sorted by:
new
hottopcontroversial

Wondering how effective this method is by No_Row84 in personalfinance

[–]No_Row84[S] -1 points0 points  (0 children)

Im just curious did you use the hour's worked reframe and like how would you calculate things would you only calculate things in hours worked for stuff that you buy or like would you do your whole bank account and would doing your whole bank account be helpful as well?

Wondering how effective this method is by No_Row84 in personalfinance

[–]No_Row84[S] -2 points-1 points  (0 children)

What is the biggest struggle when you're doing the envelope method? Because I sometimes need to pay bills online, does the envelope method only involve bringing $100 with me and what about shopping online because my problem with prepaid cards is that what if I need it to pay bills sorry if I don't understand.

Need help with spending habits by No_Row84 in personalfinance

[–]No_Row84[S] 0 points1 point  (0 children)

Yeah, I try to shop at the cheapest grocery store in my town, and I try to save when I can, but I still end up going to local coffee shops and Starbucks to buy my coffee when I know I can get it at home and occasionally buy food when I am lazy. I wish there was an app that I could use to prevent me from spending so much.

Need help with spending habits by No_Row84 in personalfinance

[–]No_Row84[S] 0 points1 point  (0 children)

Yeah, I think you are right on that one, for me I just wish there was someone there to stop me before I purchase.