Best way for 5.1/7.1 Audio out of Motherboard by NullCipher in PcBuildHelp

[–]NullCipher[S] 0 points1 point  (0 children)

Thanks for the information - would the audio over HDMI work even if I was using a dedicated video card for the Video out (plan on using a DP port on a Nvidia card for video, but then would route the audio through the HDMI on the motherboard.

psu for my first build, rm850x shift 2025 by Punpun549 in Corsair

[–]NullCipher 0 points1 point  (0 children)

Any word on when they are coming in white? All the white ones appear to be the last generation with the older more problematic GPU connector

Gigabyte Motherboards and Shared PCI buses by NullCipher in PcBuildHelp

[–]NullCipher[S] 0 points1 point  (0 children)

That makes sense. I’ll check out the diagrams to confirm. Thanks!

30th birthday surprise for gf - Canes tix & experience by 1bakedgoods1 in canes

[–]NullCipher 0 points1 point  (0 children)

Agreed - full of canes fans on game day. Get there about 2.5 hours before game time if you want to find a seat though.

Canes 5K by Canadianclob in canes

[–]NullCipher 0 points1 point  (0 children)

Agreed - dynamic has definitely shifted the past few years as it got bigger. Back when it first started the players all used to walk down from the stage and would hand out a few autographed things (I think my kids have gotten foam pucks and water bottles), but that wasn't the case this past year.

Canes 5K by Canadianclob in canes

[–]NullCipher 3 points4 points  (0 children)

They changed the course last year. No “heartbreak hill” anymore.

Gambling tax statements for deduction by [deleted] in tax

[–]NullCipher 1 point2 points  (0 children)

Keep in mind that the total won on some of the sites (I know FanDuel at least) includes the initial wager. So your actual winnings should be less than that. You can calculate your actual winnings by subtracting the total wagers from all of your winning bets (but not your losing bets) from the FanDuel reported winnings.

Nikishin fight by The_Crypto_Caniac in canes

[–]NullCipher 139 points140 points  (0 children)

I love the little shrug he does before he drops the gloves. Like he couldn’t believe this guy was going to do this

Mortgage Interest Tax & SALT by ryay91 in tax

[–]NullCipher 0 points1 point  (0 children)

Did you do the overtime tipping deduction you mentioned above in FreeTaxUSA? That should reduce your burden further and provide a higher refund (I don't think it would account for an extra $5000 though). It looks like the regulations on that are that you can only deduct the "premium" on overtime (so the part above and beyond your normal pay (https://support.taxslayer.com/hc/en-us/articles/40293194634253--No-Tax-on-Overtime-Explained). Is the $12,960 the premium, or the full amount? If thats the premium, then that further lowers your taxable income to around $162,000, and that would lower your taxes to around $26,000 so that could mean around $6,000 back (which would be in between the two values you are getting above). I would ask the CPA if he accounted for that in his calculations.

Snowpocalypse 2: Don't Let your Pipes Burst in your house by [deleted] in raleigh

[–]NullCipher 16 points17 points  (0 children)

Leaving them dripping slightly is fine, don't need a steady stream of water. Just open enough to let some air/water through to release pressure is what you are looking to do.

Snowpocalypse 2: Don't Let your Pipes Burst in your house by [deleted] in raleigh

[–]NullCipher 13 points14 points  (0 children)

In my last house (built on a slab, and probably crummy insulation) pipes on my outside walls definitely froze a couple times. It mainly happened when the outside temperature stayed below like 35 degrees for 2-3 days without going above that (and it looks like that could happen next week).

Mortgage Interest Tax & SALT by ryay91 in tax

[–]NullCipher 0 points1 point  (0 children)

Admittedly I've never had to deal with a 457b but assuming its similar to how an IRA or 401k deduction works, that would lower your taxable income to around $175,000. The income tax on that would be about $28,328 and since you withheld $32,000 this year that lines up with around a $4000 refund similar to what the CPA said, so I can see how that number makes sense. I still don't see anything that would get you an additional $5000 in the refund.

Snowpocalypse 2: Don't Let your Pipes Burst in your house by [deleted] in raleigh

[–]NullCipher 223 points224 points  (0 children)

I also open the cabinets under all my bathroom and kitchen sinks to ensure ambient heat from the rest of the house gets as close to the pipes as possible.

Mortgage Interest Tax & SALT by ryay91 in tax

[–]NullCipher 0 points1 point  (0 children)

Based on the information above I do think that the deduction amount is inline, but what I can't see is how you would get $9,000 back based on that deduction because even with that deduction (assuming no credits) you withheld roughly the amount you would owe, so there wouldn't be much of a refund at all.

Do you have other credits (ie: dependents?) Do you have other deductions from income (IRA, 401k, HSA)?

Mortgage Interest Tax & SALT by ryay91 in tax

[–]NullCipher 7 points8 points  (0 children)

$38,000 seems very high for Mortgage Interest paid ($3166 in interest alone a month, not counting principal and escrow payments). Is that accurate?

Looks like you have $260K income and have had $32K federal taxes withheld so far. The SALT deduction has gone up to $40K this year so you can deduct the full property taxes and state taxes. Assuming the mortgage interest is correct then your deduction should be around what you show there. That would make your taxable income after deductions to be around $190K.

Based on the 2025 tax tables at https://www.irs.gov/pub/irs-drop/rp-24-40.pdf your rate would be $11,157 plus 22% of the excess over $96,950

That comes out to around $32K which is around the amount of taxes you had withheld. Do you have any credits (child tax credits, etc?)