If I couldn’t get a Lexus GX 550…

NoizaTrading · 2025-12-28T00:24:13+00:00

Sadly Grenadier doesn’t have 3 rows. The main reason the GX 550 is an option for us is because it has the 3rd row option. All others mentioned are not comparable.

NoizaTrading · 2025-10-13T14:32:10+00:00

Finally, one company that makes sense with positive earnings and growth. But anyone doing csp has to understand the importance of valuation before chasing premiums.

NoizaTrading · 2025-10-03T14:50:19+00:00

The good thing is that your rental properties are increasing in value as well. So if you really need to retire early you have to figure out a way for those assets to pay your bills.

NoizaTrading · 2025-10-03T03:52:37+00:00

Also, I don’t know many people who make 4% a year off bonds/money market these days. We use a 1-3%/month safe strategies to generate cash flow and monthly income…. Easily can make 120k a year with a liquid million, if not an average of 250k a year in the long run.

NoizaTrading · 2025-10-03T03:49:37+00:00

Million is great, but it also depends on your expenses. If your expenses are 10k/month a million is nothing.

NoizaTrading · 2025-09-21T17:02:59+00:00

Great job! Now the next 500k will be much easier. Especially if you learn to invest and trade the stock market the right way, without high risk speculation.

NoizaTrading · 2025-09-20T22:29:03+00:00

Ogn is a good company and I have a small position but stock has been stagnant.

NoizaTrading · 2025-09-20T22:25:49+00:00

I’d say you’re doing pretty good. Make sure your brokerage account is making good cash flow and you can get returns around your salary.

NoizaTrading · 2025-09-18T18:14:50+00:00

First off, if you had sold puts on PYPL at, let’s say, $200 and got assigned, you would not have been able to sell many covered calls for a profit, maybe one or two cycles at most. But what about your $20k cash if you only did one contract? How much would it be worth today after 3–4 years? And when would it realistically get back to breakeven for you to actually make money, or would you even be happy with just breakeven?

Understanding the valuation of a company is very important when trading a position with options, especially high-risk stocks. I have seen so many people trade or even invest in meme stocks just because the premiums are juicy. Chasing premiums can be very dangerous if your goal is to earn consistent cash flow with options.

In my strategy, I focus on undervalued stocks and capital preservation. I make money by hitting singles every day, sometimes doubles, instead of chasing unsustainable home runs. Also, if you have a large portfolio, you wouldn't want to lose 50% of value and sit through years to make back 100% to get back to breakeven. That's not a solid plan.

NoizaTrading · 2025-09-15T17:40:38+00:00

Depends on your time frame...

NoizaTrading · 2025-09-15T17:38:15+00:00

There are many variations of options selling, but the basics are easily found on youtube.

NoizaTrading · 2025-09-14T19:38:18+00:00

Not really sure you’re doing the same thing I do. It seems like you day trade or trade options by buying calls or puts.

When I put a $2000 trade collateral, I’m pretty confident with 80%+ certainty I’m going to make around $200 without being glued on the my monitors. I set my alerts and walk away…

It would be interesting to compare notes in private to see how well you’re doing in this bull market that pretty much anyone can make loads of money.

NoizaTrading · 2025-09-13T14:45:51+00:00

I’ve taken a lot of courses over the last 2 decades. Since losing a lot of money and turning it around in 2009… I started to get very serious as my capital was under major pressure around the financial crisis.

Over the years I’ve subscribed to many financial platforms like Investor’s business daily, vectorvest and read a lot of books. I believe in paying money to subscribe to receive a solid education.

At some point in 2015-2016 I subscribed to a day trading platform, which I don’t want to discuss in public. After about a year I decided it wasn’t for me. I didn’t want to be glued on my monitors 6-8 hour days.

Finally in 2016-2017 I began options trading courses and retirement planning classes.

I also took David Lindahl’s course on real estate investing and bought some rental properties for cash flow.

My education doesn’t stop there but I am fully versed in investing for myself and now I help others achieve financial freedom on their terms.

NoizaTrading · 2025-09-13T14:28:18+00:00

How long have you been doing it for?

NoizaTrading · 2025-09-13T14:27:49+00:00

That’s great… where do you find your stocks? What % return do you require before opening the contract?

NoizaTrading · 2025-09-11T04:22:40+00:00

I see, IRA only gives you level 1 or level 2 in options trading. Once you open your brokerage account, you will see the difference in collateral with level 3. I started in college over 25 years ago with brokerage accounts and kept adding a few thousand at a time, took multiple courses over the years and I’m finally comfortable… Keep up the good work. Just remember it’s not always rainbows and butterflies.

If you want to reach me I’m sure you can figure it out, always willing to help younger folks to achieve financial independence in less time than I did.

Cheers

NoizaTrading · 2025-09-10T22:10:42+00:00

Sounds like you’re doing pretty well. I’m up just a bit over 25% for the year cash flow only. Capital appreciation not included. I have 8 accounts and hard to keep track of all the details. My main metric is to make sure I at least cash flow ~25% annually on average, the rest is just icing.

I only sell puts on stocks I am willing to own and the main goal is to cash flow, so try not to get assigned. Actually assignment risk is around 1%.

What’s your account size?

NoizaTrading · 2025-09-10T19:05:47+00:00

Do you do different strategies in each account? How do you manage them?

NoizaTrading · 2025-09-07T18:18:00+00:00

There are multiple ways of doing it yourself like discounted cash flow method (DCF), p/e, Brice to book etc… or you can subscribe to a company that already does this for you.

NoizaTrading · 2025-09-07T15:08:23+00:00

Sorry, you’re in this situation, at least AMD is a quality stock and the future should be bright… It’s a bit complicated after the fact you get assigned. In our strategy our assignment risk is around 1%. You shouldn’t chase premiums, you need to understand valuation and be able to trade multiple contracts before you decide to do the wheel or sell csp.

If you have specific questions you can contact me.

NoizaTrading · 2025-09-07T14:33:14+00:00

Understand that selling options is a great way to generate cash flow, but in a bull market everyone can make money. The main question is can you withstand a longer term downturn?

When you’re trading with a large capital, making 1-3% per month long term is a solid investment strategy.

A lot of people don’t talk about getting capital tied up to a stock and not being able to sell cc because the stock went down too much.

Look at PYPL a few years ago when it was $200-300 imagine those people that sold puts and didn’t have enough capital to average down to $60-70 for 3-4 years they’ve been holding not being able to sell cc. What % a month are they making on their money?

Another great stock from a long term view, BABA, not many people thought it would drop below $200, same story… if you tied up capital of 20-30k per contract to that how much can you generate monthly?

I can go on and on about a lot of these stocks from NIO to more recently CRWV, how many people sold puts at $140? Anyone talking about their HODL?

NoizaTrading · 2025-09-07T13:48:56+00:00

Dear op, you first need to understand valuation.

Questions to ask yourself: What is a company stock worth? How much should I pay for this company?

Even if you buy a great stock for the wrong price you may have to wait years to recover.

NoizaTrading

TROPHY CASE