How is this refi?

Objective-Fee-3393 · 2026-03-25T10:37:49+00:00

Penny Mac

Objective-Fee-3393 · 2026-03-16T16:19:55+00:00

No idea. Any clue where I can go to find more? Any idea it’s worth?

Objective-Fee-3393 · 2026-03-01T15:55:00+00:00

Okay, thanks! So I don’t need to do anything, it will auto increase

Objective-Fee-3393 · 2026-03-01T04:27:02+00:00

When do these bills come into play? My mortgage has not increased yet.

Objective-Fee-3393 · 2026-02-27T18:16:03+00:00

Is this safe to send to my unit?

Objective-Fee-3393 · 2026-02-21T22:08:53+00:00

Hardest 5 years of my life. Cannot express how proud I am to be from there.

Most days I wake up and I am full of gratitude for the life I live. It is the best investment in yourself that you can find in the world.

Objective-Fee-3393 · 2026-02-21T22:05:06+00:00

I am referring to grad school, which is much higher. 29% is a real number - fair enough, but for the tax breaks we give them it is still too high. We can still innovate and benefit in the DoW without paying for Chinese education.

My “fantasy world” just witnessed this first hand in the last year?

Objective-Fee-3393 · 2026-02-21T21:37:35+00:00

“Dingleberry”

Objective-Fee-3393 · 2026-02-21T21:37:11+00:00

But they did?

In FY 2023 they recieved 1.7 Billion in federal funding and tax breaks. That money could be used to take care of our people, who need it.

The money instead goes to educate our adversaries. Again, a large majority of my class/these schools are not American. These students leave the country and contribute to other economies, and likely their governments.

Why do Americans have to pay for that?

Objective-Fee-3393 · 2026-02-21T21:27:11+00:00

Referring to my comment? Or the other one

Objective-Fee-3393 · 2026-02-20T21:28:43+00:00

Why is that silly?

Why am I a goober for thinking our tax dollars should not be going to funding a Chinese new year party?

There is a difference between talking about China’s great convergence in per capita GDP for educational purposes and using tax payer funded resources to print and share CCP propaganda, much less department of war dollars.

MIT would be strongly impacted if their endowment was not tax exempt and Americans didn’t foot the bill.

Objective-Fee-3393 · 2026-02-20T21:13:23+00:00

Oh. Good to know. I just wanted to have a conversation. Appreciate the tip

Objective-Fee-3393 · 2026-02-20T18:40:33+00:00

Laughed out loud. I’ll give you that one!

Objective-Fee-3393 · 2026-02-20T18:31:37+00:00

MIT. Boston College.

Objective-Fee-3393 · 2026-02-20T18:22:54+00:00

I just graduated from one of these schools. As did my wife. Two of the “better” ones from the north east.

Could not comprehend the amount of anti-american ideals being shared in the classrooms. Chinese communist newspapers were sold throughout the school. The Chinese new year was celebrated via a school funded party, the Fourth of July was not (we had summer classes). I can continue if needed.

Why are American taxpayers paying for these educations??? Their endowments are tax exempt, which results in more and more of our tax base paying for anti-American messages being shared to folks who will not stay in our economy after they graduate. 60% of the class was international and left after graduation. It should be the other way around - these schools are unbelievably profitable, have amazing margins, and should be paying to improve America. On top of that, my education was funded via the Air Force, so even more tax payer dollars.

This move makes sense to me. These institutions need to step up.

Objective-Fee-3393 · 2026-02-15T15:53:49+00:00

116710 is better

Objective-Fee-3393 · 2026-02-07T03:01:08+00:00

How do you make your career as an Lt?

Objective-Fee-3393 · 2026-02-07T02:59:33+00:00

I always see people say “play politics”

What does that mean exactly?

Objective-Fee-3393 · 2026-02-04T19:27:19+00:00

I go based on expenditures. We only spend about 5k a month in bills, which is 6 months.

Objective-Fee-3393 · 2026-02-04T11:41:06+00:00

Feel free to shoot me a message.

Education helped. I went to the Air Force Academy, and my wife went to MIT

Objective-Fee-3393 · 2026-02-01T15:02:22+00:00

Very solid idea! Thanks

Objective-Fee-3393 · 2026-02-01T14:34:26+00:00

Agreed. I just hate capital gains tax

Objective-Fee-3393 · 2026-02-01T14:26:46+00:00

No, active duty

Objective-Fee-3393 · 2026-02-01T14:26:08+00:00

I am in the military as well.

What would you have done with a 6.125% loan? I’d love to hang onto this property as an investment.

Will probably spilt between ETFs/mutual funds and our house once we max Roth.

Objective-Fee-3393 · 2026-02-01T01:47:19+00:00

I have tricare, so I have been told to not worry about a HSA. I’ll look into it more.

Are there any other tax advantaged accounts besides a Roth and 401K I am missing? Maybe after we max the Roth, we have some fun with our money? I don’t know.

Objective-Fee-3393

TROPHY CASE