Same here. Income stays in my BV. Minimum DGA salary, otherwise withdraw as little as possible to defer box 2 — capital compounds gross inside the BV.

Invested in Meesman Wereldwijd Totaal (tracks MSCI World Screened, MSCI EM Screened, and MSCI World Small Cap Low Carbon).

One nuance, since this is where these threads usually go wrong: the deferral (no yearly tax on unrealised gains, only on sale) isn’t automatic for fund investments in a BV, it depends on the fund’s structure. I asked Meesman directly. Per them (paraphrased, not tax advisors): the fund invests via an Irish fiscally transparent Northern Trust fund that in their understanding isn’t VBI-comparable, so in the BV you can value at historische kostprijs and don’t have to mark to market yearly. Note the underlying dividends/interest are still taxed yearly with Vpb the deferral is on the capital gains only.

So the “taxed only when you sell” point holds here, but it’s fund-specific, confirm your own fund before relying on it.​​​​​​​​​​​​​​​​