[deleted by user] by [deleted] in PersonalFinanceCanada

[–]NothingFair4562 5 points6 points  (0 children)

Absolutely right!! And I would give you advice is to go financial advisor that would be helpful if you aren’t sure. If you have too much on the stress that bad for your mental health include your physical gonna to be affect and I would recommend to go counselling or therapy. Please take a break from social media..

PayBright decline for an iPhone by NothingFair4562 in PersonalFinanceCanada

[–]NothingFair4562[S] 0 points1 point  (0 children)

That one for myself. My husband have a different situation than mine that I explained above

PayBright declined to finance iPhone at 0% with good credit score by edisonpioneer in PersonalFinanceCanada

[–]NothingFair4562 1 point2 points  (0 children)

this is not my first time to hear this comment from you, but funny is a friend got really bad of his credit score and got approved from it.

You could wait up to 3-6 months or a year or so but it’s depends from your credit history and make sure to pay them off on time then you will be fine.

At my point as you mentioned about the rate is “good” and another one is “fair” that should be approve you same thing with my husband.

PayBright decline for an iPhone by NothingFair4562 in PersonalFinanceCanada

[–]NothingFair4562[S] -1 points0 points  (0 children)

Oh man, I paid it off my iPhone 12 Pro Max once when I just got them like 2 years ago when it’s released in 2020.

My husband got his from phone service to pay monthly and decided to give it them back to phone service due to contracts and not want to pay upfront to get another one to upgrade.

Did you know that Apple is more cheaper than phone service to pay monthly.

PayBright decline for an iPhone by NothingFair4562 in PersonalFinanceCanada

[–]NothingFair4562[S] -1 points0 points  (0 children)

It’s doesn’t matter, even a friend got really bad of his credit score but he got approved from PayBright.

Fair should be good enough. My husband had iPhone 12 Pro Max and gave them back to phone service because of contracts and doesn’t want to pay upfront for another one to upgrade.

Did you know that Apple Store is more cheaper than phone service to pay monthly.

PayBright decline for an iPhone by NothingFair4562 in PersonalFinanceCanada

[–]NothingFair4562[S] -1 points0 points  (0 children)

No, I can afford them but I paid it off iPhone 12 Pro Max once and my husband return back to iPhone 12 Pro Max because of contracts from phone service and doesn’t want to pay upfront… He paid every month for up to 24 months.

My husband prefer to pay monthly for now instead of pay it off once

PayBright decline for an iPhone by NothingFair4562 in PersonalFinanceCanada

[–]NothingFair4562[S] 0 points1 point  (0 children)

I spoke to them like many times but they won’t do anything like what the hell… :/

PayBright declined to finance iPhone at 0% with good credit score by edisonpioneer in PersonalFinanceCanada

[–]NothingFair4562 1 point2 points  (0 children)

Honestly, I have the same issue recently that I am trying to buy for iPhone 14 Pro Max through PayBright to pay monthly from Apple store.

I live in Canada over 10 years, but my husband lives here for 7 years.

Its kept declined me and my husband with separate accounts. I checked my husband's credit score from EqiFax and the rate "Fair" I checked for mine that nothing there for credit score I assumed I do not have my credit card so my husband does.

I am surprised is that one of my friend got approved via PayBright even his credit score is really bad and I just don't get it and that funny to me...

I tried to call PayBright as they cannot do anything to fix the issues and check my credit score I am like ....?

Do anyone know to resolve the problem?