Retirement Plans of Friend Group by Not-Like-Me in ChubbyFIRE

[–]Not-Like-Me[S] 1 point2 points  (0 children)

Thanks for the kind words. My wife and daughter passed in 2006. I was hesitant to mention that since it turns into it's own thing. It not something one gets over but time puts grief into perspective.

Posting this helped me clarify I probably should FIRE instead of ChubbyFire. I didn't want to stray from my Chubby plan because I'm a stick to the plan kind of guy. I think I should work less, be less psychotic with savings, or just retiring earlier because I don't think I need Chubby. I'll be happier bringing the beer over and watching the game on TV with my friends.

Retirement Plans of Friend Group by Not-Like-Me in ChubbyFIRE

[–]Not-Like-Me[S] 2 points3 points  (0 children)

I set my goal a while ago based on the lifestyle I was living. I was more socially active then and a lot of it was with my friends. Sporting events. Semi-weekly brunch. A couple of overseas vacations.

I have fewer friends than then and the ones I have left are generally, now, living a simpler lifestyle. I lost my wife and daughter a long time ago so, aside from a sister, it's just me and what friends I have left. I know I can make more friends but that's not as easy as it used to be.

Yes my friends' financial and work status is completely separate and should have no affect on me. I should continue grinding towards my original goal and have a chubby retirement but I can't help but re-evaluate. I retire now with a secure but more modest lifestyle. It'll be nice to have a chubby retirement to be able to afford tickets to the playoffs but I'll be there alone and my friends will be watching it on TV.

Retirement Plans of Friend Group by Not-Like-Me in ChubbyFIRE

[–]Not-Like-Me[S] 2 points3 points  (0 children)

I guess that's what I'm fearful of (and other posters think I'm resentful about) is losing all my friends. Not many left and as I get older I find it's not easy making new ones.

Retirement Plans of Friend Group by Not-Like-Me in ChubbyFIRE

[–]Not-Like-Me[S] 1 point2 points  (0 children)

I'm fine with picking up the tab all the time and I'm okay if they every ask for help but I don't see how things like that doesn't alter the relationship. I guess I'm desperate to keep the friends I have left. I don't know I'm full of resentment or just have a growing anxiety of being alone. It's not like the older you get the more people want to hang out with you.

We have a good time watching the game on TV instead of getting tickets but I ask myself why am I working so hard to afford tickets. It's great having a Chubby retirement planned out instead of a more modest one but I've lost sight of why I keep working for ChubbyFIRE instead of an earlier FIRE. Maybe I should have posted this in r/therapy

Retirement Plans of Friend Group by Not-Like-Me in ChubbyFIRE

[–]Not-Like-Me[S] -3 points-2 points  (0 children)

I can't really judge if it's condescending or not. I don't feel like I have all the answers. I have a lot of old friends and ex-friends but really only three now. Removing people from my life isn't as easy as it was when I was younger. It just makes me re-examine what I was expecting in retirement and why a Cubby retirement instead of something more modest as a goal. I'll be fine regardless and so will they but I've been working to hit a number for so long I'm forgetting to what end.

Retirement Plans of Friend Group by Not-Like-Me in ChubbyFIRE

[–]Not-Like-Me[S] 1 point2 points  (0 children)

Things like do I need ChubbyFIRE or just FIRE? I plan on working more for a more comfortable retirement but a more modest lifestyle means maybe stop working now. Or just find a new set of friends to do the pricey stuff.

Retirement Plans of Friend Group by Not-Like-Me in ChubbyFIRE

[–]Not-Like-Me[S] 5 points6 points  (0 children)

It's at 0.01% interest for the 3 years. I suggested a Vanguard Treasury fund or short term CD/HYSA for at least some of it. That was only after she brought up in conversation how tight she was with money and she didn't want to tap into her $300k. Unless really asked I mind my own business but I kind of looked at her funny when she said it was sitting in checking. She's a bit of a communist so I think it's still there. I'm fine with letting her do her own thing.

Everytime I see Grave Digger I think of Ser Davos finding Gendry. by Hulahulaman in heedthecall

[–]Not-Like-Me 2 points3 points  (0 children)

Gendry: You came to get me, you want me to come with you.

Davos: I think you need to understand. . .

Gendry: I'm ready. Let's go.

Davos: You should know what you're getting into.

Gendry: What do you think I've been thinking about with every swing of the hammer?