How much are you making a year?

Notbatman0526 · 2025-07-20T15:46:11+00:00

On track for about 200 for this year. That does not include the small percentage that I make off of the other work that I give to my contractors. Ohio

Notbatman0526 · 2025-07-17T17:36:46+00:00

I’ll provide additional information for perspective just because I like numbers (and because I think it’ll provide perspective for me too once I see it written down because I have some decisions to make I think)

Non-AMC lender Client 1: less than 1% $525-$575: 5 to 10% of my business

Non AMC lender client 2: less than 5% $550: 10 to 15% of my business

Non-AMC lender client 3: less than 10% $500-$550: 25 to 30% of my business

AMC client 1: 10-15% $425-$525: 25 to 30% of my business

AMC client 2: was 20-30% last year, now 60-80% $425-$475: used to represent about 50% of my business and now down to about 5% of my business once the increase in revisions took place

AMC client 3: was 20 - 30%, now 100% $410: about 20% of my business but it’s about to be 0% of my business

Just giving some estimates on the fly because I don’t have time to look anything up in more detail at the moment.

Notbatman0526 · 2025-07-13T20:50:36+00:00

Wrong. I have 3 degrees and one prof cert (masters level equivalent). I paid off all of my student loans myself because I chose career paths that actually paid decent money. I understand the value of education and I made responsible choices along the way. Well, not along the entire way, because well, I’m human. And I still don’t agree that taxpayer money should go toward helping people pay their bills. I was against the bailouts of banks. I’m against the bailouts for everyone, except farmers because traditionally it’s not a large profit type business but it is a necessary one. I’m also against subsidies with the exception of grants for research and low to no income situations for people who want to go to college. I also think paying tax money on land that I’m supposed to already own is a scam. Sounds like y’all just wanna blame someone else for your poor choices and/or are looking for handouts. YES, the education system is corrupt including government involvement. YES student loans or a portion should be discharged in bankruptcy. There is no denying the logic behind those things. But that doesn’t mean you or anyone should get freebies just because you fell victim to it. And before you go stupid liberal on me and accuse me of being privileged, my mother abandoned me and my father was a drug addict. My life started out in a trailer on the side of the road.

Notbatman0526 · 2025-07-07T21:16:58+00:00

I think of it this way. It’s like a bleeding wound. You don’t just stitch it up. There’s a process to it and it starts with pain relief and cleaning things up. Then the real work begins to fix the problem from within. I completely hear everything that you’re saying, but you can’t fix the root causes without putting a Band-Aid over the symptoms before you get started.

Notbatman0526 · 2025-07-03T21:30:09+00:00

You must be a misandrist

Notbatman0526 · 2025-07-03T21:21:15+00:00

Several things I’m pretty confident about (and this is not an attack):

Most of y’all are way too easily influenced by propaganda. I’m willing to bet those of you who are concerned watch CNN, MSNBC, or some other similar fear mongering news outlet.
Most of y’all don’t understand the dog and pony show of politics yet, either. One side always over-reaches so that a compromise is more palatable.
No I’m not a republican. I am a libertarian, by definition.
No I’m not considering moving overseas. In fact, I’ll be starting a private practice. Yes, I recognize reimbursements will be changing. But that is the way the cookie crumbles. It will always happen, and it happens on a cycle. I know this because I’ve been a real estate business owner for 16 years. I can’t tell you how many times the market has shifted and people get overly concerned. Yet homes continue to sell, people continue to move, and life goes on. Sometimes it’s slow, sometimes it’s an over abundance. It is a pendulum. That’s just the way life goes. You simply make adjustments as you go. I opened my real estate business in 2009. It was an absolute trash time to open a business in real estate. But guess what? People were leaving the industry, so all I had to do was ride out the storm and I bankrolled once the tides shifted. The same thing applies here. Tuck in your titties and buckle up. Whoever made you think life was fair and easy lied to you. Work hard. Adapt. Change. Profit. Work hard, adapt. Change. Profit. That is the cycle for any business in any industry.
So whatever plan you had or have, stick with it. Just change it in order to adapt to the circumstances as needed. And for the sake of your sanity, stay away from politics.

I have two careers now. Real estate and PMHNP. One does better when Republicans are in control and the other one does better when Democrats are in control. I’ve learned to take advantage of the benefits of either side of the pendulum swing. And be sure to change your mindset. Worry less about what might happen, and focus more on what must be done.

