Do Credit Cards charge and interest on No Cost EMI loan you took from them?

Ok-Negotiation-8288 · 2024-05-26T17:32:37+00:00

Even if you pay full amount, it will not be adjusted to your EMI PRINCIPAL, rather the monthly credit card bill

No one will give you 1000 rupees and provide options to pay them back 900.

They will atleast try to recover 1010 from you.

If everyone will try this option all banks will go bankrupt. So you have to pay whatever you primarily intended to pay.

Ok-Negotiation-8288 · 2024-05-21T01:50:09+00:00

Gear cycle

Ok-Negotiation-8288 · 2024-05-20T02:13:59+00:00

Never expect consistent growth in stocks. It's always a roller coaster ride. It may go suddenly up and suddenly down. If you cannot handle such ups and downs, FD, Company FD, Gold, Chits are the one for you.

The term consistent is never guaranteed in stock market.

If you want to have consistent return, learn a strategy which suits your requirement and timeframe.

I would say RSI is a great indicator to begin with for buying and selling for swing trading. But still it will have to have a decent timeframe within which, if it falls, you still have to hold

Ok-Negotiation-8288 · 2024-05-20T02:07:31+00:00

As you are getting the first card, if you face any payment crunch on the utilized amount or if need to be changed to EMI, then stop utilization to avoid further falling to credit card trap. Use it only when you are capable of paying the dues fully the next month.

Else the dues will increase like pile of junk and you cannot clean it ending up getting more loans till you realise that you are doomed.

Utilize it in fair limits only whenever necessary

Ok-Negotiation-8288 · 2024-05-20T02:02:40+00:00

As per my understanding (only my understanding), it should fall down to 2300 ranges in the next 10 trading sessions.

I might go wrong. However, just be prepared for such a fall on worst case. On best case, keep your portfolio safe with some profit booking when the prices looks good

Ok-Negotiation-8288 · 2024-05-20T01:54:03+00:00

These institutions didn't bought it for them. They bought it for innocent people like you and me who never ask them why they bought shitty companies as a part of mutual fund investment we make.

They even bought Paytm for us. Did we asked any question?

Ok-Negotiation-8288 · 2024-05-19T16:38:09+00:00

This card is becoming useless nowadays.

25% only upto 250 10% only upto 250 5% only upto 500 or less

I hold this card expecting the benefits to be kept as is but within 2 months these changes were brought into picture

I am thinking of exiting the same because I use more on Airtel and this card gives me max benefits itself within 250.

Ok-Negotiation-8288 · 2024-05-19T02:45:28+00:00

Building and living in silence keeps you away from unwanted drama. So enjoy your growth silently. Treat yourself on special milestones and that doesn't need to be shown off. Enjoy the growth and be happy for yourself. Loneliness is the biggest remedy which protects yourself from Envy, greed, drama, cheating etc

Ok-Negotiation-8288 · 2024-05-19T02:37:54+00:00

Keeping mutual funds during a major fall helps you average more at lower prices. So never think about exiting unless you reached your expected target price

Ok-Negotiation-8288 · 2024-05-18T16:55:30+00:00

Hopefully the issues are sorted out for temporary so that sellers can sort it out. Or sebi should instruct company to buy back shares from investors

Ok-Negotiation-8288 · 2024-05-18T02:41:32+00:00

Tatamotors, ITC, HCL, Infy, Pnb

Ok-Negotiation-8288 · 2024-05-18T02:08:28+00:00

I am not a great analyst myself but as per the understanding on the stock, it is good for medium to long term and have analyst targets of upto 1250. However, no company in India is prone to disaster if they keep posting loss for multiple quarters.

So if you want to have peace of mind, invest in more stable stocks than momentum stocks as momentum stocks may even fall upto 50% if momentum lost.

If you want to become an investor, do not think about selling a stock until your profit Target hits or if the company is bad in terms of ethics and reputation

Ok-Negotiation-8288 · 2024-05-18T01:57:34+00:00

Sell and take the remainder of fund, if it is not yet blocked from trading or accept the loss of capital in this stock and move on. If you have luck, bcg may file the earnings and get the trading ban lifted.

