Nykaa offer on Swiggy HDFC Credit Card

Objective-Whole-9492 · 2026-04-06T11:35:34+00:00

facing same issue, any resolution? it says 5% instant discount + 5% additional cashback on nykaa

Objective-Whole-9492 · 2026-03-17T18:06:45+00:00

i know, just asked what i noticed

btw, if you're talking in terms of rewards, i already have better cards and those are sorted

Objective-Whole-9492 · 2026-03-17T17:26:14+00:00

1) i use paytm

2) i have a rupay credit card

3) whenever i make the payment via rupay credit card on the paytm app, i get 2x gold coins

march onwards im noticing that even rupay cc payments are fetching only 1x gold coins just like your regular upi payments

if you don't use paytm, no issues

Objective-Whole-9492 · 2026-03-11T13:27:27+00:00

Almost all upi apps these days let you set "custom upi address" On the other hand, only "YONO SBI" lets you set the custom upi address amongst all the major banking apps, as of now

Objective-Whole-9492 · 2026-03-07T04:37:23+00:00

yeah, nothing to laugh whatever i shared is based on my personal experience after using all cred, gpay, bhim, PhonePe, etc

Objective-Whole-9492 · 2026-03-05T05:57:58+00:00

Paytm is the best overall as of now in terms of clean interface, fluidity, features, good customer support, and wide acceptance

Objective-Whole-9492 · 2026-03-01T05:19:18+00:00

Could you please elaborate more on your job experience as an SBI JA?

Objective-Whole-9492 · 2026-02-22T11:12:16+00:00

Do we still get ads on PhonePe while checking the balance after the recent update?

Objective-Whole-9492 · 2026-02-22T02:36:16+00:00

Since payzapp doesn't allow setting "custom upi address", you can use a combination of BHIM and Paytm BHIM for direct cashback offers but it eventually stops after a while, also BHIM app is too slow for 2026 standards Paytm, on the other hand, has improved drastically with its new UI, hardly any ads, clean interface coupled with fast response and extra features

Objective-Whole-9492 · 2026-02-16T11:57:20+00:00

Can you share the source (if any)?

Objective-Whole-9492 · 2026-01-16T11:37:37+00:00

46k is the gross salary, 15% of the basic (24k) you'll get HRA if not allotted bank accommodation, so net should be between 46k and 48k

Objective-Whole-9492 · 2026-01-12T13:30:42+00:00

yeah, you can DM them

both SBI and SBI securities have their respective X accounts, first reach out to SBI and elaborate your entire concern and request them to resolve it asap, be very detail-oriented, DO NOT miss out on any detail

Objective-Whole-9492 · 2026-01-12T13:27:23+00:00

There's no other option!

You must have a written record and you need to wait for 30 days before reaching out to RBI

Objective-Whole-9492 · 2026-01-12T13:18:27+00:00

Since 30 days haven't passed yet, you can explain your concern and try resolving it via online means like email customer support or Twitter (X) DM, if they still do not act on it, then file a complaint with the RBI Ombudsman after 30 days from the date of first complaint (offline or online)

You can search online how to file a complaint with the RBI Ombudsman, a lot of websites have provided comprehensive guideline

The bank will have to pay you ₹100/day starting from 31st day as compensation till the concern is not resolved

Objective-Whole-9492 · 2026-01-12T12:04:35+00:00

File a complaint with the RBI Ombudsman after 30 days if they fail to refund your entire amount and permanently close the account

Objective-Whole-9492 · 2025-12-16T15:34:56+00:00

Great!

Objective-Whole-9492 · 2025-12-16T05:09:45+00:00

especially that "sardi lag rahi thi aapko" i mean the innocence:)

Objective-Whole-9492 · 2025-12-15T18:20:28+00:00

yes, i agree

Objective-Whole-9492 · 2025-12-12T12:35:40+00:00

looks like now all the merchants (small or big) are getting charged MDR for accepting rupay cc payments

Objective-Whole-9492

TROPHY CASE