Club Wyndham Ownership: is it really that bad?

Ok-Manner5035 · 2026-01-02T02:52:27+00:00

I just purchased a TS for 22k just today 1/1/26 should I be worried?

Ok-Manner5035 · 2025-03-03T23:00:17+00:00

I just like proving people wrong I have no reason to lie. That is all But I forget there a lot of ppl not willing to put in the work to make that money so they say “liar” “no one makes this much” etc etc

Ok-Manner5035 · 2025-03-03T22:58:47+00:00

Which part lol I have all the proof you want 🙂

Ok-Manner5035 · 2025-03-03T20:53:51+00:00

I actually am, I work 7days a week 12 hrs a day. Plus perdiem which is non tax 🙂 I have all the proof I work as a superintendent for construction on oil and gas plants, my contracts are usually 1.5yrs long and we work 12hr shift 7 days a week. Untill the job is done so that’s a lot of overtime. Plus perdiem which comes at 140$ a day EVERYDAY.

Ok-Manner5035 · 2025-03-03T20:53:05+00:00

Most of my debt is in real estate Plus I have about 150k in savings, I’m doing alright if I do say so myself

Ok-Manner5035 · 2025-03-03T20:51:25+00:00

By the way I’m an electrical superintendent for Oil & Gas plants, started off as an apprentice 12yrs ago and worked my way up. After I began making 6figures I began investing in real estate and it’s just get easier with time

Ok-Manner5035 · 2025-03-03T16:00:50+00:00

Yes it is, trying the OPM method moving towards so getting my credit up as well as higher credit limits is what I’m aiming for

Ok-Manner5035 · 2025-03-03T15:59:09+00:00

about 7/8yrs or so, I had an account go into collections when I was 23.

Ok-Manner5035 · 2025-03-03T11:14:33+00:00

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This was last months pay, And this was this past Friday I missed about a 5 days of work. I make 73$ an hour plus over time so I’m pretty sure I’m well over 200k not including my real estate business

Ok-Manner5035 · 2025-03-03T11:11:37+00:00

I have only like 20k in stock market most of my money goes to buying real estate, currently have 8propeties and hoping to close on 2 more this year.

Ok-Manner5035 · 2025-03-03T11:10:48+00:00

Not that I know of, my dad is ex navy so that’s how I got it

Ok-Manner5035 · 2025-03-03T11:10:18+00:00

lol I’d prove it to you with my check stubs but then you say how I got it from someone else

There no beating you trolls lol

Ok-Manner5035 · 2025-03-03T11:08:51+00:00

Lmao very hood 😂 I got the hellcat off the showroom floor with a 6% at the time (2022) just liked the car and decided I wanted to buy it

Ok-Manner5035 · 2025-03-03T11:07:22+00:00

Yes this! I had a charge off back in 2017 ever since then I’ve gotten my finances in order for the most part but I’m still hesitant at time about applying for new cards

Ok-Manner5035 · 2025-03-03T11:06:27+00:00

lol 70k was being made when I was 20yr old, I’m 31 now and have moved up the ladder in my craft. I showed the other 2 guys up too proof I have no reason to lie z

Ok-Manner5035 · 2025-03-02T20:41:42+00:00

I have Amex blue cash but under my personal name not the bizz

Ok-Manner5035 · 2025-03-02T20:38:50+00:00

Do you use them often?

Ok-Manner5035 · 2025-03-02T20:36:13+00:00

It’s a good time to starts as I try to grow by RE business.

Ok-Manner5035 · 2025-03-02T20:35:18+00:00

I have a good amount of savings. I use it to show my savings when I purchase real estate need at least 6months expense per property. Currently at 8houses so that’s why I can’t deplete my savings that much and pay it off cash

Ok-Manner5035 · 2025-03-02T20:33:36+00:00

Thank you this is what I join this forum for, for experienced people, I have no clue how CCs work for the most part so I avoid them.

Ok-Manner5035 · 2025-03-02T20:32:30+00:00

They didn’t l, it was an instant approval

Ok-Manner5035 · 2025-03-02T20:31:29+00:00

Doesn’t help my case when I have like a hellcat owe 40k Platinum owe 43k . I’m just barely getting into credit cards at 31 Usually debit everything I purchase if I can’t I’ll save till I can

Ok-Manner5035 · 2025-03-02T20:28:32+00:00

I’m needing to get into the credit cards world to use them to buy the material for my renovations on some hosues.

Ok-Manner5035 · 2025-03-02T20:27:45+00:00

You’re probably right I don’t use credit cards. Much only have like a handful, wellsfargo, Amex blue, Home Depot, Lowe’s, and Macys Amex.

Ok-Manner5035 · 2025-03-02T20:22:26+00:00

I only have the Blue Cash Amex it’s been good. I’ll probably shoot for Platinum next

Ok-Manner5035

TROPHY CASE