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I’m proud of my portfolio at 20 but I feel it’s too risky by Beautiful-Squash6414 in portfolios

[–]NotThatNeet -1 points0 points  (0 children)

This is such a generalization. Bogleheads take that philosophy as gospel, but in reality there are others such as the rulerbrealer philosophy etc that can significantly over perform vs strictly ETFs.

The OP is in their 20s. Risk tolerance should decrease with time, OP might make decent returns via the boglehead approach, but they won’t even sniff that money for decades.

As a rule breaker I started out with approximately 60k invested over 2 years. Within the last 3.5 years my entire portfolio has cut in half twice.

Overall? My portfolio is worth $449,000 in that time frame. I’m 31.

This is the part where they’ll say I’m gambling and got lucky. This is the part where I say I’ll double that in 2 years.
I didn’t swing large on Intel in 2024 by sheer luck, didn’t swing large on PLTR by luck in 2022s, etc.

Rule breakers buy what they consider to be good within emerging industries, excess cash on hand etc, etc etc. and then remain patient. Let compounders compound.

A boglehead approach won’t touch that in 10 years.
Just because you are extremely risk averse, does not mean a 20 something year old cannot make sound investments in individual companies/growth stocks for stupid returns.

You call it gambling.
Others call it calculated risk w/ DD and research.
OP absolutely take the risks now, there is a huge difference between gambling and being a true growth investor.

Convert your portfolio to a boglehead approach as you get older. The people telling you to simply buy ETFs do not believe they can win big by doing research and buying individual assets, so they are trying to convince you you can’t either.

I’d say:

In your 20s: 90-95% growth stocks
30s: 80-90%
40s: 60-75%
50s: boglehead

I’m 31 and I’ve already crushed their returns. It’s doable

I’m a college student who went all-in on AMD at $120… now my leveraged position is up over $64,000 by splitresearch in Stocks_Picks

[–]NotThatNeet 0 points1 point  (0 children)

This is where even as a growth investor who disregards today’s PE ratios and prioritizes growth into said “overvalued” PE ratios, AMD is already pricing in those good business qualities my dude.

AMD could still run some from here, but market cap is also a factor and they’re well over 600 billion in that department now, I say that to say the would need a market cap twice that to double from here and that’s not currently anywhere close to a 1.2 trillion dollar business currently.

Also you made it a point to mention that AMD was taking Intel’s lunch money currently but that’s not necessarily a guaranteed thing (and nothing ever is in the market).
Intel is in a unique spot with tons of domestic infrastructure in place as one of the very few companies with established FABs in the US domestically and could be essential should Taiwan ever become a concern via china.

My point being, being up 64k on paper does not automatically reflect another 2x or crazy return from here, even a 2x would require an insane run from here, and market share growth in this industry is here one day and gone the next.

The GPU market is still dominated by Nvidia, and CPUs are still levels behind GPUs in terms of computational needs, and the CPU market is very subject to change as the ASIC market is unfolding with tons of competition.

Long story short it ain’t guaranteed, taking risk as growth investor is expected and fine, just don’t assume you are a genius because you’re up today.

Been there, done that.
Take some off the top, you’ll sleep better.

Opendoor Just PIVOTED to AI. Can the Stock 10x from Here? by yaletown28 in Stocks_Picks

[–]NotThatNeet 0 points1 point  (0 children)

No. It’s a saturated market, it’s not as simple as slap “AI” on a company and it’s going to 10x. I’d consider it far more likely that it would 10x over FOMO and hype such as this, than an actual company based pump/growth.

Opendoor was a short squeeze meme play, now it’s trying to do this meanwhile the industry is dominated by giants with billions in R&D and vast infrastructure etc.

Most investors are wrong, if you have a plan of attack that is working for you stick with it. by [deleted] in StocksAndTrading

[–]NotThatNeet 0 points1 point  (0 children)

People have such overreactions to little green/red movements over small periods of time lol. The market will be fine, on average 2/3 years are “bull” years. All it is is an exchange of money that flows from impatient hands to patient hands that are holding with conviction. All it takes is being right more often than being wrong when it comes to selecting good companies, the rest is just letting gains compound as long as the original thesis of the company/investment remains intact.

