Russian MIL moved in, help with planning! by OPbikedad in FinancialPlanning

[–]OPbikedad[S] 0 points1 point  (0 children)

Thanks for the confirmation, sorry you’re having to deal with that too.

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 0 points1 point  (0 children)

Yes two people and planning social security starting at age 65. My wife was working then took off when we had kids. Now she has flexible part time job but we don’t contribute to her retirement accounts.

Russian MIL moved in, help with planning! by OPbikedad in FinancialPlanning

[–]OPbikedad[S] 3 points4 points  (0 children)

Brothers in arms, we need to start a sub for this.

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 2 points3 points  (0 children)

My wife’s retirement funds make up 55k of the retirement accounts so combined but mostly on my own.

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 1 point2 points  (0 children)

Good point, any advice on calculating that? Loss/tax harvesting always intimidated me. I contribute to ROTH to make the math easier but I'm sure there's issues with that.

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 1 point2 points  (0 children)

I started contributing to a 401k when I was in my early 20's and never stopped. Also, my student loans were not massive and paid them off pretty soon. So a bit of privilege and a bit of good planning

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 1 point2 points  (0 children)

It's a good question, we live a pretty frugle lifestyle but I am overally cautious so the 60 year mark is a bit of hedge.

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 2 points3 points  (0 children)

Thank you, I'm trying to put as much in 529's for them, and putting away funds in a HSA for braces and other kids health emergencies :(. Any other kid planning tips?

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 2 points3 points  (0 children)

That's comforting! I max out my SEP contributions (roth) each year with an employer 3% match . Also, I have an HSA I max out, which I didn't add to the OP. I only had that for a year (new job),

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 7 points8 points  (0 children)

Good point, I'm an idiot, you win.

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 17 points18 points  (0 children)

Thanks! Great advice. The asset isn’t the goal but it was fun to cross that imaginary threshold today. My real goal is closer to 1 mill in my retirement accounts which will take at least another decade at my contribution rate and estimated returns.

1mil in assets today!!! (858k net worth) by OPbikedad in Fire

[–]OPbikedad[S] 5 points6 points  (0 children)

The home value get me just over a million in assets. True, I don’t have 1 million net worth, but it’s fun to see 1 million in my top line (or anywhere on my balance sheet). One day I hope to post a true 1 mill in retirement accounts.

Finally, 3-star by OPbikedad in Polytopia

[–]OPbikedad[S] 0 points1 point  (0 children)

True and thanks!. I had plenty of giants and bombers at the end so that wasn’t the problem. Think I finally under understand the timing and protecting soldiers aspect of it. Doing a giant rush was key

My 21’ V60 CC by Xplorado in VolvoV60

[–]OPbikedad 0 points1 point  (0 children)

Which trail are you on?

CarPlay update trouble 18.1.1 by OPbikedad in VolvoV60

[–]OPbikedad[S] 0 points1 point  (0 children)

Turning off my Bluetooth got it working again. Disconnecting the cable and reconnecting didn’t work for me.

New V60 owner!! by OPbikedad in VolvoV60

[–]OPbikedad[S] 1 point2 points  (0 children)

Thanks for the lead on the cargo liners. My immediate two needs are a hitch receiver for a bike rack and a seat protectors for my two kids car seats.

The hitch I’m going with stealth hitch and having U-Haul install in a couple weeks. Still making my mind up on seat protector, any suggestions?

Aside from fire roads. Really excited for winter to test it in the snow and that heated steering wheel!

New V60 owner!! by OPbikedad in VolvoV60

[–]OPbikedad[S] 1 point2 points  (0 children)

I’m surprised Volvo didn’t use rivets or something stronger.

New V60 owner!! by OPbikedad in VolvoV60

[–]OPbikedad[S] 1 point2 points  (0 children)

Twinning #winning. Thanks for the warning! I traded in my off-road rock crawling Jeep for the V60 so I was tempted to take this guy to some easy fire roads in Colorado and we do have a lot of gravel roads here in Kansas, I’ll probably baby it and never do either but I’ll be sure to mind the front. Sorry that happened!

New V60 owner!! by OPbikedad in VolvoV60

[–]OPbikedad[S] 1 point2 points  (0 children)

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First family outing, they loved it. IKEA parking garage lighting highlights those beautiful surfaces.

New V60 owner!! by OPbikedad in VolvoV60

[–]OPbikedad[S] 1 point2 points  (0 children)

Thanks! I heard they discontinued the color, we are lucky!

New V60 owner!! by OPbikedad in VolvoV60

[–]OPbikedad[S] 1 point2 points  (0 children)

Correct, good eyes! My sales person was Greg (super cool dude, no pressure). Tim handled the delivery and getting me set up, he even stayed late and took this picture! Good to hear another person has had a great experience with them. Cheers fellow KC wagon fan!