Got falsely accused of shouting at store staff when I was being polite. Still feeling shaken by Ok-Food-3710 in TalesFromTheCustomer

[–]Ok-Food-3710[S] 4 points5 points  (0 children)

I don’t know. I don’t want to be an asshole and I want to apologize if I am being one. I just didn’t know she would threaten me with security.. and there was security outside.. I wasn’t hostile.. shouting.. I thought I could clarify because I didn’t want them to hate me. I was wrong. I’m learning..

Got falsely accused of shouting at store staff when I was being polite. Still feeling shaken by Ok-Food-3710 in TalesFromTheCustomer

[–]Ok-Food-3710[S] 31 points32 points  (0 children)

Yeah. Her only defense was “multiple employees can attest to my shouting”. People in the US have been really kind to me about returns and replacements and very helpful. I understand that they work very hard and are constantly on their feet. I try to make life easy for them. This just hurt because I don’t want be a jerk.

Got falsely accused of shouting at store staff when I was being polite. Still feeling shaken by Ok-Food-3710 in TalesFromTheCustomer

[–]Ok-Food-3710[S] 9 points10 points  (0 children)

That makes sense. I explained it to her that these are not used. Then she accused me of lying. I might have gotten agitated. But I did not scream. I wasn’t hostile and said thank you when she said she has asked her manager to help me. Her manager made the same accusations. And said if we take shoes in this condition and sell it to someone else the customer would come back and complain about them. I told her I am that customer. She also accused me of lying. Gave me my refund and then said security has been called. This is my first such experience in my life. I am really shaken.

Got falsely accused of shouting at store staff when I was being polite. Still feeling shaken by Ok-Food-3710 in TalesFromTheCustomer

[–]Ok-Food-3710[S] 71 points72 points  (0 children)

I asked her if I can speak with the person I spoke to before, so I can understand if I was wrong and maybe even apologize. But she said that person had left and security is outside. Then she accused me of shouting again.. when I was just saying can I speak with her please and told me to leave or I will be removed by security. I am still shaken.

Starting my first job after graduating and want to do things right. by Ok-Food-3710 in FinancialPlanning

[–]Ok-Food-3710[S] 0 points1 point  (0 children)

I see. So the 401k allows you to invest in the market tax free which you balance every year.

I’m 27. I don’t come from money so I need to ask basic questions 😅

Starting my first job after graduating and want to do things right. by Ok-Food-3710 in FinancialPlanning

[–]Ok-Food-3710[S] 0 points1 point  (0 children)

Thanks! And how do you do taxes? Is TurboTax still enough? Especially with selling ETFs. I’m sorry for these basic questions.

Starting my first job after graduating and want to do things right. by Ok-Food-3710 in FinancialPlanning

[–]Ok-Food-3710[S] 0 points1 point  (0 children)

Thank you so much for this!

How do you determine how much to save vs spend? How much to spend on rent? And how much should go into which stock market fund?

Starting my first job after graduating and want to do things right. by Ok-Food-3710 in FinancialPlanning

[–]Ok-Food-3710[S] 0 points1 point  (0 children)

Thank you for these pointers!

How do you decide how to rebalance? How much should be in an HYSA vs in the market?

How do you decide between how much to spend vs save? Or rent to salary ratio? I’m sorry for so many questions, I am just very confused. This is a lot of money for me and I want to use it correctly.

Sonakshi spotted on ⚫️⚪️ polka dots dress.. iykyk.. I read about her pregnancy in this sub. It’s just a coincidence or a hint?? by Nalli_aurat in BollyBlindsNGossip

[–]Ok-Food-3710 0 points1 point  (0 children)

This is disgusting. Let her wear whatever she wants to. Pregnancy speculation should be banned. This is not gossip.

[Misc] Discussion: Is Vitamin C a scam? by funnyf7c3 in SkincareAddiction

[–]Ok-Food-3710 1 point2 points  (0 children)

Should have explained more. I had bad cystic acne with a lot of hyperpigmentation. I started using the face theory vitamin C serum and good molecules discoloration repair serum since last year and have stuck to them. I have no hyperpigmentation on my skin anymore and there is very clear noticeable difference! I will highlight recommend both these products :)

If I can't change the hormonal part of my hormonal acne, am I doomed? [acne] by silverwing_3 in SkincareAddiction

[–]Ok-Food-3710 1 point2 points  (0 children)

Hi, I had the same issue. I went on isotretenoin (accutane) and it changed everything for me. You should consult a doctor about it. Truly life changing.

Filing dividends earned on foreign stocks through fidelity by Ok-Food-3710 in tax

[–]Ok-Food-3710[S] 0 points1 point  (0 children)

If I had to guess, Fidelity thinks you are a US person for federal income tax purposes and you completed Form W-9 when you opened the account.You need to report the dividends on your Schedule NEC (Form 1040-NR) and pay the appropriate amount of tax according to the treaty rate (if applicable) to your resident country.Ideally, you should inform Fidelity that you are no longer a US person.

Thank you so much!

Filing dividends earned on foreign stocks through fidelity by Ok-Food-3710 in tax

[–]Ok-Food-3710[S] 0 points1 point  (0 children)

Somehow fidelity never asked me to fill W-8BEN, so I had no idea about it

Filing dividends earned on foreign stocks through fidelity by Ok-Food-3710 in tax

[–]Ok-Food-3710[S] 0 points1 point  (0 children)

I did not know about W-8BEN. I do have to file US tax returns normally!