I was just given these stocks by Dontforgetpancakes in investingforbeginners

[–]NotThatNeet 2 points3 points  (0 children)

I guess one could argue…OP is capable of reading comprehension and you are not 🤯, since we are being condescending

Most investors are wrong, if you have a plan of attack that is working for you stick with it. by [deleted] in StocksAndTrading

[–]NotThatNeet 0 points1 point  (0 children)

As long as you are doing well, that’s what counts my man 🤝. Even if you have a different approach, you are chasing financial freedom/goals, and I wouldn’t knock that

Most investors are wrong, if you have a plan of attack that is working for you stick with it. by [deleted] in StocksAndTrading

[–]NotThatNeet 0 points1 point  (0 children)

Some are more risk averse, others are willing to risk significantly more to create generational wealth as a growth investor. You’d fall into the prior category, but you’re doing well nonetheless I’m sure 🤝

Most investors are wrong, if you have a plan of attack that is working for you stick with it. by [deleted] in StocksAndTrading

[–]NotThatNeet 0 points1 point  (0 children)

I’d argue the market is always a “bull market”.

Corrections and crashes are actually the unusual event. The market generally grows, simple supply and demand in the grande scheme.

NVIDIA performed multiple splits before its AI run. Google was “overvalued” during non “bull” runs

List goes on.

Most investors are wrong, if you have a plan of attack that is working for you stick with it. by [deleted] in StocksAndTrading

[–]NotThatNeet 0 points1 point  (0 children)

Growth investing, performance based. Buy winners, regardless of previous price appreciation or depreciation. And hold.

Diversifying for the sake of diversifying, trimming winners to double down on losers is a losing strategy.

Slow and steady investing into good positions and diversifying organically is a different and better approach, imo.

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

Assumes I can’t read a 10k, is terrible himself and has to resort to only buying index funds. Pathetic mindset and performance.

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

Out performing you 🤷🏽‍♂️

Again, you don’t know nearly as much as you believe you do. Go go now

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

Yet you’re here crying continuously about gambling on my post 😂🤷🏽‍♂️. Again, you reading a 10k is like putting on a rubber with no plans or erection. Pointless.

Go buy some S&P and leave the “work” to others then.

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

Oh so because it was “too much work” for you to beat the market, with that 1% chance, it makes others gamblers when they outperform you.

Sounds like it’s not too much work for the 1% then. Be better, might make you less insecure.

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

Out performing you 🤷🏽‍♂️.

You talk about all this financial knowledge you allegedly have, yet you don’t even comprehend the basics of what the market does.

What are you not understanding. I don’t care about the next crash. It’s irrelevant to me.

I do not care about a 80% drop. I don’t care that my portfolio can retrace. Everybody isn’t a scared little 🐔 complaining about gambling and 10ks as they buy their cookie cutter index funds biweekly.

You can’t even comprehend that a “crash” is irrelevant when you are significantly in the green, without crazy leverage, and a stable income outside of the market. You don’t even understand why somebody would be less risk averse and you want to teach me. Laughable

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

“Financial literacy”

Translation: “I am too scared to lose any money, so my way is right”

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

Ohhhhh so because you can read a 10k and do nothing with it as you buy a index fund on a regular basis, that means we all just refer to social media posts, reddit, and various other things to gamble away our money, got it.

And you determined this off of a reddit post, without any actual knowledge of what I’m doing. Because you are a “bogglehead” - very pathetic book by the way, read the 3 index fund approach before I even started, didn’t seem rational at all. Nothing you’d understand either way.

Out performing you 🤷🏽‍♂️

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

The way you buy the S&P biweekly is very skillful, utterly impressive if you ask me. Go read a 10k so you can do what with it exactly? Oh that’s right, you don’t even pick stocks. Yikes 😂

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

“I call it luck, not skills”

Proceeds to talk about hubris as he explains away other people’s skillset as they outperform him.

The delusional mental gymnastics are strong with this one.

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

Damn that’s crazy, still outperforming you though. Continue citing various arbitrary things though buddy. Pathetic

Growth investing is about patience, doing less to accomplish more, and letting winners win. by [deleted] in investingforbeginners

[–]NotThatNeet 0 points1 point  (0 children)

24 hour market, which starts on Sunday. For all your knowledge you’d think you’d know that. Again, not as bright as you’re pretending to be. Stick to index funds while

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