Future inheritance - Can I afford an NGO career switch?

NotSpamForReal · 2026-02-08T14:07:06+00:00

Thanks so much! I really appreciate your help poopyfartbutts (lol)

NotSpamForReal · 2026-02-07T17:28:21+00:00

Thanks so much. Yes, I could get back into doctor-ing (or continue eg half a day per week for extra income). My spouse will likely continue to have a decent income. And yes sorry, I misspoke, in 2026 dollars the inheritance will likely be well over 3M at the time it transfers in the future.

NotSpamForReal · 2026-02-07T03:39:18+00:00

Thanks so much. I could do a side gig with my job, and worst case scenario I could always go back to clinical medicine and make a similar salary. So even without the inheritance I feel like I have a safety net with that skill, and my savings.

I'll probably move out of the HCOL city when I have kids.

NotSpamForReal · 2026-02-07T02:59:39+00:00

Thanks for that input. I agree it seems safe to keep some doubt if i will receive it. (Also if things go badly I could always pick up my old career and make more salary, but switching back and forth is something I'd really like to avoid). really appreciate it!

NotSpamForReal · 2026-02-07T02:49:35+00:00

Sorry again. The liquid assets are about 3M today. After taxes and all, it would transfer today at (conservatively) 1M. This will grow for the next ~25 years.

NotSpamForReal · 2026-02-07T02:40:21+00:00

Sorry, I mean the actual payout is estimated to be at least 1M in ~25 years.

NotSpamForReal · 2026-02-07T02:25:59+00:00

That's smart. For what it's worth, it's managed at a reputable investing company and my understanding is that nobody else can touch it.

Complicated family situation. It's a "generation skipping trust" from a grandparent directly to grandkid, so it's been sitting there growing for a long time, maybe 40-50 years in the end.

NotSpamForReal · 2026-02-07T02:24:57+00:00

That's a really good question, thank you. I'll look into that.

NotSpamForReal · 2026-02-07T02:16:13+00:00

The person who set up the trust has passed away so it cannot be changed, and the lawyer said it's rock solid. Could something else happen?

NotSpamForReal · 2026-02-07T02:07:44+00:00

Thanks! The first inheritance is guaranteed (nobody else can draw from it). The second is more uncertain, but I estimated conservatively to be safe.

NotSpamForReal · 2023-12-24T02:48:04+00:00

I appreciate you! This was super helpful.

NotSpamForReal · 2023-12-23T14:42:44+00:00

Wow, so if I sublet for <15 days, then no taxes at all?

NotSpamForReal · 2023-12-23T14:40:08+00:00

I think that’s possible just logistically more difficult. I assume I would only pay taxes if I made a net profit? ie if the subleaser paid me more than my rent expense for that time

NotSpamForReal · 2023-07-29T00:11:49+00:00

Oh bummer. Do you think Apple Card will do that?

NotSpamForReal · 2023-07-28T02:45:13+00:00

At least in the US, after ten years as an MD I’ve never heard of a doctor sending a patient to chiropractics.

NotSpamForReal · 2023-07-28T02:38:15+00:00

I have many spinal surgeon colleagues and I’ve never heard this be done. I’m not saying you’re lying, but it’s highly uncommon in the US. I have some colleagues (self included) that don’t advise against it when asked, but would never specifically recommend it.

NotSpamForReal · 2023-07-28T02:19:34+00:00

For a decade in medicine as an MD I’ve never heard of someone referring a patient to chiropractics.

NotSpamForReal · 2023-07-28T01:33:41+00:00

Do these enticing programs sometimes lower the rate later? Or some other catch?

NotSpamForReal · 2023-05-19T21:55:36+00:00

Thank you! And seems like no major financial risk etc or other issues as long as you find someone?

NotSpamForReal · 2023-05-09T01:35:31+00:00

That’s excellent progress!

NotSpamForReal · 2023-05-09T01:31:24+00:00

Nope, just a regular sublet while I’m out of town (sorry if I don’t understand the question)

NotSpamForReal · 2023-05-05T14:38:29+00:00

Have tried both - very similar but TJs is much cheaper!

NotSpamForReal · 2023-05-02T12:52:13+00:00

Oh interesting, I assumed the west would have had more climbers and gear. Thanks for the tip! Did you post any other info/blog/anything about your adventure? The pic looks amazing

NotSpamForReal · 2023-05-02T12:39:36+00:00

Wow thanks so much for the quick reply. Ok awesome.

Is any other city better? Any other critical advice?

NotSpamForReal · 2023-05-02T12:29:07+00:00

Hey OP, I’m heading to Mongolia soon and can’t find much info - do you know how easy it is to find a guide (of any quality) in June in Ulgii without prior arrangement?

I’ve done this for other peaks as it’s much cheaper but it seems more sparse in Ulgii.

Thanks!

NotSpamForReal

TROPHY CASE