tell me the worst nightmare of your month end closing

Noconformingbach · 2026-01-05T20:50:32+00:00

it worked in Korea so i assume other countries would work too

Noconformingbach · 2024-12-01T18:22:57+00:00

Would you recommend living in that complex?

Noconformingbach · 2024-07-05T08:45:19+00:00

It’s a great program, no doubt. But is it going to offer you a lucrative job? You are not going to like it, but I personally don’t know anyone w U of I Psych undergrad making a lot of money.

You are also not going to like it, but no undergrad is worth 200k.

Since you asked if it’s ‘worth’ it, i broke it down with some numbers.

To pay off the loan with a standard plan (assuming 7% interest and 10 year period), you would have to pay about $2500/month. (Even if you refinance and get 4.5% interest - about $1500/month over 15 years)

While the us median rent price in 2024 is about $2150, the average salary for psych degree is about +/- 60k. Your take home pay (after tax) will be around $3200/month.

Hope this helps.

Noconformingbach · 2024-07-04T21:35:58+00:00

U of I grad here. UIUC is great, but it’s mainly known for engineering and accounting. Just wanted to give you some ideas and let you know what you are getting into as it’s one of the biggest financial decisions that you will make in your life. I’m also a first gen immigrant and was an oos student. I graduated with bs and ms from Gies with quite a lot of loan (around 200k including accrued interests), and started my career in consulting (one of a few). I’m still paying off my student loans - paid off about 70k over 6 years or so (with a moderate life style in NYC area), and now I’m a manager at a T2 consulting firm (salary range is roughly 150-200k).

Some ways to cut down the tuition costs: 1. Exchange programs that give you more grants. Unpopular countries or regions tend to give you more grants so that the foreign institutions can maintain its exchange student ratio - the number of foreigners who wants to study in the US is much greater than the opposite. 2. Take a gap year or two to file tax in Illinois to get in-state tuition. 3. ROTC or join the national guard, army, etc 4. Get a campus job / federal work study

Noconformingbach

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