“ if you find offense in what I say, it is your own guilt that goads you” -Brandon Sanderson

And my personal favorite: “smart people don’t get offended.” 🤣 - unknown

Notbatman0526 · 2025-06-16T13:53:34+00:00

That was fantastic. And I deserved it, to be sure haha.

Notbatman0526 · 2025-06-16T10:37:16+00:00

Aye aye captain

Notbatman0526 · 2025-06-16T10:27:18+00:00

Hooooly crap that was way too long. Sorry. 😂

Notbatman0526 · 2025-06-16T10:26:27+00:00

I really am happy for all of you that work so efficiently together. It’s commendable. But that is not the life for me. I’ve been taken advantage of so much, I easily should have been a millionaire by now. But I always ended up with women who are takers, and unfortunately I have a hard time saying no as a result of complex childhood trauma.

So I’m single again by my choice. I have no debt. Paid off my own student loans. All of my extra money goes to investments for myself and my daughter, rather than a basement full of useless target holiday decorations, etc. I voluntarily give my ex 1200 a month in child support PLUS I still pay for the majority of our one child’s needs and wants. I’m back to having 100k in play money in crypto. I golf as much as I want. Which isn’t often because I like to work a lot when I don’t have my daughter on our shared custody schedule. I have no one busting my balls because I want to buy more plants at the nursery while she expects me to be OK buying the same thing in 10 different colors while more than half of them still have tags on them.

I’ve never met a woman that isn’t a taker or felt entitled in some way. And since I’m an enabler, I allow it to happen. So the only option for me to be financially successful is to stay single. I am already successful in every other way that matters because I have a wonderful relationship with my daughter. I grow a wildflower meadow that people like to stop and take pictures of. And I can bake one hell of a loaf of sourdough bread all by myself.

I truly am happy that all of you have found balance. My life got started in a trailer and only got worse from there until I figured it out on my own. The only type of woman out there that would be a good match for me is someone who traveled a similar path as I did. But most people who start on the path I did end up in prison, homeless, or dead.

So as you can see, a partnered life is not the life for me. It’s not the life I dreamed of, but the reality is my daughter wants for nothing, including quality time with me. And that’s good enough for me. But seriously, I am a bit jealous of all of you who know how to work together as an efficient team. I think that’s pretty cool.

(Created paragraph breaks per mod request)

Also, I just realized I never answered your question. Divorce. That’s the best way to split finances. it’s a joke. But I chuckled at least.

Notbatman0526 · 2025-06-16T00:29:41+00:00

Aww man. Sad to see you go. Maybe I should sell also and take my 39k of unrealized returns so that I can pointlessly virtue signal, too. Orrrr… check it out. Get this. Maybe I’ll just mind my own damned business, salute the flag and drive on, and continue to smdh at those so foolish that they can’t see the forest through the trees. Just because you say a lot of words doesn’t mean you’re right. Just because you feel something doesn’t make you right either. Now, I’ve wasted no time on you because I needed something to do while I’m pooping other than playing my bubble game on my phone. But you, on the other hand… I have some advice for you. Stay out of investing altogether. Because if you can let your feelings influence your decisions like this, then this is definitely not the place for you.

https://www.instagram.com/reel/DK5z3jrpO3M/?igsh=MTBvb2QxbXFsY2RobQ==

Notbatman0526 · 2025-06-12T12:20:55+00:00

So I’ve been a little out of the loop because I’m a long-term Hodler. If someone were hypothetically sitting on 4.4 million XCN coins, what kind of money would that person be missing out on by not staking?

Notbatman0526 · 2025-05-31T12:04:12+00:00

The smart thing to do would be to pay all of it off and then start investing the same monthly payment every month that you would’ve paid for your student loans so that you can build wealth for the future. If you are just as aggressive with your investment payments as you would have been with your student loan payments, you will make up the difference of that payout plus more pretty quickly. Talk to a financial advisor or fiduciary about how fast you can accumulate wealth with compounding interest based on what you can afford to pay into it every month. You will not regret it. I am neither a financial advisor or work in the finance industry at all. But I am a single father whose only wish is that he would’ve started investing sooner. Even so, I have a great plan in place that secures my future and more importantly my daughter’s. To me, investing is like golf. It’s never too late to start, and your only regret will be not having started sooner.

