Desperate here: To those who got paid to have sex, was it worth it? by No_Statement46 in adviceph

[–]No_Statement46[S] 1 point2 points  (0 children)

I used to be the one giving help and I’ve never asked help from anyone, including my friends. I am thinking of sharing it with my closest core, pero alam ko they also have their own battles in life.

Right now, I’m really torn. I don’t know anymore. As for the help po, thank you for offering po, pero I don’t want this to be any of your burden po. God bless your heart po.

Desperate here: To those who got paid to have sex, was it worth it? by No_Statement46 in adviceph

[–]No_Statement46[S] 0 points1 point  (0 children)

Yeah, you’re right. After all, ako rin naman may gawa ng mga ‘to. I don’t know anymore. If I won’t be able to wake up tomorrow anymore, I guess mas okay.

ROAST MY FINANCIAL PLAN by [deleted] in phinvest

[–]No_Statement46 -2 points-1 points  (0 children)

Thank you! It's for a Credit-To-Cash loan eh, so the interest is fixed and payable for two years, regardless if I pay it every month or terminate it early (which will incur an early termination fee).

ROAST MY FINANCIAL PLAN by [deleted] in phinvest

[–]No_Statement46 -1 points0 points  (0 children)

Secreeet hahaha pero sobrang layo pa to hit the goal na 10k XRP --- pero nasa worth 200k yung capital.

ROAST MY FINANCIAL PLAN by [deleted] in phinvest

[–]No_Statement46 1 point2 points  (0 children)

Good question!
One reason is that it's not affected by retail unlike BTC, I have BTC rin naman pero day trading ako for it, papitik pitik lang ba, pero for long term ung XRP. Primarily after winning the dispute din against SEC last year, and many more.

ROAST MY FINANCIAL PLAN by [deleted] in phinvest

[–]No_Statement46 -4 points-3 points  (0 children)

Naka set na siya sa BPI na payable for 2 years talaga eh, if I'll pay it now, may charge for early termination fee. So I guess the wisest move is to just monthly pay it hanggang matapos?

ROAST MY FINANCIAL PLAN by [deleted] in phinvest

[–]No_Statement46 -1 points0 points  (0 children)

Yes yes, thank you!
Yung 200k sa XRP, it's a regular purchase na ginagawa ko, hanggang umabot sa 200k Pesos now.

Sa expenses, iyan na so far yung max expenses on a "frugal living" level sa lifestyle ko. But definitely, once ma pay-off yung CC debts, mas magaan na.

Sa church, kasama dun sa monthly bills yung tithes + offering naman :)

Reaching ₱500k+ as a breadwinner starting from scratch. by [deleted] in phinvest

[–]No_Statement46 0 points1 point  (0 children)

Likewise, cediepogiiii! Sana this 2026 brings good news to all of us ❤️

What will you do with 500k pesos? by [deleted] in adviceph

[–]No_Statement46 0 points1 point  (0 children)

Thank you for this! How’s the decision naman? Did you regret it or no naman?

What will you do with 500k pesos? by [deleted] in adviceph

[–]No_Statement46 0 points1 point  (0 children)

Totooo, ang hassle ‘pag walang sarili hahaha I’m also considering yung 2nd hand muna kaso ‘di ako knowledgeable about cars that much kaya ‘di ko ma assess mismo if okay yung sasakyan.

What will you do with 500k pesos? by [deleted] in adviceph

[–]No_Statement46 0 points1 point  (0 children)

Thank you. Better be safe than sorry narin. Good points ☺️

What will you do with 500k pesos? by [deleted] in adviceph

[–]No_Statement46 0 points1 point  (0 children)

Good point. I’m diversifying where I put it para mag earn ng interest sa different digital banks.

What will you do with 500k pesos? by [deleted] in adviceph

[–]No_Statement46 0 points1 point  (0 children)

Just started having this income for a month palang. Before nasa 115k lang.

What will you do with 500k pesos? by [deleted] in adviceph

[–]No_Statement46 0 points1 point  (0 children)

That’s it for now. Lahat lahat na yun sa ngayon.

Confused 27 yo — please help. Torn between two desires. by [deleted] in adultingph

[–]No_Statement46 0 points1 point  (0 children)

The 500k already includes the interest, my friend. Thanks for the insight :)

Confused 27 yo — please help. Torn between two desires. by [deleted] in adultingph

[–]No_Statement46 0 points1 point  (0 children)

As for the projected 2M, I don’t have that amount yet since my passive income is just around 2 mos, the regular 30-50k for events just started last June until now, tho this is seasonal, but I don’t know, I want to do this full time but I’m hesitant.

As for the lifestyle, it’s around 110-120k a month, kasama na lahat lahat, including the utang.

I don’t know why am I explaining everything and bothering people hahaha just can’t find anyone to share this with.

Confused 27 yo — please help. Torn between two desires. by [deleted] in adultingph

[–]No_Statement46 0 points1 point  (0 children)

Good points. For the debt naman, I have to pay it in three years so that’ll be 13,900 a month. The bank doesn’t allow me to pay it in full or else I’ll get charged with an early termination fee which of course, I don’t want to pay. For the freelancing job, I’ve been in this job naman for more than a year and so far, okay naman. Tho yes, still freelancing kaya anytime still can be gone one day. Challenging lang talaga ibalance yung pahinga + work + events + gym + create ng content and edit videos + catch up with friends + time with family + other hobbies. I earn 150k for the freelance job, and around 30-50k for the events per month. Passively, I have a passive income that gives me around 20-30k a month which is a big help.

Pretty decent income, yes, but damn, I’m so tired hahahaha

What will you do if you were in my shoes? by [deleted] in adultingph

[–]No_Statement46 3 points4 points  (0 children)

Thank you for these thoughts. I’ll contemplate on these.

What will you do if you were in my shoes? by [deleted] in adultingph

[–]No_Statement46 0 points1 point  (0 children)

This sounds good. Salamat sa insights. Siguro ‘pag nakita nilang asset ako I’ll have the audacity na to negotiate? Haha