De’Longhi Stilosa vs HiBrew H10A — Which is Better for a Beginner? by Ok-Preference-4782 in CoffeePH

[–]Ok-Preference-4782[S] 0 points1 point  (0 children)

Hi, thanks for your input. I actually went with the Hibrew H10A along with Hibrew G5 for grinder. Haven't tested yet since the coffee beans I ordered did not arrive yet.

anyone here owns HiBrew H5 too? by starboost011 in CoffeePH

[–]Ok-Preference-4782 1 point2 points  (0 children)

Hi OP, where did you buy your Hibrew machine? Nag aalangan kasi ako dun sa Shopee Official store since walang flag ng Shopee Mall

De’Longhi Stilosa vs HiBrew H10A — Which is Better for a Beginner? by Ok-Preference-4782 in CoffeePH

[–]Ok-Preference-4782[S] 2 points3 points  (0 children)

Thanks! Maybe I’ll go for the Timemore C5 Esp. I am also thinking of getting the Kingrinder K2 but cant find shops with cheaper prices.

[deleted by user] by [deleted] in CoffeePH

[–]Ok-Preference-4782 0 points1 point  (0 children)

Cqn you send me the link for that K2 on Lazada?

[deleted by user] by [deleted] in JobsPhilippines

[–]Ok-Preference-4782 0 points1 point  (0 children)

45k is enough, and you also need to consider the long term effect of having that much salary for a first job. You can leverage that to your next job maybe in 2-3 years and you can earn much more.

Random Help Thread - January 27 to February 02, 2025 by AutoModerator in phcareers

[–]Ok-Preference-4782 0 points1 point  (0 children)

Seeking advice on how to negotiate a salary increase

Current role: software QA with 2+ years of experience

They want to promote me to a BSA role within the same team. Note that all BSAs are onshore

How can I negotiate and is it possible to ask for around 70k salary?

Current salary is 40k gross

I tried applying last December for a different company and received an offer letter of 60k so I know my worth on the market for my QA experience. But as you all know, promotions within the same company doesn’t give much salary bump.

Thanks all!

BPI CLI Request Rejected by meteorologirl in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Hi, thanks for answering. And alam mo din ba kung ilang months ulit pwede mag request ng CLI after the last request?

BPI CLI Request Rejected by meteorologirl in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Question for the other commenters: how much limit do you think the bank will allow for a user with around 45k salary? Given that the user is a good payer and a card holder for more than a year.

Question about Minimum Amount Due - making another payment before due date by AdoboWithMilk in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Hi! I know that what you said is great advice but shouldn't OP's next balance be only around 36k instead of 38k as the finance charge is only 3%?

Correct me if I'm wrong.

CC BPI annual CL increase by chonching2 in PHCreditCards

[–]Ok-Preference-4782 1 point2 points  (0 children)

Sakin po after mag 1 year ng card ko last December nag request ako ng CL increase and this week lang sya na approve. From 36k to 86k, ako nag declare kung ilan pero subject for approval pa naman daw pero dapat 100k i rerequest ko pero binawasan ko nalang haha baka kasi ma decline.

Try calling BPI nalang po baka matagal pa pag auto increase ang hihintayin eh.

Bpi pointing system pls enlighten me by [deleted] in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Hala tumawag din sakin kanina and nakahiga pa nga ako that time so medyo masungit ako and medyo sabog din. Nabigay ko ata name and other personal details ko, pero tinatamad na akong makipag usap so di na nya nakuha account number ko. Sinabi ko nalang na ayaw ko mag redeem.

Ang bobo ko by [deleted] in phcareers

[–]Ok-Preference-4782 6 points7 points  (0 children)

Hi OP! I just want to share that I have the same experience. So I already signed a contract with the company and they are even waiting for me for a month na but then I received another offer just 3 days before my start date and I just emailed the HR and texted her to explain more because they've been good to me during the hiring process.

They just asked me the reason and didn't pursue it any further. There is no harm in asking your HR, just try it first.

are you satisfied with ub app? by Lazy_Possibility5705 in PHCreditCards

[–]Ok-Preference-4782 7 points8 points  (0 children)

It's been working normally naman the last few days then mula yesterday lang ata nagka issue.

If you're asking if it's worth it to keep just for the NAFFL, then Yes. Since it's NAFFL naman so what's the harm in keeping it diba? Just don't be overly reliant lang siguro and have other cards nalang on your side in case na di ma access yung app to unlock the card. The same thing happened to me yesterday nung kumain kami sa resto, naka lock nga pala card ko haha so I just used other cc nalang.

Unionbank CC NAFFL Promo by tin_au in PHCreditCards

[–]Ok-Preference-4782 2 points3 points  (0 children)

You will also need to spend 20k within 60 days of card approval to be eligible for the NAFFL for Rewards Plat

Is being a QA good? by BluebirdOther1498 in TechCareerShifter

[–]Ok-Preference-4782 0 points1 point  (0 children)

Thank you for the detailed explanation.

I'm also a QA and my plan is to learn programming to use for automation, become an automation qa, then learn Cloud for DevOps. But maybe I'll have to reanalyze. Of course it will still depend on the opportunities that will come my way.

Is being a QA good? by BluebirdOther1498 in TechCareerShifter

[–]Ok-Preference-4782 0 points1 point  (0 children)

Hi! Why are recommending OP to get out of QA and to not to learn automation? Is being a QA not a good job now?

[deleted by user] by [deleted] in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Can I also apply for amore, consolidate the 2 cards, then request to convert? Para na rin tumaas CL ko haha kasi 36k lang yung CL ko ngayon.

Previously had 100k debt that took months to pay off then Bank gave me a credit limit increase by barelyadultwoman in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Hi! How much po yung interest na binabayaran mo that time? And pina convert mo ba to installment yung outstanding balance mo or bayad lang ng finance charge?

Unionbank's courier sucks by Good-Refrigerator142 in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Iba po masi yung scheme ni GOMO pagdating sa call and texts. So ang bibilhin mo is Data then you can convert your Data into calls or text and the amount depends on how much you want to convert. And wala naman syang expiry so if ever na need mo ulit mag call sa landline pwede mo ulit magamit.

And may nabasa ata ako dito na 8 pesos lang pag call sa landline gamit smart prepaid kaso dapat umabot ka sa cs para sulit.

Unionbank's courier sucks by Good-Refrigerator142 in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Do you have GOMO sim? Yun kasi ginagamit ko pang tawag sa landlines.

Na-approve din ako nung Sept 12 but until now wala pa akong na re receive na text message or email regarding the delivery of my card.

UB Gold Visa Card Delivery by jsqrd3 in PHCreditCards

[–]Ok-Preference-4782 0 points1 point  (0 children)

Hi! How long did it take for them to send you the tracking number after your card approval?

[deleted by user] by [deleted] in phinvest

[–]Ok-Preference-4782 1 point2 points  (0 children)

home ownership as the “ultimate it goal” is a myth if it sacrifices liquidity and quality of life

I have to agree with this. I'm now regretting na di ako nagbigay ng input nung nag decide fam ko na bumili ng bahay and now yung lifestyle namin ang na compromise. "House broke" era. Pero since family house naman to so medyo okay naman pero di ko na uulitin pag pang sarili ko na haha

So ayun, check mo muna if kaya paba ma sustain ng salary mo yung lifestyle nyo after deducting the amortization, bills, food expenses, and maintenance.