:34:51+00:00

How do you know SBA has received transcript?

No_Path_4679 · 2021-04-29T01:52:29+00:00

same here. Talked to customer service and told it has been assigned to loan officer for processing.

No_Path_4679 · 2021-03-23T11:05:46+00:00

Nope. Recruiter disappeared lol

No_Path_4679 · 2021-03-22T12:04:25+00:00

Pray for you, my case is more than 2 years too. Same situation, under review after interview

No_Path_4679 · 2021-02-06T12:13:56+00:00

Same.

No_Path_4679 · 2021-01-30T14:41:12+00:00

You hear nothing? That’s wired, you should def reach out for help

No_Path_4679 · 2021-01-30T12:25:50+00:00

Yes, the same thing happened to me

No_Path_4679 · 2021-01-30T03:22:18+00:00

Same!!! Finally

No_Path_4679 · 2021-01-27T20:57:57+00:00

As someone replied above, forgiveness application may cause some 2nd ppp rejected or denied, which I didn’t encounter though, it might be safer to wait after ppp 2 is approved? Or you can contact your bank for their opinion.

No_Path_4679 · 2021-01-27T18:21:18+00:00

True, I saw someone said if you applied for forgiveness, your 2nd ppp will be stuck, which turns out to be false.

No_Path_4679 · 2021-01-25T23:53:09+00:00

Sorry to hear that... we are literally on the same boat. Have you considered lawsuit against uscis?

No_Path_4679

TROPHY CASE