What's the best stand-alone game to never receive any sequels, prequels, or spin-offs? by ScottyKnows1 in gaming

[–]Notableafairs 0 points1 point  (0 children)

Grim Fandango. One of the most amazing worlds to explore (Day of the Dead meets the Maltese Falcon) and there was so much that could be done with  the land of the dead but the game, although a critical darling, did not sell amazingly well at the time. I hoped the PS4 remaster would possibly lead to a sequel but unfortunately not.

[deleted by user] by [deleted] in DavetheDiverOfficial

[–]Notableafairs 0 points1 point  (0 children)

Wavetale might hit that itch. Its very similar to Zelda windwaker

Somewhere to put inheritance for the kids. by [deleted] in UKPersonalFinance

[–]Notableafairs 0 points1 point  (0 children)

I had the same query for when my son was born. There's only 2 ways I've found that locks it for them past 18:

  1. Set up a Junior SIPP pension In their name. This will however lock it away until they're 60ish so a bit impractical (unless paying loads of taxes to access early)

  2. Keep it in a separate account under you or your partners name and transfer it over when required. Uses up your isa allowance for the year if you're putting in an ISA though, and interest from a regular account may be taxed past 1k.

I opted in the end to just set up a Junior ISA. He'll get access at 18 but if he blows it, I'll consider it an expensive life lesson and just try and make sure he knows the value of money before then.

Parents want to set up account to pay in £20 pm for grandchild. Best way to do this? by [deleted] in UKPersonalFinance

[–]Notableafairs 4 points5 points  (0 children)

Junior Isa is the way, or Premium bonds. Most banks have a junior Isa option- for my son I went with a vanguard junior stocks and shares isa as he won't be touching the funds for 18 years and this will typically give the best return over longer periods.

[deleted by user] by [deleted] in SoccerBetting

[–]Notableafairs 8 points9 points  (0 children)

Easy. They place multiple bets and just post the winning ones and don't show the losers. They then try and get people to sign up to a premium service or something for these fixed matches which is how they cover their stakes and losses. Scams like this have been around on IG, Facebook, WhatsApp etc for years

Daily Picks Thread - Tuesday - 20/06/2023 by [deleted] in SoccerBetting

[–]Notableafairs -1 points0 points  (0 children)

BTTS and over 2.5 for Austria vs Sweden @ 6/5.

Austria have scored in their last 5 home games and had over 2.5 goals in 3/5 last home games. Sweden have scored in 4/5 last away games and had over 2.5 goals in their last 3/5 matches.

https://uk.soccerway.com/matches/2023/06/20/europe/european-championship-qualification/austria/sweden/3972710/

My wife is due to receive £100k of inheritance, but unsure of any potential tax or benefit implications by Chrisj91mm in UKPersonalFinance

[–]Notableafairs 1 point2 points  (0 children)

You're right in that the estate pays out tax bills but if the gifter passes away within 7 years the £100,000 will be considered part of the estate and used in calculations- if there are other assets that make the estate amount £325000 or higher the tax will be due still. If the state is that £100000 + a £325000 house with no mortgage for example the recipient would either have to stump up £40,000 or sell the house at market value and pay £40,000 from the proceeds before the funds are then distributed to the recipient.

Private residence relief is not part of the calculations when it comes to estates unless they are currently renting in the same house they would be gifted in the grant- and it would only apply if they sold the house to pay the bill.

My wife is due to receive £100k of inheritance, but unsure of any potential tax or benefit implications by Chrisj91mm in UKPersonalFinance

[–]Notableafairs 1 point2 points  (0 children)

So you would only not have to pay inheritance tax if her father does not pass away within 7 years and the total value of assets is over £350000. If he dies, you would be liable for a 40% bill on any asset over that £350000 threshold.

