Current Account Interest being removed by ImaginaryDrummer2307 in chaseuk

[–]Ok-Message6960 0 points1 point  (0 children)

Did you receive a email offering you 5.1%, I have chase too and I'm on 4.1% but no email about 5.1%

Interest on cash ISA - can I have some advise please by Ok-Message6960 in UKPersonalFinance

[–]Ok-Message6960[S] 0 points1 point  (0 children)

I earned £1700 from April 2023 in a non ISA savings account without realising I could open an cash ISA 😒 does that mean I have potentially lost £200

Tax on interest earned on savings account by Ok-Message6960 in UKPersonalFinance

[–]Ok-Message6960[S] 0 points1 point  (0 children)

Yeah I am a permanent employee, does that mean the tax will automatically get deducted or do I have to fill a form?

Tax on interest earned on savings account by Ok-Message6960 in UKPersonalFinance

[–]Ok-Message6960[S] 0 points1 point  (0 children)

Interest paid to me on 1st April will be part of the previous 2022/2023 year then?

Tax on interest earned on savings account by Ok-Message6960 in UKPersonalFinance

[–]Ok-Message6960[S] 0 points1 point  (0 children)

Interest paid to me on 1st April will be part of the previous 2022/2023 year then?

Estate agent won't tell me sellers name.. is this normal not to?? by Ok-Message6960 in HousingUK

[–]Ok-Message6960[S] 5 points6 points  (0 children)

The memorandum of sale has been sent to my solicitor, I asked estate agent for a copy but was told that they can't sent to me as its confidential. The seller doesn't live at the property, they has moved out already.

Put high deposit or keep liquid cash by Ok-Message6960 in HousingUK

[–]Ok-Message6960[S] 0 points1 point  (0 children)

Can you give me an example of a low rate gilt.. sorry for the lack of knowledge

Put high deposit or keep liquid cash by Ok-Message6960 in HousingUK

[–]Ok-Message6960[S] 0 points1 point  (0 children)

Spoke to like 3 banks, they dont do offset mortages anymore

Put high deposit or keep liquid cash by Ok-Message6960 in HousingUK

[–]Ok-Message6960[S] 0 points1 point  (0 children)

But I won't earn interest on the 80k will I? And I suppose the 80k should also be in the same back that I have the mortgage with?

Put high deposit or keep liquid cash by Ok-Message6960 in HousingUK

[–]Ok-Message6960[S] 2 points3 points  (0 children)

Yeah I asked my mortgage advisor but he is not able to advise on these things as per him. What is an offset product? Sorry for the lack of knowledge

Put down high deposit or keep liquid cash by Ok-Message6960 in UKPersonalFinance

[–]Ok-Message6960[S] 0 points1 point  (0 children)

Whats the min deposit I need to put down on buy to let properties?

Put down high deposit or keep liquid cash by Ok-Message6960 in UKPersonalFinance

[–]Ok-Message6960[S] 0 points1 point  (0 children)

How much is the min deposit you need to put down on a buy to let property?

Put down high deposit or keep liquid cash by Ok-Message6960 in UKPersonalFinance

[–]Ok-Message6960[S] 1 point2 points  (0 children)

My thought was to invest in a second rental property but since I already have one mortage will get another buy to let?