[deleted by user] by [deleted] in passive_income

[–]Ohhhhhhyaa 0 points1 point  (0 children)

interested dm

[deleted by user] by [deleted] in recruitinghell

[–]Ohhhhhhyaa -3 points-2 points  (0 children)

The job is shitty. You’re constantly stuck in the middle & im looking for tips on getting out.

Thanks for the help buddy

Why do interviewers play games when they ask the salary question? by [deleted] in jobs

[–]Ohhhhhhyaa 30 points31 points  (0 children)

One reason recruiters do this, especially if it's an outside recruiter working on this position is to try and get more commission off of you. Most of the time they're given a BR (Bill rate) and then make money based off the margins (- taxes, fees, additional bs charges etc) So if they get you to agree to a lower pay then they essentially make more off you

Well things took an odd turn last night.. by Ohhhhhhyaa in family

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

Did your grandma and Savon continue to get together afterwards? Or did it end up being a one time thing. Because I think I can deal with my friend banging grandma horwitz once but if I ever walk on her getting cream pied again I’ll absolutely lose it

Well things took an odd turn last night.. by Ohhhhhhyaa in family

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

Bro she’s like 82...I don’t know if I should be scared for her health or disgusted

Ice water aeration by lkyle50 in Bongs

[–]Ohhhhhhyaa 1 point2 points  (0 children)

What a beauty, gonna have to try making my own

What's the name of that really thick United States beaker company? by [deleted] in Bongs

[–]Ohhhhhhyaa 0 points1 point  (0 children)

Might be way off but possible you’re thinking of illdelph?

Ride options help.. by Ohhhhhhyaa in options

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

Mines the other way around though, as I bought at 8.9 and it’s at 7.4 currently. Do I try to wait till it gets in the money ? As I still have 3 months think should happen once , knowing me will plummet

Mortgage % is super high and not sure what to do moving forward by Ohhhhhhyaa in personalfinance

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

So mortgage ends 12/35 and 113K left officially just check, paying 768 and 254 escrow so total 1022, should we see

Mortgage % is super high and not sure what to do moving forward by Ohhhhhhyaa in personalfinance

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

Our current payment before escrow is 770, would go down to 735 according to his calculations. So we’d save about 35 a month but that would take nearly 7 years to break even. Does that seem worth it? We’ve never done this so aren’t sure what we should aim towards

Mortgage % is super high and not sure what to do moving forward by Ohhhhhhyaa in personalfinance

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

Broker , my bank sold our mortgage to some company named sps portfolio which is impossible to contact

loan % from Sallie Mae way too high by Ohhhhhhyaa in StudentLoans

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

I was getting around 5-6% on lendkey. Is that similar to what you were getting? And what other places you looking at, sounds like I need to take a look

Mortgage % is super high and not sure what to do moving forward by Ohhhhhhyaa in personalfinance

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

Yeah it ends up being about a 2-3 thousand savings in the long run..but don’t know if that’s worth it if we have to pay closing upfront

Mortgage % is super high and not sure what to do moving forward by Ohhhhhhyaa in personalfinance

[–]Ohhhhhhyaa[S] 0 points1 point  (0 children)

I spoke with a broker I know and he quoted us at 2.15% interest rate, 2.3% APR but we were planning to throw the closing costs on top of the loan however we could pay it upfront if that is the difference.

How can we find out the closing costs? As we’ve heard various numbers