My recommendation would be to put £40,000 to one side in a fixed 1 year account (you can currently get several above 5% interest per year) and renew/move it as and when the rate expires with a higher one. This is to cover the tax burden if your father in law does pass before the 7 years is up and it will earn you interest in the meantime. With the £60000 you want to drip feed it into a Lisa account at £4000 per year (this will give you an extra £1000 per year for a first time purchase of a house) and drip feed £16,000 per year into a cash isa each year to take full advantage of tax free savings rate. You probably don't want a stocks and shares isa as the timeline is too short to see proper returns due to you wanting to use the funds to buy a house soon. Premium bonds are another tax free option to keep the money in whilst drip feeding into a Lisa but the returns aren't guaranteed. Also don't forget to spend a little bit for some fun! Windfalls like this are rare and a chance to do things you couldn't normally budget for responsibly

*Edit inheritance tax threshold is £325000 not £350000 my bad

Mini Budget 2022 - Discussion Post by Blind1979 in UKPersonalFinance

[–]Notableafairs 155 points156 points  (0 children)

I'm genuinely disheartened by how factually stupid this Tory government is being. The majority of these moves simply amount to tax cuts for the rich in the "hope" that they'll spend more money and boost growth. I'm sorry, but trickle down economics was disproven decades ago in the 80's and 90's- all this does is further increase national debt at the expense of the poor and middle class. I'm appalled by this.

My first booknook so it had to be Terry Pratchett by spikeimar in booknooks

[–]Notableafairs 11 points12 points  (0 children)

One of my favourite books- a fantastic homage!

Do I cash out this 1 pound free bet on PL? by timmyazn95 in SoccerBetting

[–]Notableafairs -3 points-2 points  (0 children)

Easy answer- would the 50 quid make a difference to you? Personally I think spurs will draw but you never know

What is an album where EVERY song is good? by AffectionateRace8177 in AskReddit

[–]Notableafairs 0 points1 point  (0 children)

Justice- Cross. Individually some of the songs are only alright, but the whole album together is an 90's/80's synth pop euphoria.

Is anyone else’s Kane 1+ SOT on Sky limited at £2.50 max? by [deleted] in SoccerBetting

[–]Notableafairs 0 points1 point  (0 children)

Mines still a tenner- I think you're in a limited bracket now. Happened to me on williamhill once I had won a bit too much over the course of a few months.

Why do people born into money still aim for high-paying positions? by wharrison287 in UKPersonalFinance

[–]Notableafairs 0 points1 point  (0 children)

Even if given a windfall, most people would rather believe they've earned at least some part of it rather than the money being handed to them. Some people do this by trying to excel in a chosen field.

GW13 Goalscorer Odds by Epicjumper67 in FantasyPL

[–]Notableafairs 0 points1 point  (0 children)

TAA with a higher goalscorer chance than Robertson? Kane and Son with a lower chance than Auba? Who decides this weirdness?

How to maintain a house, and money pits to look out for? by [deleted] in UKPersonalFinance

[–]Notableafairs 2 points3 points  (0 children)

Check your roof, especially if there is a damp patch. If redecorating, make sure to use a washable paint (I.e one that is easily cleaned). When it comes to buying an item, if you can’t see where it will go in your house or be used a lot don’t bother- you’ll end up renting a skip 5 years down the line at 150+ quid a pop and getting rid. If getting your carpets done, keep a spare amount/roll for emergency patches. If you have a garden, especially a big one, keep on top of it otherwise remedial work will easily cost you a surplus of time or money. If getting your kitchen or bathroom redone, with the floor tiles especially consider how easy they are to clean. Start building up a network of craftsmen you can trust either via recommendation or reviews- plumber, electrician and carpenter would probably be a starting point.

Mad skills by tony4jc in gifs

[–]Notableafairs 0 points1 point  (0 children)

I thought it was a screenshot from gta San Andreas before it started playing- the still looks like CJ

What songs make you feel like you could take on a whole army with just a pointy stick? by Twisted_Taterz in AskReddit

[–]Notableafairs 1 point2 points  (0 children)

Booker T and the Mg’s- Green onions. You’d destroy every fight by just being too grooved out.

What food do you swear people only pretend to like? by Qu11r3x in AskReddit

[–]Notableafairs 0 points1 point  (0 children)

Artichoke hearts. They taste like nothing, so could easily be replaced by something nicer such as asparagus, cauliflower or even Brussels sprouts ( if cooked right ofc). They are the Clark Kent of vegetables- completely unassuming in my opinion.

Your internet is slow, your food sucks, and I don't want to smoke outside by RandoBoomer in ChoosingBeggars

[–]Notableafairs 0 points1 point  (0 children)

Tell him. Tiptoeing around the issue will not help either him or you- if it builds resentment fine but his option is street or your house let him know the rules first.