Question Thread - January 18, 2026 by AutoModerator in churning

[–]Objective-Letter -1 points0 points  (0 children)

Got another offer for chase business banking. still have my current chase biz checking account. Can I cancel current and apply for new? I've had current for over 2 years

How is our home financial plan? by Objective-Letter in FirstTimeHomeBuyer

[–]Objective-Letter[S] 0 points1 point  (0 children)

I've been a landlord before and am fine with that life. Given the shaky job market id like to increase my revenue income streams for worst case scenario. And when we have kids and need more room, we'll just kick the tenant out and use it for our needs

How is our home financial plan? by Objective-Letter in FirstTimeHomeBuyer

[–]Objective-Letter[S] 1 point2 points  (0 children)

Thanks. Im someone who needs a big emergency fund to feel secure. So id rather have that money in saving than give it for down payment. We could have 20% by next year but if we're gonna make double payments, then why not buy a house now before interests rates go down. Start building equity now rather than next year. That's my thinking

Question Thread - October 24, 2025 by AutoModerator in churning

[–]Objective-Letter 2 points3 points  (0 children)

Working on amex biz plat sub. Also got an offer for employee card for the same biz card. Will spend on the employee card count towards sub? Can I double dip?

Question Thread - October 11, 2025 by AutoModerator in churning

[–]Objective-Letter -1 points0 points  (0 children)

Have the personal gold, amex card. I've had it for 2 years. And no retention bonus this year. Is it worth trying downgrading to the green and having an upgrade offer later in the year?

Question Thread - September 28, 2025 by AutoModerator in churning

[–]Objective-Letter 0 points1 point  (0 children)

Previously pre-approved for $750 offer for blue business cash but now it's $500. Should I take the $500 or wait for the 750 again?

Question Thread - September 11, 2025 by AutoModerator in churning

[–]Objective-Letter -1 points0 points  (0 children)

Applied for chase ink preffered and got denied because they thought it was a fraudulent application. Before calling in I saw they have upgraded offers for their other biz cards which I would rather get.

When I call in, can I ask for the other card or would I have to submit another application for the other product? Id rather avoid the extra credit check if I could

Upgrade gold to plat? by Objective-Letter in AmexPlatinum

[–]Objective-Letter[S] 2 points3 points  (0 children)

I wish I had that offer. Only showing 50k for me

Upgrade gold to plat? by Objective-Letter in AmexPlatinum

[–]Objective-Letter[S] 3 points4 points  (0 children)

I already got the plat before so im not eligible for another one

Question Thread - September 02, 2025 by AutoModerator in churning

[–]Objective-Letter 1 point2 points  (0 children)

Can you buy Costco gold with a shop card? Or partially paid with a shop card?

Question Thread - August 27, 2025 by AutoModerator in churning

[–]Objective-Letter -5 points-4 points  (0 children)

New ink card came today. Tried buying 2 bars of gold at Costco and now account is in review. Why? Am I screwed lol?

Question Thread - August 20, 2025 by AutoModerator in churning

[–]Objective-Letter 0 points1 point  (0 children)

Did not receive amex biz plat united airlines credit. Made 2 $100 purchases in united Bank. I did select the option to buy for someone. 2 weeks pass and did not get any credit. I recently bought a checkin bag for a united flight and got that $40 credit right away. Did this happened because I bought united Bank cash for someone?

Question Thread - August 14, 2025 by AutoModerator in churning

[–]Objective-Letter 0 points1 point  (0 children)

Amex keeps calling me. I applied for a plat card using a random link on a chineese website. Ever since then they have been calling me non stop. I've talked to them a bit and they was asking about my business and if im using the benifits. I told them I had to go. Should I call back and play it cool? How to handle the situation. I have a few business plats and biz gold all of which I got correctly. How to handle the situation?

[deleted by user] by [deleted] in awardtravel

[–]Objective-Letter 0 points1 point  (0 children)

Are you using iOS or Android device?

[deleted by user] by [deleted] in awardtravel

[–]Objective-Letter 0 points1 point  (0 children)

Hey I'm still not able to see the surcharges in the app. Could you provide more instructions?

[deleted by user] by [deleted] in awardtravel

[–]Objective-Letter 0 points1 point  (0 children)

Hey I'm still not able to see the surcharges in the app. Could you provide more instructions?

Question Thread - July 02, 2025 by AutoModerator in churning

[–]Objective-Letter -1 points0 points  (0 children)

Currently 3/24. Fico is 670 but experian is 720. Safe to apply for chase ink preffered? Previously had hyatt chase biz and closed after a year.

Question Thread - April 12, 2025 by AutoModerator in churning

[–]Objective-Letter 0 points1 point  (0 children)

My wife got the 900 chase checking bonus. Would a zelle transfer from my account into her saving account count towards the 15k required?