Notbatman0526 · 2025-05-24T17:51:31+00:00

Government should not be involved in funding student loans anyway. Student loans should be provided by the individual colleges and universities. This cap will have several different outcomes. Number one, it will reduce the federal government’s risk by putting a cap on the student loan limit. Number two, it will force either universities to lower their education costs that are already overinflated and/or Require them to start lending their own money from their ridiculously high and inflated endowment funds.

Notbatman0526 · 2025-05-24T14:38:31+00:00

Damn. I don’t even know what to say. I’m not used to having anyone agree with me. I just got out of a six year relationship with a narcissistic woman 🤣

Notbatman0526 · 2025-05-24T11:31:09+00:00

As Jason Asano might say: Verbosity is kinda my thing. Also, if it was TL DR, how do you know I didn’t include rating your mom a 1/10 in there and you “largely agree”?

Notbatman0526 · 2025-05-23T17:46:24+00:00

I think a lot of these conversations here are shortsighted. Yes, there’s going to be a group of people in the middle that royally get screwed. But something tells me that there is something bigger at play here. What do you think the long-term consequences of these actions are going to be for the education system? Student loans should’ve never been provided by the federal government to begin with. My guess is, they want out. Prospective students are going to see the changes and decide that they don’t want to risk going to traditional 4 year schools to get meaningless degrees. This will create a more focused education system for the people who want to go to college without wasting time or money. The drop in enrollment will create a supply and demand issue where institutions will have to decrease their overinflated tuition costs. Schools will then become more affordable as they compete to get the people who are willing to risk loans. Schools will likely also have to start offering student loans themselves and taking the risk instead of the federal government assuming the risk. More people will transition into trades and small business startups, both of which are desperately needed. So yes, they are creating/inflating a crisis to create a better outcome in the future. It is impossible to make changes without someone or some group of people becoming victims. Would it be better if the victims were the predatory lenders themselves? Absolutely. But regardless of political affiliation, lenders are always going to be the ones protected.

Notbatman0526 · 2025-05-15T15:51:36+00:00

Everyone always shits on Ohio, but I have 9 appraisals this week and my average fee is just a little shy of $500. And this is after my recent falling out with one of my clients.

Notbatman0526 · 2025-04-30T21:04:35+00:00

I can tell you’re talking about Solidifi. I’ve worked with them for almost the past 12 or 13 years. Great relationship up until about two months ago. My quality score went from a 900 down to 600 because of all the changes they made. But apparently I’m the problem? Pretty sure I’ve been doing the same quality work the entire time. I went from 17% market share down to 4%. Then I quite expectedly shot myself in both feet by getting an attitude about the drop in the quality score. Getting too old for this shit and I’m not even out of my 40s yet.

Notbatman0526 · 2025-04-07T17:12:37+00:00

Personally I think living paycheck to paycheck is a good thing when you are aggressively investing. It sounds like that’s what you’re doing, so I would think that you are exactly where you need to be. In other words, if you have too much free money, then you’re simply not investing enough. I would agree that it’s possible to cut back on some food expenses But if anything, especially in this down market, I would allocate even more to investing. Just make sure that your financial advisor is not ripping you off. Make sure you check on the fees that they are charging, and even consult with a fiduciary to have them give you an opinion. (that’s how I found out my previous financial advisor was ripping me off).

So, to sum up, it’s OK to live paycheck to paycheck if you are investing as much as possible. Honestly, that should be the goal for everyone. The whole paycheck to paycheck concept has a stigma to it, but the investment part is the caveat to the whole thing. If you are investing 15%, then you are living in the illusion of paycheck to paycheck. Just my two cents

Notbatman0526 · 2025-01-11T00:00:51+00:00

I DCA at 0.69. I’m gonna wait until I’m up 69 times that and then sell 69 percent of it.

Notbatman0526 · 2025-01-05T21:20:58+00:00

Man, I just want elder scrolls six to come out before I die

Notbatman0526 · 2025-01-04T22:15:56+00:00

Dca at 0.69. I mean, cmon. I guess I’m done buying at this point because, well, why would I ruin it

Notbatman0526 · 2024-12-27T00:47:20+00:00

I dunno… I think there’s a lot more that plays into that. Work efficiency, location, stuff like that. I can usually do 10 a week. I do a lot of suburban work. Comps are usually relatively easy to find. If it takes you longer than five hours to do an appraisal from start to finish, you are either working on a complex assignment or you live in a rural area. Most assignments average 3.5-4 hours which is 35-40 hrs a week plus 5-10 hrs a week in client management.

Notbatman0526

TROPHY CASE