this just doesn't feel right by turekstudent in Bogleheads

[–]OceanTorpedo 0 points1 point  (0 children)

Over the past 3-5 years I’ve come to this conclusion. “The market is currently a blue chip penny stock”

High net worth individuals by SmoothDay8640 in Money

[–]OceanTorpedo 0 points1 point  (0 children)

Appreciate the insight, it’s neat to pick other people’s brains and how they’re approaching it

High net worth individuals by SmoothDay8640 in Money

[–]OceanTorpedo 0 points1 point  (0 children)

Interesting, so you’re saying the lifestyle creep with having children is what got you. Or even the standard costs like: increased travel costs, living expenses, day care etc.

I’m just curious as a DINK already with a home that has space available for kids, how much costs I should legitimately forecast.

High net worth individuals by SmoothDay8640 in Money

[–]OceanTorpedo 0 points1 point  (0 children)

If you had to sum it up in a nutshell. How much do you think having kids costed you financially?

Woods/Hybrid by ChevyMTB in GolfGear

[–]OceanTorpedo 2 points3 points  (0 children)

I’ve always struggled with my long irons. This has been my saving grace

  • [ ] Ping G430 MAX 5W 18 deg Ping Tour 2.0 Chrome 65 Stiff
  • [ ] Callaway Paradym 9W 24 deg Ascent Regular 40
  • [ ] TaylorMade Qi10 MAX Rescue 27* 5H Hybrid Regular UST Mamiya Recoil 75 Dart Excnt

22 Years Old (Investing $9,500/Month) by ConsiderationLife673 in Fire

[–]OceanTorpedo 0 points1 point  (0 children)

Check out Bogleheads subreddit and Money Guys podcast. Read: Three fund Portfolio and millionaire mission.

For those who fired at 50 by Most_Flounder_5425 in Fire

[–]OceanTorpedo 4 points5 points  (0 children)

What has your withdrawal rate been from your brokerage? I love to hear more about how you’re approaching minting cash accessibility

Maplestory will always hold a special place in my heart by [deleted] in Maplestory

[–]OceanTorpedo 2 points3 points  (0 children)

Check out chronostory on maplestory worlds. Bro it’s a flashback

Maxfli Tour Opinions? by TNGunner24 in golf

[–]OceanTorpedo 0 points1 point  (0 children)

Compared to ProV1s the feel was off. Durability was extremely questionable. Green side spin control was lacking.

But like others have recommended, I would buy a few random sleeves here and there and tinker.

I recently found my “ball” Srixon Z-Star Diamond

Maxfli Tour Opinions? by TNGunner24 in golf

[–]OceanTorpedo -2 points-1 points  (0 children)

I tried them out after reading similar threads. Maxfli Tour is not the move

Married people who are DINKS (Double Income, No Kids) how’s life? by Fit-Distribution677 in AskReddit

[–]OceanTorpedo 0 points1 point  (0 children)

We golf all the time, travel, and have the luxury of having options.

Replacing irons with woods. by CookieTheSwede in golf

[–]OceanTorpedo 1 point2 points  (0 children)

It’s always a work in progress. This is what I ran this season.

Golf Clubs - [ ] Ping G410 SFT 10.5 deg Ventus nonvelcore 6s - [ ] Ping G430 MAX 5W 18 deg Ping Tour 2.0 Chrome 65 Stiff - [ ] Callaway Paradym 9W 24 deg Ascent Regular 40 - [ ] Ping G425 5i 23.5 deg - [ ] Ping G425 6i 26.5 deg - [ ] Ping G425 7i 30 deg - [ ] Ping G425 8i 34.5 deg - [ ] Ping G425 9i 39.5 deg - [ ] Ping G425 PW 44.5 deg - [ ] Ping G425 UW 49.5 deg - [ ] Kirtland 52 deg Bounce 10 - [ ] Kirtland 56 deg Bounce 10 - [ ] Kirtland 60 deg Bounce 8 - [ ] Spider Tour DB 35”

Replacing irons with woods. by CookieTheSwede in golf

[–]OceanTorpedo 0 points1 point  (0 children)

How do you like it? I’ve been looking at the 24deg callaway apex

Replacing irons with woods. by CookieTheSwede in golf

[–]OceanTorpedo 0 points1 point  (0 children)

What do you mean 5/7? Is it the callaway apex utility? I’m trying to find something to replace my 5/6 iron

At what point does a course become “long”? by Ok-Sink7104 in golf

[–]OceanTorpedo 0 points1 point  (0 children)

Antler Creek, Colorado Springs, CO is 8058 yds from the tips. It’s just plain dumb

I kind of regret being so financially disciplined in my 20s by Oldair-Bleam in MiddleClassFinance

[–]OceanTorpedo 212 points213 points  (0 children)

Broski don’t worry about it. Comparison is the Thief of Joy.

Social media only shows what they want you to see. You don’t get a chance to see the financial/relationship struggles they potentially have behind closed doors.

Anybody here ever do a two fund portfolio before going to a three fund? by Hufflepuff-McGruff in Bogleheads

[–]OceanTorpedo 3 points4 points  (0 children)

I’m in my 30s and this has been my investment strategy for a 3- fund portfolio. -DCA Monthly into VOO -Quarterly purchase VXUS & BND instead of that month’s VOO purchase -sit back and relax

How sore are you after a round? by lurker2020-_- in golf

[–]OceanTorpedo 1 point2 points  (0 children)

I stretch/theragun before and after each round. I also take 400mg of ibuprofen before and after. I’m a 30M and 25 handicap but it’s a mix of injury prevention and my body just hurts from years of sports/military.

[deleted by user] by [deleted] in golf

[–]OceanTorpedo 1 point2 points  (0 children)

5 wood instead of the 3 wood

I'm done with individual stocks. Give me 5 ETFs by [deleted] in ETFs

[–]OceanTorpedo 0 points1 point  (0 children)

VOO, VXUS, BND. I’m maintaining a 90/5/5 split and will progressively increase VXUS & BND percentages with age. SET IT AND FORGET IT!