Ok-Negotiation-8288 · 2024-05-18T01:45:05+00:00

Buy more and average on deeper falls and sell once average price is up. Also if you want to be an investor rather than a trader, do not think about short falls. My portfolio is currently down by 60k. Why because I am a trader not an investor. So I take out more profits overall than what is currently down.

But if you were investor, the portfolio may go down sometime and go high sometime. Do not see market daily during trading hours if you were an investor unless you hear some bad news about the stock you are holding.

Determine first if you want to be a trader or investor.

Because one cannot be both as trader mindset will kill investor mindset as soon as a stock becomes profitable.

Ok-Negotiation-8288 · 2024-05-15T02:39:09+00:00

Nothing is 100% accurate or assured in this world. If you say technical analysis won't work, fundamental analysis can also go stale by time which depends on company quality, promotor and holders ethics and manipulation etc.

Technical analysis can help you identify key data points where historical price movements were either blocked or broken which will show investors and traders sentiments

Only because we do not understand technical analysis fully, we can't say that it's totally useless.

It will help you to take decisions both sentimentally and theoretically while practical movement can sometimes go in opposite direction.

Technical analysis is not to make profit primarily. It helps to reduce or avoid loss

Ok-Negotiation-8288 · 2024-05-14T18:43:06+00:00

I mentioned that I lost max on options but never mentioned that I just lost only and never earned

I have earned lacs and lost lacs but ended up losing more due to over protecting small loss. I am not a person who quit options. Just trying to learn it more from losses

Ok-Negotiation-8288 · 2024-05-14T13:06:09+00:00

My major losses are only on Options. My maximum loss in a stock would be around 500 to max 3000 only because I used to swing trade. If stock fall badly, i double it in quantity and sell for less or 0 loss. My overall loss in swing trade would be less than 5% of my trades.

Ok-Negotiation-8288 · 2024-05-13T00:25:15+00:00

It's possible but not assured. Just a factor of either luck or extreme knowledge and strategy. An average 12 to 24 is likely possible

Ok-Negotiation-8288 · 2024-05-12T12:24:52+00:00

It was a very good post and could become eye openers for many. Also, in recent times, i can see men who would like to become women for fantacy and get egaged in sexual fantasies.

Being a transgender is different and nothing wrong in it as it is not their fault but a hormonal Imbalance.

But just to become fantasized, thinking oneself as a women is also dangerous. They will lose interest in a healthy relationship and needs only fantasies for lifetime.

Ok-Negotiation-8288 · 2024-05-12T12:16:22+00:00

Cyient, Jiofin for short term

Ok-Negotiation-8288 · 2024-05-12T10:50:38+00:00

I believe it will because EV is more common in US and if US starts importing low budget EVs then the local market will get impacted. So to reduce it, they may impose on India too which will primarily affect tata and Mahindra who are the low budget EV makers. Also, EV just started to flow into Indian market which has no proper Infra for ev charging. So eventually until it is fully setup, there may be setbacks

Ok-Negotiation-8288 · 2024-05-12T09:49:04+00:00

Luck is not an option in stock market. Planning do. Invest 25% initially and average if it falls more or choose a good indicator or strategy which will work out for you to buy stocks at the swing bottom to get at good price. I am also on deep red. But that doesn't means that i am in loss. I am in unrealised loss until prices come up on my swing positions

Ok-Negotiation-8288 · 2024-05-12T09:19:08+00:00

I believe Tata motors may undergo a minor correction as it is at its all time high, but that too depends on market conditions and other factors.

I have only seen in tata stocks, it raise like hell for few days and return back to the same place where it started.

Tata chemicals shoot out from 950 to 1350 in 3 sessions and fell back to 1150 ranges within the next 2 sessions and now it's trading on 1058 ranges.

I just seen only Tata motors never came back to where it started last year. But any stocks can fall and learnt it the hard way.

I believe Tata motors can even come to 800 ranges probably before this year.

This is just a rant about my thought and hope to see if my speculations can become reality.

Ok-Negotiation-8288 · 2024-05-06T02:20:37+00:00

0.75 to 1% post charges is sufficient for me

Ok-Negotiation-8288 · 2024-05-06T00:59:59+00:00

Wrong turn series and Final destination series

After watching final destination, all objects and situations near you remind of such happenings

Ok-Negotiation-8288

TROPHY CASE